Transcript Document

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Financial Advisors International
Presentation Agenda
One-Stop Financial Center
Einstein's 9th Wonder of the World
Global Asset Management Group :What is Active Asset Management?
Financial Insurance Advisors : Equity Indexed Products?
The Mortgage Alliance : Reverse Mortgages
The Realty Factor : Real Estate for the New World
Educational Training Program : FAI’s Exceptional Agent Training Program
Compensation
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One-Stop Financial Center
Financial Advisors International has strategic relationships with world-class
companies which offer diversified product portfolios. FAI is committed to
bringing products, concepts and strategies that traditionally were reserved
for the wealthy and ultra-wealthy to people who typically never had the
opportunity to hear about them.
• GAMG brings Wall Street to
Main Street in The Great
Wealth Transference
Revolution.*
• Assets Under Active Money
Management is our premier
product concept that will lead
us through The Great Wealth
Wave.
• FIA helps bring Equity Indexed
Products to middle America by
helping people make money when
the stock market is up, never losing
money when the market is down
and accessing the money tax free at
retirement.
• FIA offers a variety of insurance
products such as indexed life,
indexed annuities, term insurance
and more.
• Harness the Power of Your
Mortgage with The Mortgage
Alliance’s leading-edge
consumer-oriented concepts and
products.
• TMA can help you compare
hundreds of products from the
nation’s top lenders to find the
mortgage program that best suits
your needs.
• The Realty Factor is leading the
Real Estate Revolution.
• One of the trend leading
companies using state-of-the-art
technology, offering marketing
solutions to help consumers buy and
sell their homes quickly and easily.
FAI is a One-Stop Financial Center, helping people take charge
of their family’s future.
* This is not a solicitation or offer to purchase any product. GAMG is pending SEC/FINRA Registration. GAMG representatives will solicit business working in relation to WEG and Compass Asset Management. FAI serves as a solicitor only and currently has
a selling agreement with and World Equity Group, Inc. (WEG). Active money management is provided by WEG, a FINRA registered broker/dealer and an SEC registered investment advisor. WEG is not affiliated with FAI. This information is not intended for
use with the general public and does not constitute an offer to buy or sell any individual security, any group of securities, or any investment advisory services with regard to securities. TMA is not a mortgage lender. TMA solicits business on behalf of other
lenders working under their licenses.
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A Company with Visions of the Future
VISION
To lead the charge in the Great Wealth as baby boomers
move into retirement and $52 Trillion dollars of wealth
will transfer from one generation to the next.
MISSION
To create wealth for families through financial
education and business systems.
SYSTEM
Step by Step streamlined approach to financial
education and success in these industries. We have a
way of doing business that works.
There is no requirement that an associate of WLG utilize or follow the Leadership Format System or any marketing plan or system developed by WLG.
Albert Einstein's 9th Wonder: Compound Interest
The Rule of 72
Divide 72 by the interest rate to estimate the number of years it
takes for your money to double.
Age
2%
Age
8%
Age
10%
Money Doubles Every 36 Years
Money Doubles Every 9 Years
Money Doubles Every 7.2 Years
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65
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47
56
65
29
36.2
43.4
50.6
57.8
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$100,000
$200,000
Average 401k
$100,000
$200,000
$400,000
$800,000
$1,600,000
Indexed Products
$100,000
$200,000
$400,000
$800,000
$1,600,000
$3,200,000
Active Money Management
The person with the most “doubles” wins.
* Average 401k taken from the book “The Great 401(k) Hoax” by William Wolman
* These hypothetical examples are for illustrative purposes only and do not represent any particular investment vehicle.
The Rule of 72 is a mathematical concept that approximates the number of years it would take to double the principal at a constant rate of return.
The performance of investments fluctuates over time, and as a result, the actual time it will take an investment to double in value cannot be predicted with any certainty.
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The 4 Cornerstones of Finance
• Proper
Protection
• Debt & equity
Management
• Emergency
Fund
Life
Insurance
6 Month
Cash
Reserve
Refinance
Retirement
&
Investment
Accounts
• Long Term
Savings
*GAMG is pending SEC/FINRA registration as a RIA firm. All associates of GAMG will be soliciting business on behalf of third part asset management firms and will be licensed directly with those firms.
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Active Vs. Passive Money Management
What is Passive Management?
• It’s a method most investors use – commonly referred
to as “buy and hold.”
What is Active Management?
• Active Management simply means that the holdings in
your portfolio are adjusted in response to market and
economic conditions – by professionals who constantly
monitor the factors that drive stocks, bonds, markets,
and sector forces.
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Active VS. Passive Management
How Active Money Management Works
Do you want a professional money manager to continuously watch your money — or do you want
to leave your money unmanaged like it has been?
This “active vs. passive” management strategy allows active money managers to recognize market
trends more quickly, and act on that information to enhance returns while minimizing risks.
This is how active money managers work for the wealthy — and now they can work for you.
