Transcript Document
BancPlus – Functional Architecture Features
Brindley Technologies Pvt. Ltd.
www.BrindleyTech.com
Company Confidential
Brindley Technologies Pvt. Ltd © 2012-2015
1
BANCPLUS®
Brindley Technologies Core Banking Products & IT
Services Features
BANCPLUS®
The Story
Brindley Technologies is one of the emerging software and hardware banking
solution house. Also they are part of the iSPIRIT product consortium.
It has developed a well known software well known as “Bancplus” for all the
banking services for Medium, Small & Cooperative units.
Its world head quarter is in Mumbai, India with Sales offices in London, UK &
Dubai, UAE. We have a state-of-the-art development center for BancPlus
product in Udaipur, Rajasthan.
It has adopted global quality assurance standards and ISO 9001:2008 and
CMMi level 4 processes.
BANCPLUS®
Operation Strategies
OUR VISION
To build a solution not the
product.
OUR PHILOSOPHY
– Technology Excellence
– Flexible Architecture
– Innovative Research
– Result Oriented Approach
OUR MISSION
– To partner in growth with
SMEs by providing low cast
and highly advanced IT
solutions.
– To build long-lasting
partnerships with our clients
and their advisors, who
value our personal services.
BANCPLUS®
BancPlus Products Market Reach
BANCPLUS®
• It is specially designed to undertake advisory consulting,
analysis and strategic assignments, mostly for core
banking systems and the vendors to that market.
• We recognize the value of the daily routine of collecting,
analyzing, reviewing, and understanding all the data from
and about the global banking technology market and
reveal actionable intelligence.
•It’s unmatched security features also make it stand tall
among its competitors
BANCPLUS®
Continue…
•To generate payrolls for the employees.
• It provides anytime, anywhere banking service i.e. Mobile
banking Services.
•It provides immense help to SMEs, as before funding to their
customers they can fully verify their customer’s financial
records.
•It provides an innovative service E- Doctor i.e. provides you
initial medical advice as your own family doctor a door step
away.
BANCPLUS®
Why BancPlus?
Enhanced
customer
satisfaction
Decreased
time to
market
Access to
latest
technology
Simplified Vision for
greater transparency
Minimized
capital outlay
Increased
process
efficiencies
BANCPLUS®
Core Features
User Friendly
Interoperability
Realtime based
Incremental BuildModel
BANCPLUS
Secure
TimeBoxed
BANCPLUS®
Core banking
• It is business conducted by a banking institution with its retail and small business
customers.
• Centralize operations and transaction information, automate core processes.
• Provide clients with real-time, efficient customer service and a variety of interactive,
integrated Web services.
• Support end-to-end business banking products.
• Simplify security management
BANCPLUS®
Pay Roll
• In a company, payroll is the sum of all financial records of salaries for an
employee, wages, bonuses and deductions.
•BancPlus offers a great ease to follow the long and lengthy manual / semi
manual processes for generating staff salaries and other payables.
BANCPLUS®
Advisor Connect
There are many advisors/ agents for CCS or such same-business
organizations.
These agents have large number of customers under them, so to manage
this bulk of customers Newline has provided a flexible, versatile service to
agents.
It provides information about:
• Customers’ accounts- overdue/ renewals/ maturity/ loans etc.
• Business-commission statements/direct or referral business etc.
• Performance analysis can be done of whole team.
BANCPLUS®
Customer Connect
This is the service provided by
Bancplus to customers, so that
they can get involved in and
interact with Business Continuity.
BANCPLUS®
Micro Financing
The software deals with maintaining of information with regard to all
members and their various account transactions with the MFI along with
other attributes.
It provides powerful tools; our customers need to succeed in the modern
Micro Finance environment.
• Custom Built for Micro Finance Institutions.
• Incorporates various Micro Finance models
• Offers customized MIS as per the requirement of the Client.
• Fully Supported by a Strong After Sales Technical Support Team.
BANCPLUS®
Mobile banking
We provide our customers with a convenient, secure, anytime anywhere
banking service i.e. Mobile Banking.
Services such as:
•Funds transfer (within and outside the bank)
•Interbank Mobile Payment Services
•Enquiry services (Balance enquiry/ Mini statement)
•Cheque book request
•Bill Payment (Utility bills, credit cards, Insurance premium), Donations.
•Mobile Top up
•M Commerce
BANCPLUS®
Risk Management
A very vital and useful solution provided by Bancplus i.e. risk management.
• The services monitors, identifies, and manages the risks that an
organization faces and improves overall cash flow-with specialized
management services.
• It help clients to calibrate a comprehensive range of risks i.e.
o credit risk
o price and market risk
o exchange and liquidity risk
o operational risk
o strategic risk.
Continue…
BANCPLUS®
Risk Management
It offers a broad range of research, strategy and analytics.
Using a consultative approach, it provides customized insights and prudent
solutions to reduce credit giving risk.
It provides a framework, which typically involves identifying particular events
or circumstances relevant to the customers objectives determining a
response strategy, and monitoring progress.
