Transcript Introduction-to-CapitalSpring-SBLC-Mike-Pierson

Highly Confidential
Introduction to CapitalSpring SBLC
Mike Pierson
Vice President – Business Development
900 CR 393 North
Santa Rosa Beach, FL 32459
Phone: 850-232-3337
Fax: 904-229-0236
[email protected]
Overview
• CapitalSpring SBLC (“CS SBLC”) is a direct SBA 7(a) lender,
providing loans to small businesses across the country. The
company is based in Dallas, Texas and operates nationally.
• CS SBLC was formed in Spring, 2011 when CapitalSpring
Finance Company acquired an SBLC license. The transfer was
approved a year later and the platform became active at the
beginning of 2013.
• CS SBLC completed loans in the professional practices; hotels;
restaurants; dealerships; automotive aftermarket; health
clubs; and other markets.
• CS SBLC is a wholly-owned subsidiary of CapitalSpring Finance
Company, a privately-held specialty finance company.
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CapitalSpring’s 7(a) Program
Industries
- Hotels and motels
- Restaurants
- Professional offices
- Childcare centers
- Assisted living facilities
- Health clubs
- Others
Situations
- Business acquisitions
- Refinance
- New development
- Business expansion
- Real estate purchase
- Partner buyout
- Others
Indicative Terms
- Loan size $250k – 5MM
- 7 to 25 year term
- Fully amortizing
- Floating rate
- Personal guarantee
- Eligibility requirements
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CapitalSpring’s 7(a) Program
What makes CapitalSpring Different
from other Lenders?
- Cash Flow Lender
- Direct access to credit decision maker
- Emphasis on management experience / cash flow (not
collateral and outside income)
- Open to all industries and types of loans with and
without real estate
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Sample of Closed Loans
Restaurant
Motel
Insurance Agency
Restaurant
$3,400,000
$1,200,000
$1,100,000
$4,620,000
Acquisition
Acquisition
Acquisition
Real Estate
Acquisition
Iowa
2013
Texas
2013
Nevada
2013
Florida
2013
Powersport Dealership
Automotive Care
Restaurant
Restaurant
$2,550,000
$850,000
$1,760,000
$340,000
Acquisition
Acquisition
Expansion
Acquisition
Texas
2013
Texas
2014
Oklahoma
2014
Georgia
2013
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Sample of Closed Loans (cont.)
Health Club
Restaurant
Restaurant
Insurance Agency
$950,000
$200,000
$390,000
$310,000
Development
Development
Expansion
Refinancing
Florida
Iowa
2013
Texas
2013
Colorado
2013
Florida
2014
Restaurant
Automotive Care
Restaurant
Health Club
$240,000
$1,420,000
$1,659,000
$856,000
Remodeling
Acquisition
Expansion
Development
2013
Colorado
2014
Colorado
2014
New Jersey
2013
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