Transcript Slide 1

“Show me the Money”
Safety Coordinator Presentation
August 13, 2008
Deborah Luthi; ARM, CCSA
Director; Risk Management Services
James Irvin
Risk Control Analyst
Enterprise Risk Management
Monitor
Continuous
Review
Implement
Mitigation/
Exploit
Opportunities
Identify
Goals & Risks
ERM
Process
Assess
Rank Risks
Evaluate
Mitigation
Techniques
UC Davis Cost of Risk
FY 2005
$42,941,013
Other Ins.
1.00%
Prop.
1.89%
FY 2006
$45,274,846
Camp. Admin.
Bkr. Fees
OP Adm. 1.55%
0.16%
0.33%
Gen. Coun.
0.20%
Other Ins.
0.51%
Camp. Admin.
Bkr. Fees
OP Adm. 1.52%
0.22%
0.36%
Gen. Coun.
0.19%
Prop.
1.98%
Safety
5.66%
Safety
8.65%
Prof. Liab.
33.37%
Prof. Liab.
34.17%
Auto Liab.
1.36%
Emp. Prac. Liab.
8.62%
Gen. Liab.
2.95%
Work. Comp.
42.11%
Auto Liab.
2.17%
Emp. Prac. Liab.
9.57%
Gen. Liab.
3.70%
Work. Comp.
37.76%
UC Davis’ Umbrella of Risk
Emp. Injuries 3rd Party Liability
~ $3MM
~ $649K
Property
~ $368K
Emp. Liability Auto Liability
~ $333K
~ $1.6MM
Total Estimated Annual Cost ~$5.95MM
UCD Average GAEL Rates
Campus Average GAEL Rate
$0.70
$0.60
$0.60
$0.50
$0.49
$0.40
$0.404
$0.33
$0.33
$0.30
$0.30
$0.28
$0.28
y = -0.0278x + 0.5021
$0.20
$0.10
$0.00
FY-2002
FY-2003
FY-2004
FY-2005
Campus Average
FY-2006
FY-2007
Linear (Campus Average)
FY-2008
FY-2009
GAEL Rates
UCD General Liability Funding Allocation
Rates (per $100 Payroll)
(FY-2002 - 2009 includes non-owned automobile liability rates)
Entity
FY-2002 FY-2003 FY-2004 FY-2005 FY-2006 FY-2007 FY-2008 FY-2009
Administration - Misc
Administration - Facilities O&M
Administration - Police
Administration - TAPS
Chancellor / Provost
Colleges
School of Medicine
School of Veterinary Medicine
Student Affairs - Misc
Student Affairs - Student Housing
Other
$0.70
$0.63
$1.16
$0.73
$0.54
$0.55
$0.55
$0.61
$0.72
$0.65
$0.54
$0.58
$0.50
$1.13
$0.92
$0.42
$0.46
$0.42
$0.58
$0.70
$0.83
$0.40
$0.36
$0.51
$0.80
$0.51
$0.27
$0.30
$0.27
$0.38
$0.48
$0.70
$0.24
$0.30
$0.55
$0.70
$0.46
$0.24
$0.28
$0.23
$0.37
$0.45
$0.77
$0.23
$0.26
$0.70
$0.61
$0.35
$0.25
$0.24
$0.21
$0.27
$0.49
$0.71
$0.13
$0.31
$0.56
$0.74
$0.29
$0.27
$0.27
$0.22
$0.27
$0.41
$0.67
$0.13
$0.41
$0.65
$0.87
$0.30
$0.27
$0.32
$0.25
$0.32
$0.42
$0.71
$0.17
$0.523
$1.247
$1.339
$0.316
$0.311
$0.396
$0.282
$0.384
$0.420
$0.962
$0.207
Campus Average
$0.60
$0.49
$0.33
$0.30
$0.28
$0.28
$0.33
$0.404
UC Davis Frequency
FY- 2001-2007 Frequency
600
542
# of Claims
500
400
399
300
326
252
200
39
100
0
GL
EPL
AL
PR
APD
UC Davis Severity
FY- 2001-2007 Severity
$9.17MM
$10,000,000
$9,000,000
$8,000,000
$7,000,000
$6,000,000
$5,000,000
$3.23MM
$4,000,000
$2.44MM
$3,000,000
$1.17MM
$1.05MM
$2,000,000
$1,000,000
$0
GL
EPL
AL
PR
APD
UC Davis Frequency by FTE
2.00
1.80
1.60
1.40
1.20
1.00
0.80
0.60
0.40
0.20
0.00
UC Davis Frequency Trends
General Liability
Employment Liability
60
14
40
46
44
30
30
Auto Liability
28
10
35
8
6
120
Auto Physical Damage
4
22
66
20
70
10
60
500 49
40 2001
30
43
2003
2004
39
General Liability
20
33
80
2006
50
2007
97
91
82
Trend
60
10
0
2001
2005
100
2003
2004
200520 2006
8
Property
5
113
0
80
2001
60
40
4
3
2002
2003
94
2004
200574 2006
55
Employment42
Practices Liability
2007
2002
2003
2004
2005
0
Auto Liability
2001
Trend
2002
2003
2004
APD
2005
Trend
Trend
29
20
39
0
2001
2007
53
78 50
59
40
2002
8
7
100
2
120
46
2002
13
12
51
50
2006
2007
Property
Trend
2006
2007
UC Davis Severity Trends
General Liability
Employment Liability
$1,000,000
$3,500,000
$900,000
$821k
$816k
$3,000,000
$3M
$800,000
$739k
$2,500,000
$700,000
$600,000
Auto Liability
Property
$2,000,000
$500,000
$1.7M
$1,500,000
$1.5M
$352k
$400,000
$400,000
$1,400,000
$1.3M
$300,000
$282k
$1,000,000
$356kAuto Physical Damage
$350,000
$921k
$1,200,000
$1.2M
$200,000
$550k
$300,000
$527k
$500,000
$100,000
$1,000,000
$22k
$350,000
$13k
$250,000$0
