Transcript RURAL HOUSING – INDIRA AWAS YOJANA (IAY)

Rural Housing
Indira Awaas Yojana (IAY)
PROJECT DIRECTORS CONFERENCE
22nd – 23rd June, 2011
Department of Rural Development
Ministry of Rural Development
Government of India
Financial & Physical Performance (2010-11)
Allocation of Funds under IAY
Rs. 10053.70 cr
Central Releases
Rs. 10139.45 cr
Total Available Funds
Rs. 17902.70 cr
Utilization
Rs. 13406.52 cr (74.89%)
Physical Target
29.08 lakh
Physical Achievement
26.96 lakh (92.69%)
No. of houses sanctioned in 2010-11
33.40 lakh (114.86%)
No. of houses sanctioned to SC/ST
17.95 lakh (53.74%)
No. of houses sanctioned to Minorities
4.26 lakh (12.75%)
Districts which have not availed Instalments
of Funds for 2010-11
State
1st & 1st (Part)
Installment
2nd Installment
Arunachal
Pradesh
-
Papumpara &
Lower Subansiri
Assam
-
Dhubri,
Karimganj,
N.C.Hills & Sonitpur
A& N Islands
Nicobar
Nicobar
Bihar
Araria & Purnia
Araria, Punia, Saran &
Supul (4)
Chhattisgarh
-
Janjgir-champa
Daman & Diu
-
Daman & Diu
Dadra & N. Haveli
-
Dadra & N. Haveli
Districts which have not availed Installments
of Funds for 2010-11
State
1st & 1st (Part)
Installment
2nd Installment
J&K
-
Ganderbal, Kathua, Kishtwar &
Srinagar
Manipur
Thobal
Thobal, Bishnupur,
Chandel,
Churachandpur, Imphal West
Orissa
Jagatsinghpur
Jagatsinghpur, Rayagada
Puduche Puducherry
rry
Puducherry
Punjab
-
Muktsar
West
Bengal
Darjeeling
Darjeeling, Howrah
Releases with Deductions (2010-11)
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NE States :
State
Amount deducted (Rs. Lakh)
Arunachal Pradesh
35.146
Assam
7776.670
Meghalaya
359.013
Mizoram
9.200
Total
8180.029
Releases with Deductions (2010-11)
Other States & UTs :
State
Amount
deducted
State
Amount
deducted
Andhra Pradesh 0.347
Bihar
20497.222
Chhattisgarh
151.688
Maharastra
Orissa
Punjab
163.611
2134.748
1191.248
Goa
Gujarat
Himachal
Pradesh
J&K
98.410
3124.214
14.097
Rajasthan
Uttar Pradesh
Uttarakhand
129.475
107.469
585.925
635.861
West Bengal
9041.456
A & N Islands
Total
79.320
Jharkhand3293.792
Madhya Pradesh 583.731
41832.614
Districts which have not been released Ist instalment
for 2011-12 due to non-fulfilment of conditions/nonsubmission of proposal
States
No. of
Names of Districts
Districts
Arunachal
Pradesh
16
ANJAW(Border), CHANGLANG, D. VALLEY LOWER DEBANG
VALLEY, KAMENG EAST, KAMENG WEST, KURUNG KURMEY,
LOHIT, PAPUMPARE, SIANG EAST, SIANG UPPER, SIANG
WEST, SUBANSIRI LOWER, SUBANSIRI UPPER, TAWANG,
TIRAP
Assam
5
DHUBRI,
KAMRUP(RURAL),
N.C.HILLS,SONITPUR
Bihar
27
ARARIA, ARWAL, BHAABHUA, BHAGALPUR, BHOJPUR, BUXER,
CHAMPARAN WEST, DARBHANGA, GAYA, GOPALGANJ, JAMUI,
KHAGARIA,
KISHANGANJ,
LAKHISARAI,
MADHUBANI,
MUNGER, MUZAFFARPUR, NALANDA, PATNA, PURNIA,
ROHTAS, SAHARSA, SAMASTIPUR, SARAN,
SITAMARHI,
SUPUL, VAISHALI
Gujarat
6
BHAVNAGAR, GANDHINAGAR,
KACHCHH, RAJKOT
H. P
2
KINNAUR, LAHUL & SPITI
JAMNAGAR,
KARIMGANJ,
JUNAGADH,
Districts which have not been released Ist instalment
for 2011-12 due to non-fulfilment of conditions/nonsubmission of proposal
States
No. of
Districts
Names of Districts
Jammu &
Kashmir
8
GANDERBAL, KARGIL, KATHUA, KISHTWAR, LEH, RAMBAN,
REASI, SRINAGAR
Karnataka
11
BAGALKOT,
BELGAUM,
BELLARY,
BIDAR,
BIJAPUR,
