Transcript Anglican Health Network: Micro

ANGLICAN HEALTH NETWORK
MICRO- HEALTH INSURANCE PROGRAM
EXPERIENCE OF CHURCH BASED PILOT
PROGRAM IN THE DIOCESE OF
DAR ES SALAAM
1.0
ANGLICAN HEALTH NETWORK
• AHN is an Anglican network aiming at
facilitating communication and
cooperation between Anglicans who
are working in the health sector.
• Objective : To create support of specific
programs to improve healthcare in the
developing world.
• AHN started in May 2009.
• Head Office is in Geneva.
2.0 AHN PROGRAMS
• Micro Health Insurance
- India and Diocese of Dar
• Supply of Hospital
Equipment.
• Organize Volunteer services
to Anglican Hospital.
3.0 MHI PILOT IN THE DIOCESE OF DAR ES SALAAM.
The pilot started September 2009.
•Introductory meeting with Clergy.
•Research and Product Development.
•Employment of Staff.
•Training.
•Official launch was October 2010.
•Program was closed in August 2011.
3.1
THE PACKAGE
•The Insurance was set to target
very common conditions at a
very affordable cost.
•Malaria,
•Acute Respiratory Diseases,
•Diarrhea Diseases,
•Pneumonia,
•Antenatal & Postnatal Care
(Maternity).
3.2 THE PACKAGE continues…
•The premium was TZS 60,000
( USD 40) per annum.
•The package covers a family of up to 5 people.
•The package was further improved to accept payment for 6
months cover for TZS 30,000/= ( USD 20).
Map – Parish and Service Providers
↕5 miles
1.
2.
3.
4.
5.
6.
17
7.
8.
PARISH
SERVICE PROVIDER
St. Nicholaus (Ilala)
A
St John (Minyonyoni/kigogo)
B
St. Batholomeo (Ubungo)
C
All Saints (Temeke)
St Gabriel (Mbagala)
E
St Luke (Vingunguti)
F
St James (Makuburi)
10.
St Peter (Paul Mtweve)
Ward
H
Holy Ghost (Kimara)
I
St Michael (Tabata)
11.
St James (Segrea)
12.
St Paul (Ukonga)
9.
Buguruni Anglican Health Center
Msimbazi Dispensary
Edward Michau Health Center
TBD
D
Arafa Mbagala Kuu Dispensary
15
8
Yombo Dispensary
H
TBD
G
Luguruni Dispensary/Maternity
16
I
3
C
9
Msewe Health Center
2
TBD
J
TBD
K
Cardinal Rugambwa Hospital
B
M
1
7
A
L
13.
St Adrian (Kitunda)
10
Cardinal Rugambwa Hospital
L
14.
15.
16.
17.
18.
19.
20.
St Agnes (Vituka)
F
St Peters (Mbezi Luis)
Ward
H
(Msewe)
I
(Kiluvya)
Ward
H
St Paul (Bunju)
N
St Michael (Boko)
N
St Monica
O
Referral
M
Yombo Dispensary
11
6
Luguruni Dispensary/Maternity
F
Msewe Health Center
14
Luguruni Dispensary/Maternity
4
Mbweni Hospital
12
Mbweni Hospital
Tegeta Dispensary
Hindu Mandal Hospital
L
E
13
5
7
4.0 PARTNERS
ANGLICAN HEALTH
NETWORK
(SALES )
IMANI
HEALTH
INSURANCE PLAN
MICROENSURE
(ADMNISTRATION &
MGT OF CLAIMS)
GOLDEN CRESENT
INSURER
5.0 RESULTS
• In the period of one year we managed to
achieve only 10% of the target policies.
• The claim paid was 3 times the total
collections made.
6.0 CHALLENGES
• Insurance has a bad background in TZ.
• Health Insurance; new terminology.
• Many priorities in the church.
• Unfaithful customers/service providers.
7.0 CONCLUSION
• Has Micro Health Insurance service failed ?
• Can church be a vehicle for MHI distribution ?
• Does a product need to be improved ?
Thank You
Asanteni