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View these stories • http://youcango.collegeboard.org/stories College Application & Financial Aid Workshop Don’t think you can go to college? Financial Aid is money received from state and federal governments and private institutions that is awarded to help students pay for college expenses • Grants and Scholarships – money you do not pay back (with exception) • Work study – Money the student earns by working in a job provided by the school • Loans – Money that you must repay – Subsidized versus unsubsidized – Additional unsubsidized versus PLUS Use student loans as a last resort. • Aid for all income levels FAFSA4caster • Use FAFSA4caster to see how federal student aid can help you pay for college. • Get an idea now what you May qualify for next year. o www.fafsa4caster.ed.gov • To get started you need your parents info and estimated income for 2011 Source for Statistics: The College Board, “Regional Variation in Charges,” Trends in College Pricing, Oct. 2008 The Free Application for Federal Student Aid (FAFSA) What is the FAFSA? The Free Application for Federal Student Aid (FAFSA) is a form that current and prospective students must annually complete to apply for federal student aid Applications are available electronically or in paper form Students are encouraged to apply as soon as possible on or after January 1st Completing the FAFSA is just the first step in the financial aid process MTI will host a FAFSA COMPLETION NIGHT IN FEBRUARY. LISTEN FOR ANNOUNCEMENTS. Before Beginning the FAFSA Check ALL application deadlines School and state deadlines* may differ from federal guidelines Confirm your dependency status* Search for school codes* Determine how you will submit the FAFSA Electronically (up to 14 days FASTER!) Electronic signature and submission requires a PIN Establish a PIN before (www.fafsa.gov) or during the application process Manually Sign and mail the application to the address provided *Can be done online at www.fafsa.ed.gov! Before Beginning the FAFSA – Organize your documents 2011-12 documents needed to complete the FAFSA include: Your Social Security Number Your Driver’s License Number (if any) 2010 W-2 Forms and other records of money earned Your 2010 Federal Income Tax Return for the current tax year Your parents’ 2010 Federal Income Tax Return (if you are a dependent student) Your 2010 untaxed income records Your current bank statements Your current business and investment mortgage information, business and farm records, stock, bond and other investment records Your alien registration or permanent resident card (if you are not a U.S. citizen) “FAFSA on the Web” Worksheet Allows you to read and complete FAFSA questions before entering your information online Questions are listed in the same order that they appear on the official electronic application Available online at: http://www.fafsa.gov You can also obtain printed copies of this worksheet by calling 1-800-4-FED-AID (1-800-433-3243) or through your financial aid office Complete the FAFSA Electronically Go to www.fafsa.gov and click on “Fill Out Your FAFSA” Complete the FAFSA by transferring the data from your “FAFSA on the Web” worksheet to your electronic application Sign and submit the electronic FAFSA with your PIN Parent and student must have a PIN Remember, you can apply for a PIN before or during the FAFSA process If you cannot remember your PIN, you may request a duplicate PIN by visiting www.fafsa.gov AM I Independent or Dependent? Married 100% Support Dependent Child Active Military Homeless and NOT living with parents Fosterchild FAFSA Web site Information to Keep In Mind • Contact your COLLEGE to determine your award eligibility • Your FAFSA may be used to apply for aid from other sources, including your COLLEGEl and state • If you need help filling out the FAFSA or if you have any questions about the FAFSA, call the Federal Student Aid Information Center toll-free at 1-800-4-FED-AID • Don’t forget to apply for grants, scholarships, or other financial aid at the institution you want to attend • Use student loans as a last resort State Grants and Scholarships State Grants & Scholarships • The Florida Department of Education, Office of Student Financial Assistance (OSFA) administers state-funded grant and scholarship programs. • Bright Futures is only one of many different Florida scholarship programs that use this one application. • Please visit www.FloridaStudentFinancialAid.org for detailed information, applications, and deadlines • Apply between December 1st and June 4th – IF YOU DON’T APPLY BEFORE GRADUATION, YOU CAN NOT APPLY LATER. • MTI WILL HELP SENIORS IN JANUARY Big Changes to Bright Futures Academic Scholars (award funding for up to 120 college credit hours) Florida Medallion (award funding for up to 120 college credit hours) Gold Seal (award funding for up to 90 college credit hours) GPA 3.5 weighted GPA in only the courses listed below taken before graduation 3.0 weighted GPA in only