CHIKBALLAPUR, DAKSHINA KANNADA, DHARWAD, GADAG,
GULBARGA, KOPPAL
Manipur
3
BISHNUPUR, CHANDEL, IMPHAL WEST
Orissa
8
DEOGARH, GAJAPATI, JAGATSINGHPUR, KALAHANDI,
KEONJHAR, MALKANGIRI. RAYAGADA, SAMBALPUR
Punjab
9
BATHINDA, HOSHIARPUR, LALANDHAR, KAPURTHALA,
LUDHIANA, MOGA, MUKTASAR, NAWANSHAHAR,ROOPNAGAR
U. P
2
BAGHPAT, GAUTAM BUDHA NAGAR
West Bengal
3
DARJEELING, HOWRAH, MEDINIPUR WEST
Districts which have not been released Ist instalment
for 2011-12 due to non-fulfilment of conditions/nonsubmission of proposal (Contd.)
States
No. of
District
s
Names of Districts
A&N
Islands
3
ANDAMANS, N & M ANDAMAN, NICOBARS
Dadar &
Nagar Haveli
DADAR & NAGAR HAVELI
Daman &
Diu
DAMAN & DIU
Lakshadweep
LAKSHADWEEP
Puducherry
PUDUCHERRY
Houses under Construction/Incomplete
S.
No
States
No. of Distts.
In the State
Number of Houses under
Construction/Incomplete
More than 100% of
Target for 2011-12
(No. of Distts./Total
No. of Distts.)
More than 86% of
Target for 2011-12
(No. of Distts/Total
No. of Distts.)
1
ARUNACHAL
PRADESH
16
1
1
2
ASSAM
27
4
8
3
BIHAR
38
34
35
4
CHHATTISGARH
16
9
9
5
GOA
2
2
2
6
GUJARAT
26
13
13
7
HIMACHAL
PRADESH
12
2
2
Houses under Construction/Incomplete
S.
No
States
No. of Distts. In
the State
Number of Houses under
Construction/Incomplete
More than 100% of
Target for 2011-12
(No. of Distt./Total
No. of Distt.)
More than 86% of
Target for 2011-12
(No. of Distt/Total
No. of Distt.)
8
JAMMU AND
KASHMIR
22
4
5
9
JHARKHAND
24
24
24
10
KARNATAKA
29
3
4
11
KERALA
14
5
6
12
MADHYA
PRADESH
48
13
16
13
MAHARASHTRA
33
5
5
14
MANIPUR
9
1
1
Houses under Construction/Incomplete
S.
No
States
No. of Distts. in
the State
Number of Houses under
Construction/Incomplete
More than 100% of
Target for 2011-12
(No. of Distt./Total
No. of Distt.)
More than 86% of
Target for 2011-12
(No. of Distt/Total
No. of Distt.)
7
2
3
12
14
15
MEGHALAYA
16
ORISSA
30
17
PUNJAB
20
18
RAJASTHAN
33
19
TRIPURA
20
UTTAR PRADESH
71
4
5
21
WEST BENGAL
19
3
6
22
AND & NIC
ISLANDS
3
1
1
2
9
10
2
4
Coverage of Targeted Components (2010-11)
State/UT
No. of
Distts.
in the
State
CoverageCoverageSC/ST less Physically
than 60%
Challenged
(No. of
less than 1%
Distts.)
(No. of
Distts.)
Coverage Women
less than
40%
CoverageMinorities
less than 80% of
Minority target
(No. of
Distts.)
(No. of Distts.)
Andhra Pradesh
22
8
13
0
10
Arunachal Pradesh
16
9
14
10
16
Assam
27
4
7
7
10
Bihar
38
11
8/
0
10
Chhattisgarh
16
2
14
0
15
Goa
12
1
2
0
1
Gujarat
26
9
18
0
18
Haryana
21
4
9
1
10
Himachal Pradesh
12
7
5
3
10
Coverage of Targeted Components (2010-11)
No. of
Distts. in
the State
CoverageSC/ST less than
60% (No. of
Distts.)
CoveragePhysically
Challenged
less than 1%
(No. of
Distts.)
Coverage Women less
than 40%
(No. of
Distts.)
CoverageMinorities
less than 80%
of the minority
target (No.
of Distts.)
J&K
22
9
17
13
21
Jharkhand
24
3
11
8
8
Karnataka
29
22
11
0
14
Kerala
14
11
3
11
0
Madhya Pradesh
48
24
27
0
31
Maharashtra
33
10
20
5
16
Manipur
9
7
5
7
8
Meghalaya
7
0
4
3
--
State/UT
Coverage of Targeted Components (2010-11)
State/UT
No. of
Distts. in
the State
CoverageSC/ST
less than
60%
CoveragePhysically
Challenged
less than 1%
Coverage Women
less than
40%
(No. of
Distts.)
(No. of
Distts.)
(No. of
Distts.)
CoverageMinorities
less than 80%