Past performance does not guarantee the future results. This is a hypothetical example for illustrative purposes only.
This information is not intended for use with the general public and does not constitute an offer to buy or sell any individual security, any group of securities, or any investment advisory
services with regard to securities. Certain indicies illustrated on this page are unmanaged and individuals are not able to invest directly into any index.
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Strategic Partners
GAMG is proud to announce
Compass Asset Management
Group a Division of World
Equity Group as our Active
Tactical Money Management
Firm. Although Past Performance
is Never a guarantee of future
results we are proud of the
historic results that Compass has
provided for our Clients.
Minimum Account Size is
$25,000. Although Compass is
rolling out a new program that
will accept accounts as low as
$2,000.
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The Personal Four Year Plan
The Magic of Compound Recurring Income
Building Assets Under Active Money Management with GAMG
• Average Account Size: $100,000
• Average Rate of Return: 12%
• 3 New Accounts Per Month for 4 Years
• 144 Total Accounts
You now have a minimum $100,000 annual income for life.
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How Long Until you Earn your First Million ?
You know that Hollywood's top stars can earn $20 Million per film and that
the average time to shoot a movie is six months. In fact, if these celebrities
worked standard 8-hour workdays, it would take them less than seven days
to earn $1 million. What about everyone else? We took the median annual
salary of each profession, as reported by the Bureau of Labor Statistics, and
broke down the earnings based on a 40- hour workweek. The following is the
answer to the question : “How long until you Earn your First Million?”
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How Long Until you Earn your First Million ?
Architects: $64,150
32,425 hours
4,053 days
16 years
Computer Managers: $101,580
20,475 hours
2,560 days
10 years
College Coaches & Scouts: $37,530
55,432 hours
6,928 days
27 years
Bartenders: $16,350
127,226 hours
15,901 days
61 years
Automotive Technicians: $33,780
61,576 hours
7,697 days
30 years
Computer Software Engineers: $79,780
26,069 hours
3,259 days
13 years
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You do the Four-Year Plan personally and Hire
10 Agents who do the same production as you.
The Magic of Compounding Recurring Income
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One-Stop Financial Center
FIA helps bring Equity Indexed Products to middle America by helping clients make
money when the stock market is up, never losing money when the market is down
and accessing their money tax free at retirement. FIA offers a variety of insurance
products such as indexed life, indexed annuities, term insurance and more.
FIA is a One-Stop Financial Center, helping people take charge of their family’s future.
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Types of Investments: TIC-TAC-TOE
Upside
Potential
2% to 4%
Fixed
Products
Safety of
Principal
Indexed
Products
Variable
Products
Risk of
Principal
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What are Equity Indexed Products
They are fixed interest rate
products that earn interest
based on the potential of an
index
Protect your principle and
earned interest from loss
Long term savings vehicles
designed to accumulate cash
on a tax deferred basis
Guarantee a lifetime of
income.
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Indexed Products VS. Large Company Stock
Protection & Potential
Many people sacrifice return for safety, and other people sacrifice safety for
return. Indexing brings together the best of both.
$100,000 Invested in 1997
$170,000
$166,359
$166,359
$160,000
$155,476
$150,073
$150,000
$152,488
$149,937
$140,255
$140,000
$139,237
$131,080
$130,000
$126,925
$120,000
$117,435
$110,000
$133,977
$122,504
$129,330
$122,504 $122,504
$114,490
$107,000
$115,449
$103,775
$100,000
$96,845
$95,529
$90,000
8/1997
8/1998
8/1999
8/2000
8/2001
Large Company Stocks
8/2002
8/2003
8/2004
8/2005
8/2006
8/2007
11/2008
Indexed Account
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Personal and Team Compensation
Personal Production
1 Equity Indexed Annuity $5,000
1 Equity Indexed Life
$2,400
$7,400/mo.
Annualized Income:
Team of 5 Agents
5 Equity Indexed Annuity $12,000
5 Equity Indexed Life
$5,760
$17,760/mo.
$301,920
Equity Indexed Annuity income is based on a $100,000 account where Equity Indexed Annuity is paying 10% gross commission. Equity Indexed Life is based on client
paying a $500 a month premium where CTP is $4,800. Hypothetical example. Team overrides are based on a Division Director (64%) overriding a team of 5 agents
where each agent is doing 1 transaction a month and is at an Intern level (40%).
Commission level.
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Harness the Power of your Mortgage
 FHA purchase mortgages
 Reverse mortgages
 Traditional cash-out refinance loans
 Commercial Lending
 Current Rates are at an all time low under 5%!
