Welcome to USFSP!

…now, tell me about the money!

College Costs Panel Presentation

• • • • • • Cashier’s Office – Tuition – Parking Housing and Residence Life Meal Plans Bookstore Financial Aid ……putting it all together!

Cashier’s Office

Tuition and Fees, Due Amounts, Payment Deadlines, & Florida Pre-Paid

www.usfsp.edu/financial/cashier

Tuition and Fees

• Tuition is charged per credit hour.

• Plus $5 Athletic fee per semester.

• Additional fees will depend on field of study or Online Courses

How Much Do You Owe?

• OASIS – Online Access Student Information System – Check the “Student” tab – “Tuition and Fees” – “Account Summary by Term” ” • Please Note: Student will not receive bills for tuition owed.

Tuition Payment Deadlines

Tuition is due on the 5 th each term by 5:00pm .

day of – NO refunds for classes dropped AFTER 1 st week – Pay on-time to AVOID cancellation and reinstatement LATE FEES ($200 total)

Important Dates

Tuition Payment Deadline

(unless your student has a financial aid tuition deferment)

Fall 2014 August 29, 2014

Financial Aid Deferment Deadline

• Approximately 60 days after classes begin.

– Prevents Class Cancellations – Prevents incurring additional LATE FEES. • More information will be provided in the Financial Aid Presentation

Cancellation of Classes

If fees are not paid in full by the respective due dates: – classes will be cancelled – $100 late payment fee will be charged – $100 late registration fee will charged

Reinstatement

• Entire balance plus late fees must be paid prior to reinstatement. • Make payment before reinstatement deadline (posted on cashier’s web site).

Refunds

• Drop classes by the 5 th day of classes in order to receive a full refund.

• Complete the online Refund Request form and mail or fax to the address or fax number at the bottom of the form.

Florida Prepaid College Program

Students who participate in the Florida Prepaid College Program are responsible for the local portion of fees. Payment deadlines are the same as regular tuition payment unless a deferment is in place for financial aid. http://usfweb2.usf.edu/uco/cashaccounting/flprepaid.asp

Check with Florida Pre-Paid for specific program information.

Florida Pre-Paid Program

• • Automatically updated using student’s SSN. Do not need to notify the cashiers office.

24-36 hours after registration the prepaid will apply.

4 Ways to Pay!

1. Online: Credit cards accepted are MasterCard, AMEX and Discover (a convenience fee will apply) & E-check payments ($0 fee) through OASIS 2. Cashier’s Office : BAY 132 (no phone payments) – Tuition: checks, cashier’s check, money order or cash only – Housing/Meal Plan: cash, checks, credit/debit, money order.

4 Ways to Pay!

3. By mail: (Postmarked by respective due – dates). Include USF ID number on check.

Personal check, cashier’s check, or money order payable to “USF”, and mail to:

USF St. Petersburg Cashier 140 USFSP Harborwalk Ave. S. , BAY 132 St. Petersburg, FL 33701-5016

4. After hours Drop Box: (on or before respective deadlines), located on the East side of Bayboro Hall.

Parking Services

(located within the Cashier’s Office)

Webpage Rates Purchasing Permits & Citations

www.usfsp.edu/financial/parking-transportation

www.usfsp.edu/financial/parking-transportation/

•

Parking Services Information

All students and visitors require a parking permit. Permits can be used on other USF campuses. Permits are cling and can be transferred to other vehicles.

• • Parking is enforced 24/7. Fall 2014 semester and Annual permits (covers Fall 2014, Spring and Summer 2015) will go on sale August 1, 2014.

COST Motorcycle

Parking Rates

Duration Price Student commuter Semester $ 88.00

Yearly $ 173.00

Residence student Semester $ 118.00

Yearly $ 232.00

Yearly $ 58.00

Monthly $ 49.00

Daily $ 5.00

3 Ways to Buy a Parking Permit

1. On-line: Credit card, debit card or e-check www.usfsp.edu/financial/parking-transportation/ 2. At Cashier’s Office (Parking Window): All forms of payment accepted (except by phone). 3. Smart phone: Scan the QR with your phone.

• •

Parking Citations

Read the rules and regulations on the web site:

www.usfsp.edu/financial/parking-transportation/

• If receive a citation, you have 14 days to pay or to appeal. After 14 days a $15 late fee & students account is on Hold.

