Transcript Slide 1

Enabler
All our Microfinance suite is
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Mobile Enabled
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Web enabled
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PDA enabled
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Geography cognizant
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Voice enabled
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IVR enabled
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User cognizant
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Smart card support
Mobile enabled Micro Finance Accounting
SYStem
MFAYSYS with ERP
Microfinance mEMBers Rating and Audit NEtwork
Microfinance members EXchange for Industry
COnvergence
Microfinance FRAUd avoidance and Governance
Microfinance EngineeRing and Modelling AID
Mobile Enabling your Microfinance System
Online and Opportunity based Learning
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MOBILE and WEB enabled System
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User friendly screens
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Easy monitoring of status through
mobile
Cash lending and collection
Creation of collection demands
 every week or month or
fortnight,
Savings and Insurance packages
for members
Accounting, Trial balance, Balance
sheet etc
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Complete Microfinance accounting
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Rating members Branches
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MIS reports for Banks
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Ratio analysis
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Portfolio at risk
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Internal expenses and purchases
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Easy transaction operations
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Cash disbursement monitoring and
collection
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Logistics planning
De-duping
Fraud management
Early warning
Joint liability group (supported)
Self help group (supported)
Individual lending (supported)
Member planning
Center planning
Loan product creation
Funder management and report
Fund planning
Branch and division planning
MIS reports (various reports user
definable –CGAP compliant)
FEATURES
Forms and TRANSACTION
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Registration
Registration for DE
Reg Approval Forms
Loan Application
Loan Application for
DE
Loan Approval
Disbursement
Division
Area
Branch
Centre
Assignment and De
 Division
Assignment
 Area Assignment
 Branch
Assignment
 FDO Assignment
Funding Agency
Loan Scheme
FDO tracking
FDO rating
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REPORTS
 Demand
 Create Demand
 Collection
 Collection
 Collection Approval
 Cash from Head Office
 Cash To Head Office
 Cash To Bank
 Expenditure
 Preclosure
 Centre & Group Head Assignment
Change Meeting Date
 Change Meeting Date –
Temporary
 Change Meeting Date - Permanent
Other Parameters
 Fund Settings
 Loan Activity
 Loan Category
 Religion
 Caste
 Occupation
 Marital Status
 Area Unit
 KYC Norms
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Daily Collection Report (DCR)
Demand Collection Balance
(DCB)
Receipts & payments Report
Trial Balance Report
Attendance Report
Funding Report
Waiting Borrowers
Portfolio At Risk
List of Members Report
Disbursement Report
Daily Status Report
Age wise Report
Centre Meeting Report
Total Collection Report
Weekly Portfolio Report
Advance Report
Growth Ratio s Report
Collection Ratios Report
Current Ratios Report
Dynamic Member Report
Demand Collection Report
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Prevention of Fraud
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Early info to Branch Manager,
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FDO collection report
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Info to Center Head,
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Early warning systems,
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FDO management,
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Internal admin and accounts
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Logistics management and insurance.
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Fund management,
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Business opportunity creation
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Branch rent and real estate
management
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Mobile FDO tracking
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Special project management
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Banks and reports
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Members Complaint management
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Member credit management
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Mobile based branch management
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Organization inventory
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Payroll for employees
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HR management
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Administration
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Accounts
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Security
To prevent fraud by Microfinance members
Microfinance
Organization
Microfinance
Organization
Microfinance
Organization
Member enquiry
Member credit report
Member enrolment
De-duping query
Pattern based early
warning
Fraud detection
Alerts on Deduping
FDO enquiry
Member Database
Members credit record
Rating, Bonafides, Ids,
previous history,
Passport,
photograph, thumb
impression
License, Govt records
Member pattern analysis
Member profession
analysis
Microfinance Members
Self Help group members
Service product seller group
Agriculture
farm workers
Information from buyers
group
 Labor requirement
 Product requirement
 Service requirement
 Business opportunity
 Skill requirement
Urban Daily
laborers
Flower/
Vegetable
sellers
Transport
workers
Construction
workers
Technology used by Mexico
Mobile , Wireless, Wire line
SMS/GPRS/USSD
Interactive voice response
Internet/Email/FAX
WLAN / WiMAX
Server
Work allocation
Search for Skills
from MFIs SHG
Skills needed
Information on skills,
products or services
availability
Support system for
Development of members
 Health care (online)
 Telemedicine
 Vocational training
 Sensitive Advertisement
 Government policies
 Entertainment
 MFI Bank Notice Board
 Due collection info
Services / Products
Buyer group
Industries & Institution
& Retail
Retail stores
Industries
Home/public
Institution & corporate
Biometric based fraud detection
Photo based fraud detection
Fraud pattern Based detection
RFID based fraud detection
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Model centres, branches
Model professions, age, caste of MFI
members
Model payment patterns of members
Model investment needed
Model pattern of lending
Model disaster and create solution
Insert risk, insert fraud, insert new
regulation and see the impact your
microfinance
 Predict profit/loss, analyse futuristic
balance sheets, predict disasters,
predict patterns of members
 Predict futuristic ratio analysis
WEB and Mobile
Enable existing MFI
software
Performance
upgrade your
existing software
ADD in Fraud
management
ADD in New features
in existing software
ADD in MIS reports
and Graphs
Scale up your
existing software
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MFI/Banks aided Online and Opportunity based Learning
system
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Business opportunity and learning system for Microfinance
members
MFI’S
Online Interactive
Training &
Offline Training
Teachers and Institution
MFI members
Universities
Industries
Contact:
Justin Morris
[email protected]
Mobile:+919940660713
Tel: +91(0)44-22391449