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Innovating for
You and Your Clients’ Fortunes
Mike Axelrod, CFP®
Director, Retirement Services
Fidelity Security Life
Fidelity Security Life
 Founded 1969
 A.M. Best: A Created to Innovate
FSL Today
 TaxVantage FPDA
 TaxVantage SPDA
 MultiVantage 5 (MV5)
 annuities.fslins.com
 Estate EnhancerTM
 secure.fslins.com/EstateEnhancer
 User Name: Estate Enhancer
 Password: fslguest
TaxVantage FPDA
 Fixed Annuity
 Qualified or Non-Qualified
 Issue Ages: 18-70 (may vary by state)
 10-Year Surrender Schedule
 $10 Minimum Initial Deposit
 $500,000 Maximum Single Deposit
 2.5% Current Interest Rate
 2.0% Guaranteed Interest Rate
 No Market Value Adjustments
TaxVantage SPDA
 Fixed Annuity
 Qualified or Non-Qualified
 Issue Ages: 18-70 (may vary by state)
 7-Year Surrender Schedule
 $5,000 Minimum Initial Deposit
 $500,000 Maximum Single Deposit
 2.7% Current Interest Rate
 2.0% Guaranteed Interest Rate
 No Market Value Adjustments
MultiVantage 5 (MV5)
 Fixed Annuity
 Consolidate Qualified Plans
 IRA or Roth IRA
 Issue Ages: 18-75 (may vary by state)
 5-Year Surrender Schedule
 $10,000 Minimum Initial Deposit
 $500,000 Maximum Single Deposit
 2.7% Current Interest Rate
 2.0% Guaranteed Interest Rate
 No Market Value Adjustments
Estate EnhancerTM
 Single Premium Whole Life
 Issue Ages: 50 – 85 (age last birthday)
 Minimum Single Premium: $5,000
 Preferred and Standard
 Non-Smoker
 Smoker (cigarettes only)
 Simplified Underwriting
 Complete Application
 Underwriting Interview
 Decision
Estate EnhancerTM
 Permanent Institutional Confinement Benefit
 60% of Death Benefit
 Maximum Benefit: $400,000
 Home Care, Assisted Living, Adult Day Care Benefit
 20% of Death Benefit
 Maximum Benefit: $100,000
 Terminal Illness Accelerated Death Benefit
 75% of Death Benefit
 Maximum Benefit: $500,000
FSL Future
 Re-Formulated Estate Enhancer
 ComboAnnuity
Estate EnhancerTM
 Increasing Insurance Cost
 Enhancing Living Benefits
ComboAnnuity
 Fixed Annuity with Access to Mutual Funds
 Qualified Only
 Three Fixed Buckets
 Fixed Annuity
 Transfer
 DCA
 Managed Mutual Fund Platform
 FTJ FundChoice
 Accounts Managed by FSL
 Asset-Based Fee
Innovating for
You and Your Clients’ Fortunes
Mike Axelrod, CFP®
Fidelity Security Life
(816) 968-0621 Office
(816) 769-9424 Mobile
[email protected]