• After 90 days, the account will be sent to collections and additional fees will apply.

Unpaid citations cause “Holds” to be placed on the student record. This prevents registration, getting grades, transcripts and diplomas.

Cashier’s Office will be Open today until 5 pm • Questions about Tuition and Fees?

• Questions about Parking?

• Questions about Florida Pre-Paid?

Housing and Residence Life

www.usfsp.edu/housing

email: [email protected]

Housing and Residence Life

Not your home; but a home away from home for your USFSP student

.

Assistant Director Assignments and Operations Coordinator Residential Life Coordinator Administrative Specialist Fiscal and Business Specialist Summer ACUHO-I Interns

Living on Campus

• • • • • Increased connection to other students and the campus community.

Higher levels of involvement.

Leadership opportunities.

Developing independence.

Personal growth.

How to Apply

• Go to www.usfsp.edu/housing • Click “

Apply for Housing and Dining”

• Sign-in and follow the instructions • Pay $400 Housing and Dining Pre Payment to Cashier’s Office

Other Costs to Consider

• Laundry –$1.25 per wash/dry • Start of the year cost –Linens • Twin X-long –Room Accessories • On-going –Snacks?

Sodexo Dining Services & Meal Plan Information

www.usfspdining.com

Email:

[email protected]

Locations Around Campus

The Reef Dining Hall

We are proud to offer a dining program complete with signature brands and menu selections that include just about every item you can imagine. Just feast your eyes on what we have available daily: • Delicious hot home style entrees • Made to order deli • Homemade Soups • Vegan and Vegetarian Cuisine • Fresh Fruits and Salads • Fresh Baked Desserts

Other venues on Campus

Providing Starbucks coffee , hot and cold grab and go sandwiches and snacks.

Meal Plan Information

How the Meal Plans Work

• It’s simple –the campus ID card you’re carrying around can be used as a form of payment. • Declining Dollar Balance: It works just like a debit card – the card gets swiped at the time of purchase at all of our dining locations. • The purchase price is then deducted from your account and the balance automatically adjusted. • No more concerns about trips to the ATM, carrying cash, or that the dining hall is closed, you just need your student ID to make a purchase.

Meal Plan Information

• 10% discount on all purchases through Dining Services. Tax will be applied at the time food is purchased.

•

All First time resident students are required to buy the Gold or Gold PLUS plan.

• Returning resident students have the option to buy the Green, Gold, or Gold PLUS plan for each semester.

Meal Plans

• • • •

Not a traditional meal plan

Our meal plan is the ultimate in simplicity and flexibility. It is not about the number of meals. It is about dining when you want. Where you want.

A La Carte: Students start off with an opening balance of spending money and purchase items at an a la carte pricing. There are no such things as lost meals. No time restrictions

Meal Plans

•

Our plans are about personal choice.

We know that every student has different dining needs. (All mandatory residential meal-plan

participants receive a 10% discount at all dining locations.)

• •

Need more money added to your plan?

You can always add more money at any time. Visit our website www.usfspdining.com and click on the Dining Plans tab to add money - any time.

Choosing the Right Meal Plan

Things to consider when choosing the right meal plan for you.

1. How many meals do you eat per day?

2. Do you often skip a meal and eat an afternoon snack in its place? 3. How often do you see yourself going home during the weekends? 4. Do you see yourself dining in retail areas vs. campus dining?

Meal Plan Options

Fall/Spring Meal Plan Types All first year resident students can choose between

: –

GOLD Plan: $1803.80

prefer this meal plan Students who generally skip a meal a day –

GOLD PLUS Plan: $2077.18

Students who eat 3 meals per day or like the flexibility of unlimited access choose this meal plan Commuter students and Second year resident students and beyond can also select the: –

GREEN Plan: $1127.82

Students who go home on the weekends for a job or to visit friends often generally choose this meal plan

Additional Meal Plan Info

• • Meal Plans are available to all students/faculty/staff Need smaller quantities?

– SharkBites • $50 = 5% discount • $500 = 10% discount – Can be purchased any time, no expiration date.