the courses listed taken before graduation 3.0 weighted GPA using the 16 core credits required for high school graduation, AND a 3.5 unweighted GPA in a minimum of three Career and Technical Education credits in one vocational program Courses used for Calculating GPA 4 English 4 Math 3 Science 3 Social Studies 2 Foreign Language +2 additional core academics can be used to achieve required GPA 4 English 4 Math 3 Science 3 Social Studies 2 Foreign Language + 2 additional core academics can be used to achieve required GPA 4 English 4 Math 3 Science 3 Social Studies 1 Performing Arts 1 HOPE Test Scores ACT Composite Score = 28 SAT R/M Combined = 1270Seniors 1280 Juniors All tests must be taken by 6/15/2012 for qualification ACT Composite Score = 21 Seniors 22 Juniors SAT R/M Combined = 980Seniors 1020 Juniors All tests must be taken by 6/15/2012 for qualification ACT = R18 Eng.17 Math 19 SAT = R440 M440 CPT = R83 SS83 El Alg. 72 A student must qualify on the ACT alone, the SAT alone, or the CPT alone. Test types cannot be combined. Community Service Hours 100 Community Services Hours – Hours must be documented and approved by school prior to graduation. 75 Community Service Hours – Hours must be documented and approved by school prior to graduation. 30 Community Service Hours – Hours must be documented and approved by school prior to graduation. Student Application www.facts.org • Florida Academic Counseling and Tracking for Students (facts.org) is Florida's official online student advising system that can assist high school students, college students, parents, and even counselors to help plan and track educational progress in Florida • Go to www.facts.org: • Click on “High School Students” • Click one of the links under “Plan and Track Progress” • Requires User ID/Password • FORGOT ID/PASSWORD – Student Identification Number is SSS# + X www.facts.org Use facts.org to Check Bright Futures Eligibility COLLEGE APPLICATION CHECKLIST FOR OCTOBER – DECEMBER • FACTS.org – It is never too early to go online • ID 2 or 3 colleges • Search by major not by football • Go on School website – Educate self on admission deadlines & application • SIGN UP FOR ACT, SAT, PERT • PICK UP & FILL OUT BRAG SHEET FOR RECOMMENDATIONS • CHECK OUT FINANCIAL AID WALL & WEBSITES • FAFSA4Caster.ed.gov • Community Service Hours • COMPLETE ALL 4-Year University & Private School APPLICATIONS (see each school) • After 1st semester COMPLETE Community College & Some Technical School Applications WHICH TEST – SAT vs ACT SAT No Science No Trig Vocabulary Emphasized Non- Multiple Choice Questions No English Grammar Questions go from easy to hard in most sections Guessing is penalized Scoring – you get a point for every RIGHT answer & lose fraction of point for a WRONG answer. No deduction for an BLANK answer. ACT SAT TEST LENGTH Reading – 70 Minutes Mathematics – 70 Minutes Writing (MC) – 25 minutes Writing (ESSAY) Science Reasoning Section Math includes Trig and Pre-Cal Vocabulary less important Entirely multiple choice questions English Grammar is tested Easy and hard questions mixed within each section No penalty for guessing Scoring – Answer every question. Your score is based on the # of questions you get right ACT TEST LENGTH Reading - 35 Minutes Mathematics – 60 Minutes English – 45 Minutes Science 35 Minutes FREE TEST PREP o ACT: www.actstudent.org/testprep Free ACT Question of the Day Free Practice Tests “Preparing for the ACT – free guide to help you get ready and practice tests o SAT: http://sat.collegeboard.org/practice Free SAT Question of the Day Free Practice Tests Success Strategies and Plans to get your ready o PERT: http://college.measuredsuccess.com/mscollege/do/log FREE on-line study guide and practice tests o SPARKNOTES – Complete guide to the ACT and the SAT. Breaks down the test into individual sections and gives suggestions for how to prepare and what to expect. www.sparknotes.com/testprep/act www.sparknotes.com/testprep/sat Searching for Other Types of Aid www.fastweb.com • FastWeb offers a free scholarship database that includes over 1.3 million scholarships worth over $3 billion • FastWeb’s database allows you to also search for internships or part-time job openings near your home or school • FastWeb is recommended by more than 16,000 schools and 3,600 colleges • Access FastWeb by visiting www.fastweb.com • requires User ID and Password Other Sources • Use www.finaid.org to search for available monies through scholarships and grants nationwide • The Web site www.scholarshipcoach.com provides free information about scholarships, tuition reduction, college savings plans, and other opportunities • Be aware of recent scholarship scams • Scams can be received via phone, letter in the mail, or E-mail don’t pay money to receive free money! • Visit the Federal Trade Commission (FTC) Web site at www.ftc.gov for additional information on scams, or contact the FTC by calling 1-877-FTC-HELP (1877-382-4357) or TTY 1-866-653-4261 Thanks for attending this workshop