Transcript Folgate Warren Hill Risk Solutions Ltd

TOWERGATE
WARREN HILL
Providers of the FSB Insurance
Service
Anne Butler
FSB National Relationship Manager
Insurance Policies
Are you happy with your insurance
premium?
Are you happy with the choice of
Insurers available to you?
What can you do about it?
What do Insurers look
for when considering
an Insurance Risk and
how much to charge?
Business Description
Established Business
Low turnover of Staff
Well trained Staff
Management of Safety - Employee Handbooks
Drivers Handbooks
Risk Assessments
Method Statements
COSHH Reports
Health & Safety Policy
What should I be looking for in
an Insurer?
Reliable solvent company – cheapest is not always the best
Employers Liability Limit of Indemnity - £5 million minimum
£10 million is normal
Is this enough?
What do I do if an incident occurs?
Inform your insurers as soon as you are aware
of a potential claim.
Make sure your documentation is “up to scratch.”
Let your insurers deal with it, do not prejudice their
position.
Happy, valued staff are less likely to sue you!
? Do you carry D&O cover?
TOWERGATE
WARREN HILL
Providers of the FSB Insurance
Service
Anne Butler
FSB National Relationship Manager