Fall 2014 Dining Points Usage Chart Green Total Value $ 1,127.82 Weekly Average $ 70.49 Daily Average $ 10.07 Friday, August 29, 2014 $ 1,057.33 Friday, September 05, 2014 $ 986.84 Friday, September 12, 2014 $ 916.35 Friday, September 19, 2014 $ 845.87 Friday, September 26, 2014 $ 775.38 Friday, October 03, 2014 $ 704.89 Friday, October 10, 2014 $ 634.40 Friday, October 17, 2014 $ 563.91 Friday, October 24, 2014 $ 493.42 Friday, October 31, 2014 $ 422.93 Friday, November 07, 2014 $ 352.44 Friday, November 14, 2014 $ 281.96 Friday, November 21, 2014 $ 211.47 Friday, November 28, 2014 $ 140.98 Friday, December 05, 2014 $ 70.49 Friday, December 12, 2014 $ 0.00 Gold $ 1,803.80 $ 112.74 $ 16.11 $ 1,691.06 $ 1,578.33 $ 1,465.59 $ 1,352.85 $ 1,240.11 $ 1,127.38 $ 1,014.64 $ 901.90 $ 789.16 $ 676.43 $ 563.69 $ 450.95 $ 338.21 $ 225.48 $ 112.74 $ 0.00 Gold Plus $ 2,077.18 $ 129.82 $ 18.55 $ 1,947.36 $ 1,817.53 $ 1,687.71 $ 1,557.89 $ 1,428.06 $ 1,298.24 $ 1,168.41 $ 1,038.59 $ 908.77 $ 778.94 $ 649.12 $ 519.30 $ 389.47 $ 259.65 $ 129.82 $ (0.00)

Our Promotions Sodexo offers many choices to make your dining experience great .

Learn more about making smart choices for a Better Tomorrow at www.tomorrowstarts2day.com.

Promotion: Fill My Fridge

• It’s an exciting and innovative promotion in which you will be able to purchase your student’s favorite selections, from nutritious snacks to thirst quenching beverages, allowing you to spend more time getting your student acclimated to campus rather than running all around town to looking for those items.

Like us on Facebook!

“The Reef at USFSP”

Steps to Initiate a Meal Plan

1. Submit Meal Plan & Housing contract online:

www.usfsp.edu/housing

2. Pre-payment:

– $400 for Meal Plan & Housing contract.

– In person or mail to the Cashier’s Office in BAY 132

Steps to Initiate Meal Plan

3. Balance of Payment due IN FULL: – The 5 th day of each semester.

– EXCEPTION: Financial Aid Students with Meal Plan deferments posted in OASIS. (Covered in the financial aid presentation)

Contact Us!

Louis Duran, General Manager www.USFSPdining.com

Our website features substantial dietary information, including eating tips and suggestions for healthy living on campus.

Or you can

call us 727-873-4433

.

www.facebook.com/TheReefAtUsfsp @reefUSFSP

Barnes and Noble Bookstore

Your Campus Your Bookstore

Textbooks

Rental Program

• Save up to 60% with Dynamic Rental Pricing • Rent for the entire semester • Rentals due on the last day of finals • Highlight & write in the book • Book must be returned in reusable condition • Free return shipping • • Free return label available online Book must be shipped by due date

Textbooks Traditional Programs

• Used books – save 25% • Year-round buyback • Yuzu Digital Textbook Platform • • I-Pad Support Online Access • • No Computer Limit Books Go Where You Go

Ordering

Online Textbook Reservations

• Order online • Via OASIS • • Order early • First dibs on used & rental textbooks •

USFStPete.BNCollege.com

• • Easy return policy

First week of class with receipt First month of class with receipt & proof of schedule change

• Easy payment options • Credit card (Visa, MasterCard, American Express, Discover), Barnes & Noble gift cards, Paypal, or financial aid (BAPP)

Employment Opportunities

Student Workers needed for Fall Rush Training in July and August Great Benefits Apply today at: BNCollegeJobs.com

Not JUST a bookstore…

Supporting USFSP

A portion of every sale here at the USFSP Bookstore goes right back to the University of South Florida – St. Petersburg.

These funds support various student programs, organizations, clubs and faculty initiatives.

Barnes & Noble provides $15,000 every year for scholarships to USFSP/USF Support your bookstore, support your campus!

HERE TO SERVE YOU!!

Welcome to USFSP!

