Transcript Netaxept Payment Solution for eCommerce & Mail and

Netaxept
Introduction 2013
Netaxept
Reliable and convenient payment solution for card-not-present sales
International service which enables you to receive
and process payments with variety of payment
methods and currencies in an online store and for
telephone and mail orders
With versatile Netaxept service packages you can
customize a payment phase easily to fit your needs
As a PCI DSS certified payment solution Netaxept
meets high security requirements set in internet
paying
Versatile antifraud services offered by Netaxept
help you to prevent card misuse reliably
Cost-effective service where authorizing, debiting
and crediting of payments run smoothly and
reliably with interfaces that are easy to integrate to
your back-end systems
Netaxept
Top class performance and high availability
Available for merchants and customers every day
24/7
High-availability service which is impacted by the
internal and external service-level requirements
High capacity with redundant systems on 2
physical locations
Systems are virtualized and load balanced
Based on the same stable infrastructure as Nets
POS terminals
Monitored 24/7 by the staffed operations center
Information about planned maintenance works and
service breaks in advance
Uptime in 2013
January
100 %
February
99,99 %
March
99,75 %
April
99,98 %
May
June
100 %
99,93 %
July
100 %
August
100 %
99,96 %
”Netaxept Advanced” service package
To companies that want comprehensive and versatile
payment solution for eCommerce
Accepted payment methods:
Visa and MasterCard (debit and credit), Visa Electron,
Maestro, American Express and Diners Club payment
cards
Bank buttons
Klarna and Paypal
Several payment currencies available
Possibility to see transactions of several
trading sites with the same user id codes
Payment form can be customized and adapted to
eCommerce and mobile commerce
Comprehensive transaction reporting
service
Versatile antifraud services and Verified by Visa &
MasterCard SecureCode authentication services which
prevent reliably and efficiently card misuse
Easy payment (One-click-shopping)
Easy-to-use user interface where transactions can be
managed and processed further, e.g. credit
Interfaces and user interface can be tested free of
charge with test id codes and test cards provided by
Nets
Possibility to debit additional fee for the chosen
payment methods
After the initial payment buyer pays
subsequent purchases easily with one click
Recurring payment
Merchant debits payment card according to
agreement without any buyer interaction
after the initial payment
Link payment
Merchant creates a link and sends it to
buyer e.g. via email or SMS. When buyer
clicks the link, browser redirects him to
payment form for paying the purchase
Some of our payment methods
Versatile payment methods in eCommerce and mail and telephone orders
Card payments
Paying by bill
Bank buttons
Some of our customers
The needed agreements
Agreements with Netaxept and acquirer
Product agreement
In this agreement you will agree on Netaxept
product related issues
Enables you to integrate Netaxept payment solution
to card-not-present sales
Netaxept agreement is available from Netaxept
customer service. Send the completed agreement to
Nets
Acquiring agreement
In this agreement you will agree on payment
transfer related issues, e.g. settlement time
Enables you to receive and handle payments and
their settlements in card-not-present sales
Acquiring agreement is available from the chosen
acquirer
Some of the acquirers supported by Netaxept
Full flexibility in choosing acquirer that best fits for your business needs
Netaxept is connected to
several acquirers that operate
internationally
Netaxept creates batch files
for payment transactions
debited and credited within
the past 24 hours
The transactions are
forwarded to the proper
acquirers
Each acquirer settles the
transactions within an agreed
settlement time to the
account notified by the
merchant
Netaxept payment form
Several customization possibilities and language options
Possibility to use ready-to-use payment form or customize the look & feel of the payment form
Easy to integrate and suitable for eCommerce and mobile commerce
Payment form is available in several languages, e.g. in Finnish, Swedish, English, Russia and
Germany
Nets payment form with merchant’s logo
Nets payment form in a single page mode
Netaxept payment form
Several customization possibilities and language options
Customized Nets payment form
Nets payment form in a mini-layout mode
Netaxept payment form on mobile devices
Easy to integrate and customize with mobile platforms
Netaxept payment form is
supported on several mobile
device types
Payment form is automatically