of minority
target
(No. of Distts.)
Mizoram
8
1
5
2
--
Nagaland
11
0
0
0
--
Orissa
30
7
23
1
26
Punjab
20
7
11
3
9
Rajasthan
33
5
14
1
13
Sikkim
1
0
0
0
0
Tamil Nadu
31
2
4
0
8
Tripura
4
0
1
0
1
Coverage of Targeted Components (2010-11)
State/UT
No. of
Distts. in
the State
CoverageSC/ST less
than 60%
(No. of
Distts.)
CoveragePhysically
Challenged
less than 1%
Coverage Women
less than
40%
(No. of
Distts.)
(No. of
Distts.)
CoverageMinorities
less than 80%
of minority
target(No. of
Distts.)
Uttar Pradesh
71
25
38
11
34
Uttarakhand
13
5
12
1
10
West Bengal
19
10
9
3
4
A & N Islands
3
NA
3
2
3
D & N Haveli
1
NA
NA
NA
NA
Daman & Diu
1
NA
NA
NA
NA
Lakshadweep
1
NA
NA
NA
NA
Puducherry
1
NA
NA
NA
NA
* NA – Not Available
Requirement for Full Release of Funds
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At least 60% of Total Available Funds (TAF) to be
utilised
Transfer of funds not to implementing agencies but
beneficiaries to be treated as expenditure
Opening balance in UC to tally with closing balance in
Audit Report
Closing balance to be less than 10% of TAF
Diversion of IAY funds and interest amount for other
purposes not permitted
Reporting of Outcome performance as part of UC
In case of excess closing balance utilise 75% of TAF by
31st December
Common/Frequent Shortcomings/Errors in
Proposals submitted for II Installment
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State share not released or partially released
UC/AR/Block Expenditure Statement and Bank
Reconciliation Statement do not tally
Compliance with Auditors’ observations not furnished
with the proposal
Bank Charges/Contingency Expenditure included in
the Income and Expenditure Statement which is not
permissible
The interest accrued on IAY funds parked in the bank
can only be utilized towards unit assistance and not
for any other purpose
Funds under Total Sanitation Campaign (TSC) only to
be utilized for construction of latrine in IAY house
Funds released under Special Packages during 2008-09
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Rs. 412.91 crore were released as special package for construction of 3.15
lakh houses in 33 districts worst affected by naxalite activities in eight States
of Andhra Pradesh, Bihar, Chhattisgarh, Jharkhand, Madhya Pradesh,
Maharashtra, Orissa and Uttar Pradesh. All districts availed II installments
but documents/clarification are still pending for settlement of the case.
Rs. 20.61 crore were released as special package for construction of 0.23 lakh
houses in 14 border area districts of Jammu & Kashmir, Himachal Pradesh,
Arunachal Pradesh and Assam. Out of 14 districts 9 districts availed II
installments rest of five districts namely Dibang Valley and Kurang Kurmey of
Arunachal Pradesh and Jammu, Kathua and Poonch of J & K not availed II
Instalment. The documents in respect of 9 districts namely Anjaw of
Arunachal Pradesh and Leh, Jammu, Baramulla, Kupwada, Rajauri and Kargil
of Jammu & Kashmir and Kinnaur , Lahul & Spiti of Himachal Pradesh who
availed the II Installments are still pending for settlement of the case.
* The documents pending in all the cases mentioned above are
Utilization Certificate (UC), Audit Report (AR) & Completion
Certificate (CC)

