Transcript SHIP Local Housing Assistance Plan Workshop

State Housing Initiatives
Partnership Program (SHIP)
Purpose
To provide funds to
local governments as
an incentive to create
partnerships to
produce and
preserve affordable
home ownership and
multifamily housing.
Alachua County SHIP
Local Housing Assistance
Plans
2006-2008 and 2009-2011
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Construction/Homeownership Requirements
– 75% of funds expended on new
construction or rehab
– 65% of funds expended on
homeownership
– 10% of funds expended on administration
(maximum)
Growth Management
Housing Programs Office
State Housing Initiatives
Partnership Program (SHIP)
Requirements
10%
15%
Illustration ($1,000,000)
$750,000 New Construction
or Home Repairs
$100,000 Administration
maximum
$150,000 Existing homes
without any repairs
$1 Million Total
75%
New Construction or Repairs
Existing homes without repairs
Administration
Alachua County SHIP
Local Housing Assistance
Plan (LHAP)
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Income Level Expenditure Requirements
- 30% of funds must be expended on very low income
(50% of Area Median Income: Family of four: $28,300)
- 30% of funds must be expended on low income
(80% of Area Median Income: Family of four: $45,300)
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Encumbrance/Expenditure Deadlines
- Funds must be encumbered within 2 state fiscal years
- Funds must be expended within 3 state fiscal years
SHIP Update:
2006 Program Funds by
Area Median Income of Households Served
0.46%
27.48%
28.28%
43.78%
Extremely Low Income <30% AMI
Very Low Income 31%-50% AMI
Low Income 51%-80% AMI
Moderate Income 80%-100% AMI
Eligibility Guidelines

Households: Maximum 120% of Area Median Income,
(Moderate income for a family of four: $67,920)
Exception: 140% when funds are allocated to a
development funded by the Community Workforce Housing
Innovation Pilot Program, (CWHIP). No funding budgeted in 2008

Units: Must meet standards in Chapter 553, Florida
Statutes.
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Manufactured buildings (modular homes)
Site built homes
No mobile homes may be assisted with SHIP funds.
Alachua County SHIP
Local Housing Assistance
Plan
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Program or Strategy Format
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Summary
Fiscal Years Covered
Income Categories to be served
Maximum Award
Terms, Recapture, Default
Recipient Selection Criteria
Sponsor Selection Criteria, if applicable
Additional Information if needed
Current SHIP Strategies
(2008)
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Down Payment Assistance
Single Family Housing Development
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Home Repairs
New Construction
Foreclosure Intervention
Disaster Recovery
Special Needs
Multi-Family Housing Development
(Rental Deposit Program Proposed 2009)
Current Uses of SHIP Funds
for Energy Conservation
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Down Payment Assistance with repairs
Single Family Housing Development Program:
Repair/replacement and new construction
– Insulation
– Insulated window replacement
– Heat and Air Units, hot water units
– Exterior door replacement
– Caulking, patching
Logistical Barriers to
Weatherization of Low
Income Families
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Structural or mechanical repairs needed prior to
weatherization
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Leaky roof or roof exceeded life expectancy
Tube and knob wiring in attic
Open electrical splices in attic
Inadequate electrical service to accommodate new HVAC
unit or furnace
Structural wood damage
Moldy or damaged drywall
Lead-based paint, asbestos, other environmental issues
Barriers to Weatherizing
Homes of Low Income
Families
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Severe health and safety code violations
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Extent of repairs may consume funding available
In rare cases, walk unless replacement funds
Combined Loan to Value Limits (DPA)
 Type of structure: mobile homes
 Amount of maximum award
(Combined amount of down payment and home
repairs)
 Multiple service provider waiting lists
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Solutions
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Community Weatherization Coalition
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Down Payment Assistance and Home Repair Programs
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Fund raising
Case management (coordinated service among service providers)
Volunteer coordination
Energy Auditor Training
Increased maximum awards (pending in new LHAP)
Amend current LHAP to increase maximum awards
Adopt recommended energy conservation standards in both programs
Energy Conservation SHIP Strategy
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Supplemental in nature to complement existing programs
LHAP Amendments would be required (current and new)
Subject to approval by BOCC and FHFC