We look forward to seeing you in your friendly neighborhood Barnes & Noble Bookstore!

Facebook.com/USFSPBookstore USFStPete.BNCollege.com

The USFSP Barnes & Noble Bookstore is Proud to Support Your USFSP Orientation Leaders!

Where Is this Information Posted? In OASIS – Online Access Student Information System • • • •

What is Owed? In OASIS “Student” tab “Tuition and Fees” “My Account Summary by Term”.

This will show all tuition and fees, housing, meal plan and bookstore charges to your student’s account once charged.

• • • •

What is Coming In?

In OASIS “Financial Aid” tab “My Award and Loan Information” “Award Summary”

This will show financial aid awards including scholarships, grants, and loans.

Financial Aid, Deferments, and BAPP’s – Oh My!

Let’s Put it All Together!

Who Gets Financial Aid?

Every student, who meets some basic eligibility requirements, can get some type of financial aid regardless of age or family income.

Where Do I Start?

F REE A pplication for F ederal S tudent A id

(FAFSA)

The FAFSA is a form that parents and students must annually complete to apply for federal student aid www.fafsa.gov

School code: 009016 or 001537

•

How do I apply?

Both student and at least one parent needs to apply for a federal PIN number:

www.pin.ed.gov

• • Fill out the FAFSA, online or in print, to have access to financial aid to help pay for college. The simplified online application is available at

www.fafsa.gov

.

You can use the FAFSA On the Web Worksheet –FOTW to “practice” what needs to be filled in.

• • •

FAFSA Points to Remember

Use the name that is on the student’s Social Security Card as well as the correct SS Number.

Student under age 24 is considered dependent. You must report parent and student information on FAFSA Student of divorced parents must use information of parent they lived with most in the last 12 months - if parent is remarried - must also use step parent’s income

When do I apply?

•

Annual Renewal Process:

– Apply between January 1 st March 1 st and (USF’s priority deadline) of every year thereafter until education is completed.

– Use ESTIMATED tax information to meet priority deadlines.

•

2014-15 Academic Year

– Entering Fall 2014, Spring 2015, or Summer 2015.

– Uses 2013 Tax information for student and parent (use estimated tax information to complete, then use IRS import after taxes are completed)

I’ve done the FAFSA – Now What?

 Results of the FAFSA - “SAR”, or Student Aid Report by email 3 – 5 days after your FAFSA has been processed, if you provided an email address when you applied.  Review your SAR carefully to make sure it is correct and complete. Make any changes online.

I’ve done the FAFSA – Now What?

• Your SAR summarizes all the information you provided on your FAFSA. Make corrections if necessary and submit online.

• • You will receive an email verifying that your FAFSA was “processed”. Once you receive that email, allow up to 2 weeks for the school to receive and electronic copy of your FAFSA.

• SAR contains:

Estimated Family Contribution (EFC)

• The U.S. Department of Education calculates your EFC, and sends your EFC to the schools you listed on your FAFSA.

• Calculation using the parent AND student tax information provided to the federal processor on the FAFSA. The resulting federal formula is the Expected Family Contribution (EFC).

How Does a School Determine What Types of Financial Aid a Student Receives?

PART 1: Federal Formula ESTIMATED FAMILY CONTRIBUTION

– The EFC calculation is the minimum amount a family is expected to contribute toward a student’s education.

How Does a School Determine What Types of Financial Aid a Student Receives?

PART 2: Estimated College Costs *may change based on actual enrollment.

COST OF ATTENDANCE (Inflated Budget)

Tuition and Fees + Room and Board + Books and Supplies + Transportation + Miscellaneous Living Expenses = Cost of Attendance

So, Financial Need-based Aid is:

The difference between the standard Cost of Attendance and the EFC

COST OF ATTENDANCE

•

- EXPECTED FAMILY CONTRIBUTION (EFC) = FINANCIAL NEED

Financial Aid is based on demonstrated need and is designed to help students who cannot afford the cost of attending college

Forms of Financial Aid

 There are two forms of financial aid that may be offered: gift aid and self-help aid  Gift aid includes grants and scholarships – gifts of money to pay for college that don’t have to be repaid  Self-help aid includes employment, such as on-campus part-time jobs that help curb college expenses, & loans that you will need to repay

As a Result, You can receive

: More than $150 billion of aid is available every year to students to help cover tuition and fees, room and board, books and supplies, transportation, and other education related expenses.