Funds released under Special Packages during 2008-09

Rs. 99.00 crore were released as special package for construction of 0.73 lakh
houses in 15 Kala-azar affected districts of Bihar. Out of 15 districts only 6
districts availed II Installments. The documents for settlement of the case are
still pending.

Rs. 35.25 crore were released as special package for construction of 0.47 lakh
houses for primitive tribal groups in Andhra Pradesh, Jharkhand, Rajasthan
and West Bengal. Only 1 district of West Bengal namely West Medinapur left
to availed II Installments.
All districts availed II installments. The
documents/clarification are still pending for settlement of the case.
* The documents pending in all the cases mentioned above are
Utilization Certificate (UC), Audit Report (AR) & Completion
Certificate (CC)
Documents Required for Claiming 2nd
Instalment of Special Package

Separate
UC/Audit
physical performance
Report
alongwith

Uploading of the data in separate MPRs
incorporated for online entry

DRDAs to claim 2nd instalment immediately if
not claimed so far
Scheme for Allotting Homestead Plots –
Basic Parameters

Eligibility of Beneficiaries



Should be a BPL household with neither land nor
house-site
Should belong to the Permanent IAY Waitlist
Conditions for Purchase
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In the first instance States to regularize presently
occupied site
Otherwise States to allot suitable Government Land
If not possible, private land to be purchased or
acquired
Scheme for Allotting Homestead Plots –
Basic Parameters – contd.
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Unit Assistance per Beneficiary

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For purchase/acquisition of 100-250 sq.mt.
Rs. 10,000 or actual, whichever is less
To be shared in ratio of 50:50 with the States
If amount falls short, balance amount to be
contributed by States
Incentivising States

Additional funds under IAY to the extent of plots
allotted by way of regularization/allotment of Govt
land / purchase / acquisition
Funds released under Homestead
scheme
State
Released for Homestead Sites
(Rs. Crore)
2009-10
Andhra Pradesh
Bihar
Gujarat
Madhya Pradesh
Maharastra
Karnataka
Kerala
Rajasthan
Sikkim
Tripura
Uttar Pradesh
2010-11
Released as Incentive
(Addl. Targets) (Rs. Cr)
2010-11
102.28 (22)
53.34 (38)
124.80 (21)
180.10 (48)
25.00 (33)
54.00 (11)
60.82 (18)
53.67 (9)
32.09 (14)
161.50 (33)
17.21 (11)
0.83 (1)
32.85 (4)
1.90 (48)
Figures in bracket denote “No. of districts”
Quality of IAY Houses

Decisions taken on the recommendation of Task
Force
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House should be a pucca one with permanent walls and
permanent roofing and with walls constructed with
cement mortar
Type design should be prescribed by the States &
States to train masons & ensure availability of material
according to design
Application forms for DRI on consent of beneficiaries to
be filled up by the DRDAs
Technical supervision mandatory at foundation & roof
laying stage
Cluster approach of villages may be followed for better
supervision
System of social auditing to be introduced
Transparency & Accountability

Permanent IAY Waitlists

MPR formats & Online
Monitoring

Database of beneficiaries
Status of Permanent IAY Waitlists

Waitlists prepared and painting completed


Waitlists prepared but painting not completed


Arunachal Pradesh, Goa, Mizoram, Sikkim, UP &
Lakshadweep
Waitlists and painting near completion
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Assam, Chhattisgarh, Gujarat, Jharkhand, Madhya
Pradesh, Nagaland, Punjab, Rajasthan, Tamil Nadu
& Uttarakhand
Bihar, HP, J&K, Karnataka & Maharashtra
Waitlists still not prepared

AP, Haryana, Kerala, Manipur, Meghalaya, Orissa,
Tripura, WB, A&N, D&D, D&N Haveli & Puducherry
Online Monitoring & MPR Formats

