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Can we have comprehensive health care reform that provides all medically necessary care to all residents and saves money? Europe: The destruction of WWII required the restoration of security through social institutions. Created a system based on human rights. The US retained an employment-based system of health care. 1960s belief: Private insurance industry would respond quickly to a changing medical economy and cover everybody within 10 years. • In the 1980s, a fundamental shift occurred to private investor-owned health corporations. • Health care was perceived as a fertile field for profit seeking businesses. In this new environment Health became a commodity, patients became consumers The United States is one of three industrialized nations that does not have a HEALTH CARE SYSTEM Expensive Low quality/poor outcomes Lack of prevention People avoid medical care Lack of coordination/medical errors Increasing disparities Losing primary care doctors We spend two times more and cover less; fewer benefits and fewer people AMONG INDUSTRIALIZED NATIONS THE U.S. HAS: The lowest ranking in health care The highest infant mortality The highest maternal mortality The lowest life expectancy Percent of adults (ages 18+) who received all recommended screening and preventive care within a specific time frame given their age and sex* * Recommended care includes seven key screening and preventive services: blood pressure, cholesterol, Pap, mammogram, fecal occult blood test or sigmoidoscopy/colonoscopy, and flu shot. Data: B. Mahato, Columbia University analysis of 2002 Medical Expenditure Panel Survey. Source: Commonwealth Fund National Scorecard on U.S. Health System Performance, 2006. 29(47%)% households - someone skips a medical treatment, cuts pills or does not fill a prescription because of cost 23%(32%) Americans have problems paying medical bills 21% Americans had an overdue medical bill. 1 million people experience medical bankruptcy each year Health Care Costs Survey, USA Today/Kaiser Family Foundation/Harvard School of Public Health, August 2005; D. Himmelstein et al, Health Affairs, 2005( KFF Survey Oct., 2008) The number of preventable deaths (per 100,000) from treatable conditions in 19 leading industrialized nations (2002-2003): 1. France = 64.8 2. Japan = 71.2 3. Australia = 71.3 The worst: 19. United States = 109.7 = 110,000 preventable deaths per year! (due to lack of access to care) Journal of Health Affairs For most core quality measures, Blacks (73%), Hispanics (77%), and poor people (71%) received worse quality care than their reference groups. For most measures for poor people (67%) disparities were increasing. Increasing disparities were especially prevalent in chronic disease management. Agency for Healthcare Research and Quality: National Healthcare Disparities Report, 2006. Shortages in pediatrics, internal medicine and family medicine. Decreased access to geriatricians and gynecologists. Low interest by medical students because of: high student loan debt malpractice insurance low starting salaries • The current average graduation debt is: $155,000 • Medical school tuition is increasing • Loan deferment is disappearing • Primary care physicians earn 30% less (2006) Administration is the Fastest Growing job in Health Care 3000% 2500% 2000% 1500% 1000% 500% 0% 1970 1975 Source: Bureau of Labor Statistics and NCHS 1980 1985 Physicians 1990 1995 Administrators 2000 Administrative Costs Clinical Care 31% ($2000 per person) 69% Source: Woolhandler, et al, New England Journal of Medicine, August 2003 & Int. Jrnl. Of Hlth. Services, 2004 73% 80 80% uses less than $1000 of care per year 70 60 Percent of 50 health Care 40 Expenditures 30 20 10 0% 0% 0% 1% 1% 2% 4% 6% 13% 0 10% 10% 10% 10% 10% 10% 10% 10% 10% 10% Source:Agency for Healthcare Research and Quality MEPS, 1999 Cumulative Changes in Health Insurance Premiums, Workers’ Earnings, and Overall Inflation 2000 - 2006 100% 80% 60% 40% 20% 0% Health Insurance Premiums Worker's Earnings Overall Inflation Premiums are rising five times faster than inflation UNINSURED Increase illness and disability Decrease use of health services Insurance premiums increase Choose policy with fewer benefits, higher deductible Increase out of pocket spending Who are the uninsured ? PART TIME NON WORKER: students, homemakers disabled, early retirees, unemployed 