Transcript INEOS Wellness Program
INEOS Wellness Program
Employee Webinars
Why an INEOS Wellness Program?
• Healthy employees are an important element of a strong organization • Encourages employees and spouses to become more aware of own current health and health risks • Annual testing and early detection will help greatly to prevent or mitigate future illness • Awareness drives change, change drives improvement • Critical step in keeping health care costs in-check, aimed at slowing the rapid rise in health care premiums that will benefit us all Copyright ©INEOS 2010
Eligibility
• Who is eligible to participate?
– All employees enrolled in an INEOS Health Plan – Spouses/domestic partners enrolled in an INEOS Health Plan – COBRA and Retirees • Participation is voluntary • You both do NOT have to participate • Children are not eligible to participate Copyright ©INEOS 2010
Participation Criteria
• Complete a routine annual physical • Complete age- and gender-appropriate blood screen including glucose and lipids testing • Complete the BCBS Health Risk Assessment (HRA)
Note: You must complete all tasks to receive credit under the program
Copyright ©INEOS 2010
Health Care Account
• If you complete the criteria, you receive $200 credit in a Health Care Account (HCA) at BCBS • If your spouse/domestic partner completes the criteria, he/she will receive a $200 credit in a Health Care Account (HCA) at BCBS • Spouse/domestic partner accounts are separate from employee accounts Copyright ©INEOS 2010
Health Care Account
• Health Care Accounts can be viewed online at www.bcbsil.com
under BlueAccess for Members (BAM) • Registration is required • What you will see – Deposits – Balance – Claim activity Copyright ©INEOS 2010
Health Care Account
• Your HCA can be used to pay for: – Deductibles – Coinsurance – Copays • Your HCA cannot be used to pay for: – Dependent expenses under the plan if you have family coverage or employee + child(ren) coverage – Prescription Drugs – Any expenses that are paid outside of the plan Note: You cannot use your HCA to pay for spouse/domestic partner’s expenses (or vice versa) even if he/she participates in the program Copyright ©INEOS 2010
Health Care Account
• Unused account balances rollover to the next year • You lose your HCA when you cease participating in an INEOS Health Plan Copyright ©INEOS 2010
Costs for Participating
• No cost to you for participating • All health plans were changed effective 7/1/2010 to cover wellness visits at 100% • Employees and/or spouses/domestic partners that have completed the criteria will receive reimbursement for any out-of-pocket wellness related expenses through the HCA Copyright ©INEOS 2010
Annual Physicals
• If you completed an annual physical since 10/1/2009, you will not have to repeat this task • If you completed a company physical (including blood screen) and wish to have this count towards meeting this criteria, you will need to complete a Wellness Release Form (available from your Occupational Nurse/Doctor or HR). • Wellness Release Form allows your name to be released to the Benefits Department indicating that you’ve completed this task.
• Annual OB-GYN and PSA physicals count towards completing this criteria Copyright ©INEOS 2010
Age- and Gender-Appropriate Screenings
• If you completed a physical but did not have the appropriate blood screens performed (lipid and glucose), to qualify you must complete this task.
• If you do not have the results of these tests, you should obtain a copy from your doctor before completing your HRA.
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Health Risk Assessment
• The HRA can be found on the BCBS website under the Personal Health Manager link under My Health • What information is needed: – Blood screen results – Blood pressure – Weight/Height • Takes about 15 minutes to complete Copyright ©INEOS 2010
Privacy
• No Personal Health Information will be shared with INEOS • Your rights are protected under the Health Insurance Portability and Accountability Act of 1996 (HIPAA) • Only aggregate reporting to INEOS Copyright ©INEOS 2010
New Enrollments 1/1/2011
• If you newly enroll in an INEOS Health Plan 1/1/2011, you may participate in the Wellness Program for plan year 1/1/2012 • No HCA credit will be given until 1/1/2012 Copyright ©INEOS 2010
Next Steps
• What you need to do: – Complete annual physical – Complete blood screenings – Complete HRA
Note: Tasks must be completed by 9/30/2010
• Watch for letter from the Benefits Department during November 2010 confirming your participation • On or about January 1, 2011, verify your HCA account was established Copyright ©INEOS 2010