It offers a very innovative service i.e. credit information sharing through
which lenders have the information about their customer’s bank records.
BANCPLUS®
Innovations
Flexible
Customization
Proactive
services
Plug & play
• Customization
• Interest rate flexibility
• Agent Entry Scroll
• Collection Center flexibility
• Officer Portability
• ATM Interface
• SMS Interface
BANCPLUS®
Services
Core
banking
Operations
Customer
Connect
Pay Roll
& e-TDS
Banc Plus
Agent
Connect
Risk
Management
BANCPLUS®
SERVICES
WEB DESIGN
• Inclusion of compelling
graphics optimized for
visitor responsiveness and
brand recognition.
•Home page design that
quickly engages the visitor
WEB DEVELOPMENT
•It enables website
functionality, as per the
customer’s requirements.
•It mainly deals with the
non-design aspect of
building websites, which
includes coding and writing
markup.
.
CUSTOMER SOFTWARE
DEVELOPMENT
•Customer e-business &
e-commerce solutions
•Customer Relationship
Management Solutions
•Supply Chain
Management solutions
•Web Portal Solutions
SOCIAL MEDIA
MARKETING
•It create online public
interaction platforms to
market a product or
service.
•It has increased
communication for
organizations fosters brand
awareness and often,
improved customer
service..
BANCPLUS®
Differentiators
Enhanced
customer
satisfaction
Decreased
time to
market
Optimum
integrated
outsourcing seeks
to deliver much
more than just
cost Savings
Minimize
d capital
outlay
Access to
latest
technolog
y
Increased
process
efficiencie
s
FUNCTIONAL FEATURES & ARCHITECTURE
BANCPLUS®
BANCPLUS®
Real Time system & Remote Operability
Production
environnent
Application
Server
Head Office
Access:
Office, Home,
Mobile Phone
(VPN protection)
INTERNET/ VPN
Back up Server
First time activation Key
is generated
Branches
System Parameters
Employee
Maintenance
User maintenance
Employee
Transfers
Salary
Scheme
Employee
salary
generations
BANCPLUS®
Day open/close
Functional Design Architecture
Agent Commission
System console
User Permissions
Loans-Interest Slabs
Charges Slabs
Pre-Maturity Slab
TD Interest Slab
Agent promotion
General Parameters
Balance Sheet Design
Statutory
Reports
Branch Authorization
NPA management
Create/ Maintain Products
Loan Application
Branch Merging Process
Share Application
Term Deposit
Branch Parameters
Maintenance
Sanction
Year End Activity
Agent Scroll
Interest
Application
Loan
Disbursement
Business promotional
Activities
Create/ maintain Ledger
Customer
Create/ maintain Ledger
Office Use
Utility Module
Reconciliation
TD Renewal
Fixed Assets
Daily Reports
Provisional Ledger etc.
Alerts
TD Closure
Dividends
Agent Reports
Provisional
Interest Calc
Loans &
Advances
Create /Verify Transactions
SI Execution
Utility Scroll
Share Transfer
S I Design
Income & Expenditure
Sundry Debtors &
Creditors
Deposits
View/ Analyze Reports
Branch MIS
Interfaces
Handheld
ATM
Bulk Entry
SMS
Statutory
Reports
BANCPLUS®
Segments
MASTER
MANAGEMENT
TRANSACTION
MANAGEMENT
REPORT
MANAGEMENT
• It caters all the
necessary
information about
the customers for
opening of accounts
and many more.
• This is useful to
maintain transaction
or voucher entry at
various levels.
• This section is
valuable for Total
Report Management
i.e. Viewing,
Archiving,
Distributing and
Printing of Reports.
BANCPLUS®
Master Management
This section is set up to create various schemes like Interest schemes, Loan Schemes etc. It is used for
creating users and defining their working permissions and roles.
BANCPLUS®
Master Management
Customer Management
Interest Rate Management
Balance Sheet Customization
NPA management
Membership Maintenance
Advisor management
Security Stock
BANCPLUS®
Transaction Management
Transaction Management is the important
section in which all the voucher entry goes
through two level verification process for
authenticity before being effected in
relevant account ledger.
BANCPLUS®
Transaction Management
Entry Scroll
Inter Branch Scroll
Utilities
Remittance
Account ledger
Reconciliation Registers
Admin
BANCPLUS®
Report Management
Report Management segment is
highly customized and user
friendly .
This is very flexible system
which is capable to retrieve all
the reports.
BANCPLUS®
Report Management
Alerts
Daily Reports
Error Check Reports
Agent Reports
Miscellaneous Reports
MIS
BANCPLUS
®
Know more about our banking product at:
http://brindleytech.com/core-banking-bancplus/
Know more about our Financial Services solutions at:
http://brindleytech.com/financial-services/
Next Step
Thank You
Brindley Technologies Pvt. Ltd.
www.BrindleyTech.com
Company Confidential
Brindley Technologies Pvt. Ltd © 2012-2013