–

GRANTS (need-based gift aid)

–

SCHOLARSHIPS (both need & non-need gift aid)

–

STUDENT EMPLOYMENT (need-based self-help aid)

–

LOANS (both need & non-need self-help aid)

• •

Student Loans Parent Loan for Undergraduate Students (PLUS)

•

Grants

Money that does not have to be paid back • Pell Grant is an Entitlement: If eligible, it will pay out regardless of when the FAFSA was completed.

• Other federal, state and USF Grants are based on meeting the priority FAFSA application deadlines (before every March 1 st for USF).

Scholarships

• Do not have to be paid back • Merit, skill, financial need.

• View internal and external scholarship opportunities on our webpage each year: www.usfsp.edu/finaid/

1415 Scholarship Information No Scholarship Application is Needed for Admissions Scholarships.

•

Admissions Scholarships

– All first time entering freshmen or upper-level transfer students are automatically considered for this award when they apply for admission to USF by the early admissions deadline of January 2 nd .

1516 Scholarship Information

Other USF scholarships require an Application every year.

• •

Other USF Scholarships –

All students can apply every year for the USFSP Privately Funded Scholarships and the USF System Scholarships. Both require an online application, however, multiple scholarships can be awarded from each application. These will be available in November for the 1516 award year.

Student Employment

• • • Federal Work Study or Departmental Funded Need-based award Allows student to earn money via a paycheck paid every two weeks.

• • Flexible work schedule Doesn’t count against Financial Aid awards

Loans

(Money you Borrow)

• Money students and parents can borrow to help pay educational expenses • • Repayment usually begins after education is finished, or student drops below half time enrollment.

• Only borrow what is really needed Look at loans as an investment in the future: they help to establish positive credit.

Direct Subsidized Loan Direct Unsubsidized Loan

       

Student Loans

For undergraduate students who are enrolled at least half-time* and demonstrate financial need

Student is not charged interest on the loan while

in school at least half-time and during deferment periods The U.S. Department of Education (ED) is the lender; payment is owed to ED Interest rate for Fall 4.66%.

For undergraduate students who are enrolled at least half-time; financial need is not required

Student is responsible for interest during all periods

ED is the lender; payment is owed to ED Interest rate for for Fall 4.66%.

Direct

• •

PLUS Loan

•

Parent (PLUS) loans

Parent’s apply for this credit-based loan.

REQUIRES an application on www.studentloans.gov

. A credit decision is provided immediately. Apply no earlier than 45 days before the beginning of the semester.

Interest rate for Fall is 7.21%.

If APPROVED PLUS Loan (Parent has positive credit): We can award up to the Cost of Attendance less any other aid offered. This will be a Parent loan paid on behalf of the student.

If DENIED PLUS Loan (Parent has negative credit): We can offer the dependent student the same amount of federal Direct Loans as an independent student. This will be a Student Additional Unsubsidized Loan

Easy to Understand Federal Financial Aid Information:

www.studentaid.gov

www.FloridaStudentFinancialAid.org

• • • • Both Florida Pre-paid and Bright Futures? YES!

After you register, the Cashier’s office receives your information from FPP program; Your tuition will be reduced according to your type of plan.

Then, Florida Bright Futures (FBF) funds are received from the State of Florida at the end of the first week of classes each semester. FBF will send funds in the amount of the scholarship you will be receiving to cover tuition. (For example, if you have Florida Academic Scholars, $103 per credit hour will be paid. Florida Medallion Scholars will pay $77 per credit hour.) If you still owe tuition and fees after FPP has been used, your FBF disbursement will be applied to pay the remaining tuition charges before being applied to any additional charges owed to USF and posted to your student account.

When financial aid comes in, payment of charges on the student account occur in the following order:

1. Tuition charges, then 2. On-Campus Housing, then 3. Bookstore charges, then 4. Meal Plan (if posted to your OASIS student account before the end of the first week of classes)

If no other charges are posted to the OASIS student account and there is a credit balance, your student will receive a refund via e-Deposit if you have subscribed via OASIS .