19% WORKER 11% FULL TIME WORKER 70% Respect for human dignity demands that no one refrain from seeking medical care from fear of the consequences of doing so, and that no one suffer financial adversity as a result of having sought care. The moral foundations of universal coverage are as simple as that. American Journal of Public Health January 2003, vol 93 BANDAID REFORM: patchwork reforms that expand current health care programs, shift responsibility to the individual and/or subsidize the purchase of health insurance. COMPREHENSIVE REFORM: fundamental reform that reorganizes the funding, unifies the administrative process and creates a health care system that serves the whole community. STATE PLAN EXPECTATION RESULT Maine DIRIGO 31,000 enrolled in first year, 130,000 more by 2009 Less than 10,000 enrolled by the fourth year, less than half of them uninsured prior to enrolling Minnesota Care Subsidized insurance up to 275% poverty line, 158,000 enrolled by 1997 at $252.3 million 142,000 enrolled by 2005 and declining at a cost of $409 million Washington Basic Health Plan 1987 : all under 200% poverty line 1993: “universal” coverage Forced to cap enrollment at 125,000 in 2001 but 400,000 people eligible TennCare All under 400% poverty line 300,000 in first year 500,000 in second year 14.7% uninsured at onset 16.3% uninsured in 2005 The system is collapsing because too costly Percent of previously uninsured newly covered as of 11/1/07, calculated from CPS Rights-Based: Access is given to all residents and is funded through progressive taxation. The only proven means of achieving universal coverage. Incentive-Based: Access is purchased and voluntary, but subsidies/tax credits are offered as incentives. Criminalization: Purchasing access is required by law, failure to purchase access is penalized. Unified risk pool – everybody in, nobody out. Everybody contributes to fund health care based on ability to pay. All medically necessary care is covered. Simplified administration saves money. Focused on preventative and timely care. Transparency and Accountability to the public DO YOU HAVE YOUR FIRE INSURANCE CARD? H.R. 676 THE UNITED STATES NATIONAL HEALTH INSURANCE ACT (Expanded and Improved Medicare For All) “We will never be able to control health care costs and provide quality health care to all Americans unless we establish a universal health care system with single payer financing.” - Dr. Marcia Angell To ensure that all Americans have: A single standard of high-quality, affordable health care guaranteed by federal law Access to health care services whenever medical attention is needed Every person living in the United States is eligible from birth throughout life Every person living in the United States and the U.S. Territories would receive a United States National Health Insurance Card & ID number once enrolled All patients are presumed eligible to receive services, even if not carrying card at time of need Patients will be able to seek treatment from the physician, clinic or hospital of their choice • • • • • • preventative care primary care inpatient hospital care outpatient care emergency care prescription drugs • • • • • • durable medical equipment long term care mental health services dentistry eye care substance abuse treatment Additional costs Covering the uninsured and poorly-insured Elimination of cost-sharing and co-pays +7.2% +5.1% Savings Bulk purchasing of drugs & equipment Reduced hospital administrative costs Reduced physician office costs Reduced insurance administrative costs Primary care emphasis & reduce fraud -2.8% -1.9% - 3.6% -5.3% -2.2% Net (Savings) Source: Health Care for All Californians Plan, Lewin Group, 2005 -4.3% Savings Revenue: $387 billion Existing Revenue New Revenue $1,305 billion $1,259 billion TOTAL (Savings and Revenue) $2.951 trillion TOTAL PROJECTED SPENDING $2.776 trillion It is time to end the cruelty inherent in the failed U.S. health care system. The opportunity exists to restore national dignity and do what every other civilized nation on earth does—take care of its people. Margaret Flowers and Brigitte Marti For more information: Physicians for a National Health Program www.pnhp.org (local chapters in Washington, D.C. and Maryland). Healthcare-Now! www.healthcare-now.org Healthcare-Now of Maryland www.mdsinglepayer.org Leadership Conference on Guaranteed Healthcare www.guaranteedhealthcare4all.org