Transcript Beyond the Why Getting to How - Carl Vinson Institute of

CRS in Georgia
How Does it Work?
Why Participate?
Community Rating System
Thomas Tkacs, P.E.
August 28, 2014
Community Rating System
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Introduction
How to join CRS
Letter of interest
Designate CRS coordinator
Statement community will comply with
verification efforts.
• FEMA must authorize ISO/CRS specialist
• Schedule verification meeting
• Quick Check >= 500 points
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CRS
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Setting
FEMA in financial hole
Terminate subsides
Increased insurance cost
To mitigate higher policy costs,
communities can join the Community
Rating System (CRS)
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CRS
• CRS encourages communities to
implement actions that reduce flood risk.
• Reduced risk reduces the cost of the
insurance coverage.
• Reduced insurance premiums for policy
holders.
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CRS
• Larger effort than you realize.
• Easy to underestimate scope, schedule
and cost.
• Develop plan to compile and execute
plan.
• Identify activities that have already been
completed.
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CRS Scope
• 18 Activity Series
• 109 Activities
• Impact criteria. Can be several impact
criteria for a given activity.
• Point adjustments, for partial CRS
credit.
• All steps, processes, calculations and
products must be documented.
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CRS Support & Guidance
• www.CRSResources.org
• CRS Quick Check
• Activity checklists and documentation
check lists
• Activity Check
• Documentation Lists
• Activity elements
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CRS Webinars
Title
Date
Intro to CRS
07/15/14, 10/21/14, & 12/16/14
Preparing for Verification Visit
11/18/14
Preparing Annual ReCert.
08/19/14 & 09/16/14
Natural Floodplain Functions
08/20/14
Drainage System Maintenance
07/16/14 & 09/17/14
Developing Outreach Projects
Flood Warning and Response
11/19/14
Developing Plans for Public Info.
Coverage Improvement Plan
Using FloodSmart tools
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CRS Points and Cost Reduction
Class
Points
Reduction
% (SFHA)
% Reduction Out of
SFHA
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>4,500
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4,000 to 4,499
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3
3,500 To 3,999
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3,000 to 3,499
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2,500 to 2,999
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2,000 to 2,499
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1,500 to 1,999
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5
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1,000 to 1,499
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500 to 999
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0 to 499
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CRS Notes
• Preferred Risk Properties – No
discounts.
• Minus-rated policies may not be eligible
for CRS premium discounts.
• Premium discounts are subject to
change.
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310 Elevation
• Elevation Certificate certified after CRS
application date (311.d)
• Post-FIRM building
• Pre-FIRM building
• Computer format
• EC’s on commercial website
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320 Map Information Service
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Basic FIRM
LIMWA floodway
Other flood problems
Flood depth data
Special flood hazards
Historic flood info
Natural floodplain functions
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330 Outreach Projects
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Outreach projects (OP)
Outreach project to FP properties
Outreach projects
Additional outreach projects
Flood response preparations (FRP)
Program for Public Information(PPI)
Stakeholder delivery (STK)
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340 Hazard Disclosure
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Real estate agents disclosure
Other disclosure required
Real estate brochure
Disclose other hazards
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350 Floodplain Direction
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Flood protection library
Locally pertinent documents
Website
Cover outreach project topics
Elevation certificate
Warning/safety information
Real Time streamgage info
EC’s on website available for download
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360 Flood Protection Assistance
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Site specific hazards
Contractor names
Contractor management
Advice after a site visit
Financial assistance advice
Training
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370 Flood Insurance Promotion
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Flood insurance assessment
Coverage plan
Plan implementation
Technical assistance
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410 Floodplain Mapping
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New Study
State review bonus
Leverage for non-FEMA cost share (multiplier)
Higher study standards
Floodway standard
Special hazard points to be added in later
Sign the CTP
CTP bonus for NS credit
802 points
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420 Open Space Preservation
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Preserved open space
Deed restriction on OSP parcel
Natural functions open space
Special hazards open space
Land development criteria/open space
incentives
• Low density zoning
• Natural shoreline protection
• 2,020 points
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430 Higher Regulatory Standards
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Freeboard
Foundation protection
Cumulative substantial improvements
Lower substantial improvements
Protect critical facilities
Prohibit fill/compensatory storage
Natural/beneficial functions regulations
Enclosure Limitations
2,042 points
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430 con’t
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Other higher standards
Other higher standards/prohibit buildings
Other higher standards/prohibit storage
Special hazards regulations
State mandated standards
Building code
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430 con’t
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Staff training
Building Dept- IAS accredited
Conduct 3 detailed inspections
Re-inspections
Offsite record storage
Manufactured home park regulations
Coastal A-Zone regulations
Freeboard in X Zones/Local drainage
protection
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440 Flood Data Maintenance
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Additional map data (GIS)
Benchmark maintenance
Erosion data maintenance
FIRM Maintenance
222 points
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450 Stormwater Management
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SWM regulations
Size of development regulated
Design storm/manage sw volume
Public maintenance regulation
Storage basin maintenance
LID
Watershed master plan
Erosion and sediment control
WQ regulations
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520 Acquisition and Relocation
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Five elements
Can only earn credit under one element
Credit criteria specific to each element
Impact adjustment - none
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530 Flood Protection
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Elements (3)
Floodplain Project Technique used
Floodplain Improvement
Protected buildings
Credit Calculation
Option 1 simpler but max 160 points
Option 2 Max 1,900 points
Must count structures
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540 Drainage System
Maintenance
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Channel debris removal
Problem site maintenance
Capital improvements program
Stream dumping regulations
Storage basin maintenance
Erosion protection maintenance
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610 Flood Warning and
Response
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Flood threat recognition system
Emergency warning dissemination
Flood response operations plan
Critical facilities planning
StormReady community
TsunamiReady community
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620 Levees
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Maintenance
Failure recognition system
Failure warning
Failure operations plan
Failure critical facilities
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630 Dams
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State dam safety program
Failure recognition system
Failure warning
Failure operations plan
Failure critical facilities
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710 Community Growth Adjustment
• US Census growth rate
• Community/county growth adjustment
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330 Outreach
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Elements (4)
Outreach projects
Flood response preparations
Program for public information
Stakeholfder delivery
Sample Credit Calculations
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330 Outreach (Max 350 points)
Two types of projects
Distributed every year
Distributed if event, prepared in advance
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Outreach credits
• Message quantity and content
• Nature of project
• Quantity of Delivery
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• OP and FRP points increase by 40% if
included in PPI
• OP points increase by 30% if
stakeholder delivery
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Messages
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