Tuition and Fee Deferments, Housing Deferments, Meal Plan Deferments Bookstore Advance Purchase Program (BAPP)

What is the Benefit of a Deferment?

• • • TIME! A student who has been granted a deferment will not have to worry about paying for charges by the end of the drop/add week (Friday, at 5:00pm at the end of the first week of classes every semester).

One type of deferment does not guarantee receipt of the others. Check the OASIS account every semester to see which deferments have been posted.

• •

Tuition and Fee Deferments

The deferment defers payment due on tuition and fees only.

– Fall deadline to pay: 10/31/14 To qualify: • 1415 FAFSA on file.

• Registered for 6 hours (once fall charges post) •

No actual amount of financial aid has to be

•

accepted.

Check OASIS under “My Requirements, Bookstore Authorizations and Deferments” to see if a Tuition Deferment is posted.

Housing Deferments

• Housing contract payment is due for all students by the end of the first week of classes.

• Housing Deferments are granted for Fall and Spring.

– Fall deadline to pay: 10/31/14

To Qualify for a Housing Deferment

• • • • FAFSA on file Based on “Accepted” financial aid. – – In State student: $5,800 accepted Out of State student: $11,200 accepted Note: Federal Work study funds are earned throughout the semester and do not count towards automatic Housing deferments, however Florida Pre Paid will count as accepted aid. Check OASIS, under the “My Requirements, Bookstore Authorizations and Deferments” every semester to see if a Housing Deferment is posted.

Meal Plan Deferments

• Meal Plan contract payment is due for all students by the end of the first week of classes. • Meal Plan deferments are only available during the Fall and Spring terms.

To Qualify for a Meal Plan Deferment

– – – FAFSA on file.

Have an excess of financial aid accepted and authorized above the amount of charges on the student account (including tuition, fees, housing and meal plan charges) In some cases, a manual meal plan deferment can be granted if a payment is made for the difference between what is owed and the incoming financial aid.

 After tuition, fees, housing and meal plan charges have been posted to your student account, you can contact financial aid to verify amount needed to qualify, email a counselor [email protected]

.

Bookstore Advance Purchase Program (BAPP)

• • The BAPP allows a student to “charge” books and supplies at any USF Barnes and Noble Bookstore, against incoming financial aid. To qualify: – A student would need to have at least $100 extra in financial aid above the total charges listed in the Oasis account.

– Check OASIS, under the “My Requirements, Bookstore Authorizations and Deferments” every semester to see if a BAPP is posted.

• If eligible, you will be able to “charge” your books using your USF student ID. The bookstore charges then would be added to the student account. When financial aid comes in, it will pay for tuition, fees, housing, meal plans, and bookstore charges.

Putting it all together

Remember that the Estimated Cost of Attendance on the Students award notice does not reflect the “Real” costs of attending school.

To get an idea of the “REAL” costs, use the Cost Calculators on our webpage: www.usfsp.edu/finaid NOTE: An optional demonstration of the Cost Calculator will be at the end of this presentation!

Putting it all together! Using the USFSP Cost Calculator

Cost Calculator www.usfsp.edu

INPUT TAB

• • • • Red triangles in corners of each cell mean that there is information there.

Drop down boxes provide rates for various options (Tuition, Housing, Parking Permits, Meal Plans) Parking Permit (if selecting “Annual”, remember to only list this rate in the Fall Cost column.) Once everything is entered, click on “Submit”

RESULTS TAB



Monthly expenses will be automatically calculated for the semester. (4 months each for fall and spring)

REAL Cost of Attendance   Direct Costs are the necessary Costs to attend school. If you have a positive Fall or Spring Balance Indirect Costs are the variable costs which a student may incur while attending USFSP. The remaining balance per term in the “Direct Cost” section can be used to help pay for these costs.

• • • •

Panel Contacts

Housing: www.usfsp.edu/housing email: [email protected]

Meal Plans: www.usfspdining.com

email: [email protected]

Cashiers Office: (Tuition/Fee & Housing/Meal Plan payments, Parking, Florida Pre-Paid) – (727) 873-4107 or (727) 873-4480 – email: [email protected]

Financial Aid: www.usfsp.edu/finaid email: [email protected]

Thank you!

Cost Calculator

Panel Breakout Questions

(Financial Aid office in BAY 105 will be open until 6pm for specific questions.)