Districts which are not reporting online MPR at all
State
District
Arunachal
Pradesh
Dibang Vally, East Kameng, Kurung Kurmey, Lohit,
Lower Dibang Valley, Papun Pare, Tirap
J&K
Kulgam, Leh, Poonch, Baramula, Shopian, Srinagar
Manipur
Bishnupur, Tamenglong, Ukhrul
West Bengal
Darjeeling
D & N Haveli
D & N Haveli
Lakshwadeep
Lakshwadeep
Puducherry
Puducherry
Daman & Diu
Daman & Diu
Districts which have not reported online
MPR for March, 2011
States
Districts
Arunachal Pradesh
Lower Subansiri, Upper Siang, Upper Subansiri
Himachal Pradesh
Sirmaur
J&K
Badgam, Doda, Ganderbal, Pulwama
Maharashtra
Gondia, Osmanabad,
Manipur
Chandel, Churachandpur, Imphal West, Senapati
Meghalaya
East Khasi Hills, Ri Bhoi,
Tripura:
South Tripura
Uttar Pradesh
Kaushambi
West Bengal
24 Parganas North, Jalpaiguri, Murshidabad,
Purba Medinipur, Siliguri
Status of IAY-MIS
Status of IAY-MIS: Data of number of beneficiaries uploaded:
States
No.
States
No.
Andhra Pradesh
8
J&K
35
Arunachal Pradesh 37
Jharkhand
2152
Assam
61423
Karnataka
2
Bihar
9007
Kerala
597
Chhattisgarh
9296
MP
14039
Goa
1226
Maharashtra
10062
Gujarat,
284604
Manipur
1
Haryana
29742
Meghalaya
8009
Himachal Pradesh
5
Mizoram
673
Status of IAY-MIS
(Contd.)
Status of IAY-MIS: Data of number of beneficiaries uploaded:
States
No.
States
No.
Nagaland
1
UP
798640
Orissa
306256
Uttarakhand
501
Punjab
5639
West Bengal
19714
Rajasthan
12398
A & N Islands
76
Sikkim
1
Daman & Diu
0
Tamil Nadu
78988
Dadra & N.H
1
Tripura
7111
Puducherry
0
Convergence with Differential Rate of
Interest (DRI) Scheme
• IAY beneficiaries eligible for loan of upto Rs. 20000 at 4% rate of
interest
• RBI has issued guidelines to public sector banks
• Off-take is extremely poor either due to poor awareness among
the beneficiaries or due to lackadaisical attitude of the banks
• Up-loaded data shows that only 1948 and 60 beneficiaries in
Gujarat and Tamil Nadu respectively have availed of this facility
• Gujarat has succeeded to some extent due to persistent
persuasion and follow-up with banks
• DRDA should pursue the issue with the lead bank of the district
• Beneficiaries should also be assisted in approaching and getting
loan under this scheme from the banks
• Data in this regard should be regularly uploaded in the MPR
format
Convergence with Total Sanitation Campaign
(TSC)
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IAY Guidelines stipulate convergence of IAY with funds provided under
Total Sanitation Campaign (TSC) for providing sanitary latrines in IAY houses
Deptt. Of Drinking Water & Sanitation implements TSC under which BPL
beneficiaries are provided an incentive of Rs. 2200 (Rs. 2700 in hilly & difficult
areas) on construction of a sanitary latrine
The latrine should be constructed within the premises of the house
Presently the number of IAY beneficiaries availing this incentive is very low
Authorities themselves are not aware of this provision in many districts
Clause for deduction of Rs. 600 from IAY unit assistance in case a beneficiary
fails to construct a toilet was deleted from IAY guidelines w.e.f. February, 2006
To reiterate the provision, a joint letter with Deptt. Of Drinking Water &
Sanitation issued on 18th May, 2011
Efforts should be made for awareness generation of the beneficiaries to ensure
that they construct and use toilet after availing the incentive amount under
TSC
Convergence with other schemes
IAY stands converged with other schemes such as
provision of Smokeless Chullahs, Rajiv Gandhi Gramin
Vidutikaran Yojana, Life Insurance Scheme, Health
Insurance Scheme, MGNREGA etc
Uploaded data shows a miniscule number of
beneficiaries availing the benefits available on account of
these convergence
DRDAs should be pro-active in creating much greater
degree of awareness among the beneficiaries of such
benefits available to them
Issues for Discussion
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Cost of unit assistance under IAY is considered insufficient keeping in
view the overall increase in construction materials and labour.
Inspite of continuous monitoring, permanent IAY waitlists are still not
finalized /painted in many States/UTs
It must be ensured that targets fixed for each category are achieved.
DRDAs should work actively with IAY beneficiaries and provide required
technical information about disaster resistant construction of the house as
well as low-cost /environment friendly technologies.
DRDAs to ensure that the IAY beneficiaries get benefits under the
Schemes converged with IAY especially the benefit under TSC.
Uploading of IAY beneficiaries data is very slow and may be speeded up.
Some of the UTs are not reporting the physical/financial performance
online . It may be ensured that the data is submitted online by the UTs as
non-uploading of data by some of the UTs has resulted in decreased
achievement of target in the RFD.
Thank you