optimized based on the mobile
device type (smart phone /
tablet)
Default payment form templates
are offered for iOS, Android and
Windows Phone based smart
phones, and generic smart
phones
You can also customize and
design the payment form
template per mobile device type
Link payment
Functionality where buyer pays the purchase by clicking the payment link
Useful functionality for eCommerce
merchants
Purchase process with payment link:
Merchant creates a payment link
automatically via user interface
Merchant attaches the created link in
e.g. email or SMS and sends it to the
buyer
When buyer clicks the link, browser
redirects him to payment form
Buyer pays the purchase with the
chosen payment method
Link payment transactions are flagged
as eCommerce transactions
Available in “Advanced” service package
Easy payment (One-click-shopping)
Additional service where after the initial payment buyer pays subsequent
purchases easily with one click
Additional service for card payments
Perfect for mobile applications
Easy purchase process:
Buyer register order information to the
merchant service during the initial card
payment
During the registration card is authenticated
with Verified by Visa or MasterCard
SecureCode authentication service
Card data is stored in a safe and PCI certified
environment at Nets
Buyer pays subsequent purchases easily with
one click
Depending on your acquirer you may or may not
have to ask the buyer for the CVC2 / CVV2 code
for each transaction. Netaxept supports both
variants
Available in “Start” and “Advanced” service
packages
Recurring payments
Additional service where merchant debits payment card without any buyer
interaction after the initial payment
Additional service for card payments
Purchase process without buyer interaction:
Buyer and merchant signs an agreement
where buyer allows merchant to debit his
payment card with certain time frames
Buyer register order information to the
merchant service during the initial card
payment
During the registration card is authenticated
with Verified by Visa or MasterCard
SecureCode authentication service
Card data is stored in a safe and PCI certified
environment at Nets
Merchant makes subsequent purchases
easily by debiting payment card according to
agreement without any buyer interaction
Available in “Advanced” and “Call Centre”
service packages
Netaxept user interface
Easy-to-use user interface is available free of charge to all Netaxept merchants
In user interface
you can manage
and process
transactions further,
e.g. credit
Merchant
In “Advanced” and
“Call Centre”
service packages
you can also see a
comprehensive
transaction
reporting side
Buyer
In user interface you can
see both eCommerce and
mail and telephone order
transactions
Antifraud services offered by Netaxept
Antifraud services are available free of charge to all Netaxept merchants
Versatile antifraud services which prevent reliably
and efficiently card misuse in card-not-present
sales
In user interface you can see
IP address of the buyer's browser connection
in which the transaction was originated
Card issuer's country in which the card used in
the transaction was issued
In user interface you can also
Block credit card transactions
Filter transactions that exceed the set sum
value or transaction amount, in a certain time
period done by using a given payment card or
from certain IP addresses
Filter transactions done by using payment
cards issued by a specific country
If you choose e.g. Finland, only payments done
by cards issued in Finland are accepted
Risk management tools
Additional service preventing card misuse in card-not-present sales
Makes it possible for you to prevent reliably
and efficiently card misuse in card-not-present
sales and identify potential card misuse before
the product or service is sent out
Versatile service that scores real time all
transactions
You can use the default policy scheme and
rating system built into the service or
customize rating thresholds yourself
The default policy scheme is best suited for
the general merchant scenario
Customization of the rating thresholds is
also easy
Rule sets include e.g. geo location, handling
high frequency transactions and detecting a
wide range of other abnormal transaction
indicators
Technical integration
You can integrate Netaxept payment
solution to your web store or mail and
telephone orders with the following
interface options:
REST
Request is sent as POST or GET
method to Netaxept
Response is returned in XML
format from Netaxept
Web Service
Read more about interfaces here
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Contact information
BookIT Finland Oy
Tom Sandell
Etäkaupan palvelut
Nets Oy
[email protected]
+358 40 5030355
+358 9 6964 6180
[email protected]