No matter what type of loan is needed our
extensive mortgage portfolio can help
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Reverse Mortgages
 For individual/couples age 62 and older
 Completely eliminate the mortgage payments
 Homeowner does not give up title to property
 FHA backed (not investor driven like in the past)
 Not credit, asset or income driven. Reverse Mortgages are Equity driven
 Allows homeowner’s with equity to receive cash at closing which can be
used for spending, investing, charity or used to create a new stream of
monthly income
 In some cases the homeowner not only eliminates their mortgage
payment completely but receives cash at closing as well
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Reverse Mortgage Case Study
 Married couple ages 62 and 65
 $300,000 home value
 $20,000 loan balance
 $600/mo. is their current mortgage payment
 They qualify for a $180,000 loan
 The old loan of $20,000 is paid off
 They have no mortgage payment ever again
 They receive $150,000 cash after closing costs
 If something happens to them their family still inherits
the house just like a traditional mortgage
 The couple decides to invest the $150,000 which allows
them to receive $1,000/mo. for the rest of their lives
 Not only are they saving $600/mo. on their old mortgage
payment, they are now receiving $1,000/mo. from
investments. That’s a $1,600/mo. swing!
 Don’t forget to download/view the FAQ
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Becoming an Agent with TMA
 No license required
 Large list of lenders
 FHA approved
 Operating in almost all 50 states
 Option to pass the loan off to TMA’s loan coordinators
and processors and leave the rest up to them
 Use a loan coordinator and literally do nothing on the
loan. You’ll receive 50% of the Origination and YSP.
 Work the entire loan yourself and earn more income
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Personal and Team Compensation
Personal Production
1 FHA Purchase loan
1 Reverse Mortgage
$1,632
$544
$2,176/mo.
Annualized Income:
Team of 5 Agents
5 FHA Purchase loans
5 Reverse Mortgages
$3,060
$1,020
$4,080/mo.
$75,072
FHA purchase loan is based on a $200,000 loan amount paying 3% commission. 15% taken off the top to TMA. Reverse Mortgage is based on a $200,000 loan paying 1%
to the field. Level assumed is Division Director (64%).. Hypothetical example. Team overrides are based on a Division Director (64%) overriding a team of 5 agents where
each agent is doing 1 transaction a month and is at an Intern level (40%).
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The Realty Factor
 Full Service Real Estate Company
 Offer agents tremendous support
 High degree of technology for lead generation and
automated follow up systems
 High personal production contracts
 Allow agents who do not have a brokers license to
hire and train agents and override their production
as if they were the broker
 Allow agents to participate in FAI’s other
industries such as mortgages,insurance and
financial planning to create multiple streams of
income from the same clients
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Leading the Way in Real Estate
 Allows you to generate income that isn’t based solely on real estate
production
 Allows you to generate income that isn’t based solely dependant on your
own personal production
 Offers you the freedom to expand nationwide in all FAI’s industries
 Equity Sharing Plan
 Starting building a business instead of just doing business
 Ask yourself this question, would you rather be a traditional real estate
agent, or own a company that has 50 agents? How about both with no
liability, no overhead, no big upfront franchise costs and you don’t need a
real estate broker’s license.
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Personal and Team Compensation
Personal Production
1 Real Estate closing
1 Closed Loan referral
Team of 5 Agents
$4,488
$1,632
$6,120/mo.
Annualized Income:
5 Real Estate closings
5 Closed Loan referrals
$2,805
$3,060
$5,865/mo.
$143,820
Real Estate commissions are based on a $200,000 sales price and a 3% commission. 80% personal producer level is assumed. Hypothetical example. Team overrides are based on a Division Director level (64%)
overriding a team of 5 agents where each agent is closing 1 real estate deal a month and is at a personal producer level of 80%. 6.5% broker Fee is taken off the top as well as a $200 transaction fee. The transaction fee
can be charged to the buyer/seller. FHA purchase loan is based on a $200,000 loan amount paying 3% commission. 15% taken off the top to TMA. Level assumed is Division Director (64%). Hypothetical example.
Team overrides are based on a Division Director (64%) overriding a team of 5 agents where each agent is doing 1 transaction a month and is at an Intern level (40%).
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The 4 Cornerstones of Finance
• Proper
Protection
• Debt & equity
Management
• Emergency
Fund
Life
Insurance
6 Month
Cash
Reserve
Refinance
Retirement
&
Investment
Accounts
• Long Term
Savings
Training and Business Systems
Training
• 4 month, 2 month or 1 month daily video training program
•One on one and small group mentoring/shadowing
Contact Management and Lead system
• Predictive calling for streamlined follow up to run your business
• Remote Access
• At the follow up appointment we will give you a live
demonstration of the power of this system.
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Web-Based CRM/Contact Management System
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Auto Dialer, Follow up System
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Pre-Recorded Hotlines, 800# campaigns
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Compensation
Financial Industries Monthly
1 Closed Loan…
1 Equity Indexed Annuity…
1 Equity Indexed Life… (year 1 only)
1 Account Under Management…
1 Real Estate Transaction
(year 1 only)
$2,250
$5,000
$2,400
$450
$5,000
$15,100
Annualized Income:
$186,700
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The Next Step . . .
• Get an Information Packet
• Set a follow up appointment
• Are there better options open to you now
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