Transcript DOWNLOAD Presentation - The International Insurance Forum

Motor Transport Insurance
Bureau of Ukraine (MTIBU)
Istanbul 2012
Ukraine – the Gate of Europe
Population - 46 milions;
Territory – 607,3 sq. km;
127 border crossing points;
170 000 km/ length of roads
5 international transport corridors;
Neighbours – RUS, MD, RO, SK, H, PL, BY.
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Market review:
number of vehicles per 1 000 inhabitants (Part 1)
800
700
600
500
400
300
200
100
0
te
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N ing
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Is
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R us
R
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ub
Se ia
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f M m
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Uk ia
B
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H
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T nia
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is
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ni
Market review:
number of vehicles per 1 000 inhabitants (Part 2)
600
500
400
300
200
100
0
Market review:
number of vehicles per country, 2010
R
ia
n
er
m
an
y
I
Fe tal
y
de
U
ni
ra
te
tio
d
n
K
in
gd
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Tu
rk
ey
Sp
ai
n
Fr
an
c
Be e
lg
iu
m
Po
la
nd
A
us
tr
ia
U
kr
ai
ne
R
C
ze om
an
ch
ia
R
ep
ub
l ic
H
un
ga
r
Bu y
lg
ar
ia
Sl
ov
ak
M ia
ol
do
va
us
s
G
Number of injury road accidents per country,
2010
350 000
300 000
250 000
200 000
150 000
100 000
50 000
0
Fe
at
io
It
al
U n
kr
ai
ne
de
r
T
y
ur
ke
y
Fr
an
G ce
er
m
an
y
Sp
a
U Ro in
ni
t e ma
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n
K ia
in
gd
om
Po
la
n
C Be d
ze l g
ch iu
R m
ep
ub
B lic
ul
ga
r
H ia
un
ga
r
A y
us
tr
i
M a
ol
do
Sl va
ov
ak
ia
R
us
sia
n
Number of fatalities in road accidents
per country, 2010
30 000
25 000
20 000
15 000
10 000
5 000
0
Fe
de
r
at
io
A y
us
tr
Sl ia
ov
ak
ia
Fr
an
c
T e
ur
ke
y
Sp
ai
U Ge n
ni
t e rma
d
K ny
in
gd
om
It
al
M n
ol
do
R va
om
an
U ia
kr
ai
B ne
ul
ga
ri
a
C
P
ze
o
ch l a n
d
R
ep
ub
B lic
el
gi
u
H m
un
ga
ry
R
us
sia
n
Number of fatalities in road accidents per 1
mln. inhabitants, 2010
200
180
160
140
120
100
80
60
40
20
0
us
t
B ria
el
gi
um
It
G aly
er
m
an
U
ni P y
te ol
d an
K
in d
gd
o
T m
ur
ke
C
y
ze
ch Sp
R ain
ep
R
ub
us
sia H lic
n un
Fe ga
de ry
ra
t
R ion
om
an
i
Fr a
an
B ce
ul
ga
M ria
ol
do
U va
kr
ai
ne
A
Number of injuries in road accidents
per 1 mln. inhabitants, 2010
6 000
5 000
4 000
3 000
2 000
1 000
0
Obligatory limits of MTPL insurer:
• for the damages caused to the health of the
victims – 9 434 EUR per victim, without
limitation as per accident;
• for the damages caused to the property – 4717
EUR per victim, if more than 5 victims per
accident — 23 585 EUR for all victims;
MTIBU members as per
01.01.2012:
•
83 associated members;
• 13 full members.
MTPL insurance in Ukraine
Domestic TPL
insurance
«Green card»
insurance
MTPL insurance premiums – 2005-2011
(EUR, mln.)
MTPL claims expenditure – 2005-2011
(EUR, mln.)
Average MTPL claims ratio in Ukraine –
2005-2011
45
40
35
30
25
%
20
15
10
5
0
2005
2006
2007
2008
2009
2010
2011
Domestic MTPL Market 2011
Gross written Premium
Number of settled claims
Paid claims
Average Premium
Average Loss:
- material
- personal
215,4 mln.EUR
104 360
86,7 mln.EUR
25,8 EUR
932 EUR
599 EUR
Average domestic MTPL claim cost – 2005-2011
(EUR)
922
2011
827
2010
752
2009
655
2008
563
2007
486
2006
450
2005
0
100
200
300
400
500
600
700
800
900
1 000
The structure of Domestic MTPL insurance
indemnities in 2011
 98% - material damage;
 2% - personal damage.
Green Card Market 2011
Gross written Premium
Number of issued “Green Cards”
Number of settled claims
Paid claims
Average Premium
Average Loss
30,4 mln.EUR
673 111
3 617
9,12 mln.EUR
45,2 EUR
2 521,4 EUR
Claims covered by Foreign Green Cards in Ukraine
TOP-5 countries of registration of the vehicle involved in accidents –
2010-2011
2011
2010
№
Country
Number Share, %
1 RUS
234
2 MD
№
Country
Number
Share, %
27
1 RUS
410
39
146
17
2 BY
116
11
3 BY
129
15
3 MD
115
11
4 PL
85
10
4 PL
104
10
5 CZ
46
5
5 D
47
4
6 Others
231
27
6 Others
261
25
Total
871
100
Total
1 053
100
Claims covered by Ukrainian Green Cards abroad
TOP-5 countries by the number of reported accidents – 2005-2011
2011
497
2010
136
607
194
585
2009
578
2008
953
2007
328
229
914
2005
1147
0%
10%
856
397
523
108
797
40%
209
278
388
618
50%
60%
664
741
640
70%
Poland
Italy
Germany
Hungary
Other
619
767
668
1158
30%
611
616
832
20%
1355
311
1777
2006
96
80%
695
90%
100%
Most important issues of Ukrainian MTPL
insurance market
• Improvement of legislation on MTPL.
• Increase of insurance indemnities for personal damages.
• Reduction of uninsured vehicles’ market share.
• Elaboration of the direct settlement system for domestic
market.
• Harmonization of the tariffs of the insurance premiums.
• Introduction of antidumping sanctions for insurers.
THANK YOU
FOR YOUR
ATTENTION
Volodymyr Romanyshyn