$0
$229k
$300,000
$800,000 $309k
2001
2002
2003
2004
2005
2006
2007
$200,000
2001 2002 2003 2004 2005 2006 2007
$250,000
$104k
$600,000
$150,000
$197k
Employment Practices Liability
Trend$347k
$117k
$208k
$468k
General
Liability $200,000
Trend
$164k
$100,000
$115k
$400,000
$78k
$150,000
$50,000
$48k $107k
$200,000
$109k
$149k
$0
$89k
$81k
$102k
$100,000
$85k
$0
2001
2002
2003
2004
2005
2006
2007
$50,000
2001 2002 2003 2004 2005 2006 2007
Auto Liability
$0
2001
Trend
2002
2003
APD
2004
2005
Trend
2006
2007
Property
Trend
Frequent Causes of Loss
All Campus General Liability
All Campus Employment Liability
Claim
Claim
Cause Description
Cause Description
Percentage
Percentage
Frequency
Frequency
Slip & Fall
Racial
19
Discrimination
7.5%
9
23.1%
Caused by Tree Branches/Limbs
Retaliation
17
6.7%
7
17.9%
Maintenance Activities
Age
14 Discrimination
5.5%
4
10.3%
All
Campus
Auto
All
Liability
Campus
Auto
Physical
Damage
All
Campus
Property
Animal(S)
Discrimination
13
5.2%
- Disability
4
10.3%
Claim
Claim
Claim
Claimant/Property
Struck
By Description
Object
Defamation
11
Of
4.4%
Character
5.1%
Cause
Description
Percentage
Cause Description
Cause
Percentage
Percentage 2
Frequency
Frequency
Frequency
Water/Flood Damage
10
4%
Rear-Ended Ov
53
16.3%
44.4%
Hit Stationary Object Theft/Burglary/Robbery
196
36.2% 177
Total
26
66.7%
Improper
Backing
47
14.4%
Water/Sewer
Service
Or
Defect
24
6%
Improper
Backing
82
15.1%
Total Count of Claim Number
84
33.3%
Failure To Yield Rt-Of-Way
22
Vandalism
&6.7%
Malicious57
Mischief 10.5%
14
3.5%
Hit And Run
Backed Into Ov
21
6.4%
Collapse
9
2.3%
Backed Into Ov
28
5.2%
Improper Parking
21Vehicles
6.4%
Fire
And/Or Explosion
9
2.3%
Collision Between Own
28
5.2%
Total
Total
164
Total
50.2%
391
72.2%
233
58.5%
Severe Causes of Loss
All Campus General Liability
Cause Description
All Campus Employment Liability
Claim Severity
Percentage
Structural Failure
$777,530
Retaliation
24.1%
$2,929,539
Discrimination - Gender
$693,504
Racial Discrimination
21.5%
$2,120,470
Police Action - Bodily Injury
$479,450
Discrimination - Disability
14.9%
$1,002,048
All Campus Auto
All Campus
Liability
Auto Physical
Damage
ADA Complaint
$225,701
Age Discrimination
7.0%All
Campus Property
$931,213
Harassment
$200,000
Discrimination - Gender
6.2%
$860,649
Cause DescriptionCause Description
Claim
Cause
Severity
Description
Percentage
Claim Severity Percentage
Claim Severity
Slip & Fall
$184,000
5.7%
Failure To Yield Rt-Of-Way
$172,077
16.5%
TotalAnd/Or Explosion
$7,843,919
Hit Stationary Object
Fire
$361,016
$1,014,314
31%
Hit
Pedestrian-(?)
Rt-Of-Way
$172,000
16.4%
Total
Count of Claim
Number
79.4%
Improper
Backing $2,560,185
Water/Sewer Service
$95,456
Or Defect
8.2%
$644,177
Rear-Ended Ov
15.2%
Rear-Ended Ov $159,285
Theft/Burglary/Robbery
$68,653
5.9%
$428,223
Hit Bicyclist
$81,945 General 7.8%
Hit On Side By Ov Freezing
$60,159
5.2%
$67,264
Improper Backing Hit And Run
$77,896
7.5%
Collapse
$50,436
4.3%
$50,985
32%
23.1%
10.9%
10.2%
9.4%
Percentage
Total
Total
Claim
Cause
Severity
Description
Percentage
$663,203
Total
63.4%
$635,721
54.6%
$2,204,963
85.6%
41.6%
26.4%
17.6%
2.8%
2.1%
90.5%
Our Commitment
 Help Units Lower their Cost of Risk
 Strategy to Achieve Commitment:

Identify Partners





Provide partners data to help achieve common commitment
Provide risk assessment consultations
Facilitate & Monitor Risk Assessment Action Plans
 loss control/prevention strategies
Utilize Best Practices
Create Benchmarks


UC System-wide
UC Davis
Be Smart About Safety (BSAS)
UCD GAEL BSAS Funding
FY 2008-09*
General Liability (GL)
$
Employment Liability (EPL)
$ 171,000
Automobile Liability (AL)
$
48,334
Property (PR)
$
96,000
Automobile Physical Damage (APD)
$
50,666
Total BSAS RMS Programs
$ 406,000
40,000
Questions
?