Transcript Document

Affordable Housing
Presentation
National Housing Bank
Conference on
Affordable Housing
(Hotel Imperial)
28.01.2010
ARUP ROY CHOUDHURY,
CMD-NBCC & CHAIRMAN-SCOPE
Affordable Housing
• Affordable
housing
means
connotations for different people
different
• Affordable housing must be differentiated from
low cost housing
• For different segment of society the word
‘affordable’ has different cost connotations
ARUP ROY CHOUDHURY,
CMD-NBCC & CHAIRMAN-SCOPE
2
Affordable Housing
 How can a builder create affordable housing
- By Forward Costing Method
- By selection of material to suit the pocket of
the target buyer
- By generating resources from economy of
scale
ARUP ROY CHOUDHURY,
CMD-NBCC & CHAIRMAN-SCOPE
Affordable Housing
 Population Density Norms
 Enhancement of FAR / FSI
 Tax Incentives to the developers
 Reduction in stamp duty
 Codal Relief
ARUP ROY CHOUDHURY,
CMD-NBCC & CHAIRMAN-SCOPE
Affordable Housing
 Modular and compact design with maximum
efficiency i.e. optimum use of common areas
 Standard design of room size, door/windows,
tiles to minimize wastage during construction
as well as optimize the cost
 Construction of low rise buildings (G+3) or
(G+4) without use of lifts and costly firefighting arrangements & load bearing walls
ARUP ROY CHOUDHURY,
CMD-NBCC & CHAIRMAN-SCOPE
Affordable Housing
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Use of advanced technology to save time and cost
Use of low cost / alternative building materials
Pressed clay bricks
Fly ash bricks for walls
Clay tiles and slates
Reinforced bricks and stone slabs
Clay bamboo mat with lime / cement plastering
ARUP ROY CHOUDHURY,
CMD-NBCC & CHAIRMAN-SCOPE
Affordable Housing
 Availability of cheaper loans for the buyers
 Preferential loan disbursement at cheaper
rates to the developers for construction of
affordable housing schemes
 Stamp Duty
 Tax Relief
 Tradability
ARUP ROY CHOUDHURY,
CMD-NBCC & CHAIRMAN-SCOPE
Affordable Housing
 Preferably through self-regulation method by
the industry
 Otherwise through a body operating on the
lines of CERC / SERC as in the Power Sector
ARUP ROY CHOUDHURY,
CMD-NBCC & CHAIRMAN-SCOPE
Affordable Housing
 Definition of Super Area
 Vis-à-vis Plinth Area
 Vis-à-vis Carpet Area
(Loading of carpet to super should not exceed 40%
for commercial & 30% for residential)
ARUP ROY CHOUDHURY,
CMD-NBCC & CHAIRMAN-SCOPE
Affordable Housing
 Preferential Charges / Location Charges
Common facility charges
 Penalization of developers due to
 False Information
 Late delivery
 Non-availability of completion certificate etc.
ARUP ROY CHOUDHURY,
CMD-NBCC & CHAIRMAN-SCOPE