Transcript Leo Risk Services, Inc.
Leo Risk Services, Inc.
Providing only “A” Rated Markets to better serve your Insurance needs
Commercial Business Auto
PREFERRED COMMERCIAL AUTO PROGRAM ARTISAN CONTRACTORS • • • • • • • We offer a mono-line preferred auto program for those contractors performing residential, commercial and / or industrial contracting services. Our appetite is for the service use and commercial use vehicles for which: The business entity has been in continuous operation fore three or more years.
The commercial automobile three year incurred loss ration is 50% or better.
The majority (85%) of vehicles and trailers to be insured are less than 15 years of age.
The radius of operation is less than 200 miles.
There are no crane, boom crane, drilling or transit mix vehicles to be insured.
Any personal use of the insured vehicles is confined to the exclusive use of the owner with incidental use by the owner's spouse.
PREFERRED COMMERCIAL AUTO PROGRAM MANUFACTURERS • • • • • • • • • • • • • • • We offer a mono-line preferred auto program for those manufacturers transporting their own commodities. Our appetite is for the service use and commercial use vehicles for which: The business entity has been in continuous operation for three or more years.
The commercial automobile three year incurred loss ration is 50% or better.
The majority (85%) of vehicles and trailers to be insured are less than 15 years of age.
The majority (85%) of travel is within a radius of operations of 500 miles.
There is no transport of DOT defined hazardous, radioactive, explosive or flammable substances.
There is no transport of bulk liquid (except water); steel rods, beams or coils; scrap metal; pulpwood or logs and cattle or livestock.
MCS-90 or Motor Carrier Filings are not required.
No "back hauling" is performed.
There are no crane, boom crane, drilling or transit mix vehicles to be insured.
Double or triple trailer configurations are not used.
Any personal use of the insured vehicles is confined to the exclusive use of the owner with incidental use by the owner's spouse.
PREFERRED COMMERCIAL AUTO PROGRAM WHOLESALE DISTRIBUTORS • • • • • • • • • • • • • • • • • We offer a mono-line preferred auto program for those distributors transporting their own commodities. Out appetite is for the service use and commercial use vehicles for which: The business entity has been in continuous operation for three or more years.
The commercial automobile three year incurred loss ration is 50% or better.
The majority (85%) of vehicles and trailers to be insured are less than 15 years of age.
The majority (85%) of travel is within a radius of operations of 200 miles.
There is no transport of DOT defined hazardous, radioactive, explosive or flammable substances.
There is no transport of bulk liquid (except water); steel rods, beams or coils; scrap metal; pulpwood or logs and cattle or livestock.
MCS-90 or Motor Carrier Filings are not required.
No "back hauling" is performed.
There are no crane, boom crane, drilling or transit mix vehicles to be insured.
Double or triple trailer configurations are not used.
Any personal use of the insured vehicles is confined to the exclusive use of the owner with incidental use by the owner's spouse.
The following is a list of requirements to be included with your submission: FEIN for Corporation, Social Security # if an Individual; Completed/signed ACORD Commercial General & Auto applications; Current MVR's (run w/ in last 90 days) for all drivers; Minimum of 3 years loss run;
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Commercial General Liability
Retail/Wholesale Manufacturing Products Liability Industrial Machinery Manufacturing Chemical Manufacturing Theatres Roofers Food Stores Janitor Services Commercial Contractors Steel Fabricators/Erectors Crane Rental Blasting & Demolition Contractors Fire Suppression Contractors Strip Shopping Centers Ophthalmologists Architects Testing Labs Ambulance Services Alarm Company Mail Services Material Handling Equipment Cleaning Supply Manufacturer Machine Shops Apartments Property Owners Mechanical Contractors Agriculture Products Coatings Manufacturers Welding Services Railroad OTC Drug Manufacturers Tool Manufacturers Social Services Diagnostic Clinics Management Consultants Surgery Centers Engineering Firms Rehab Centers Real Estate Agents Health Clubs Counseling Centers
Construction
Commercial & Residential Subcontractors General Contractors Developers Most all Construction Classes
Professional Liability
• Architects & Engineers – Practice policies, Project policies, Owners & Contractors available • Lawyers Professional • Social Services • In-patient/Out-patient clinics
Employment Practices Liability
• PEO’s • Hospitality • Public Entities • Lawyers • Municipalities
Environmental
• • Impairment liability • Cleanup • Real Estate Environmental Lender Environmental Collateral Protection • • Borrowers Real Estate Storage Tank Pollution • Dealer & Repair Pollution • • Home Environmental Protection Remediation Stop-Loss • Contractors & Consultants • Contractors Pollution
Umbrella
• Habitational • Condo., Apt.’s, Homeowner Associations, Restaurants • Contractors • Commercial, Residential, Roofing, Fire-Sprinkler, Carpentry, Landscape/Gardening, Plumbers, Excavation & Grading (Minimum underlying requirements $1m AL, $1m GL, $500k EL)
Property
AOP Wind only Perils Coastal & Inland Builders Risk Auto Physical Damage Inland Marine including dealers, open lot & miscellaneous equipment
811 Douglas Avenue, Suite B Dunedin, FL 34698 Phone (727) 734-0040 Fax (727) 734-0042
www.leoriskservices.com