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When you can’t manage your own affairs

The Protection of Personal and Property Rights Act 1988

Billie

• Billie, 81, lives with her husband Rawiri. • Two years ago Billie began having short-term memory losses. In the last six months her condition has developed into advanced dementia – sometimes she thinks she is back in earlier stages of her life, when she and Rawiri were raising their three sons.

• Unable to care for Billie on their own anymore, Rawiri and his sons are making plans to have Billie enter residential care in a rest home. • Billie’s family and her GP all agree that Billie has become incapable of making and understanding decisions for herself. •

Who has the legal right to make decisions on Billie’s behalf?

What we’ll cover today:

The Protection of Personal Property Rights Act 1. Enduring Powers of Attorney (EPAs) – Court orders – personal and property – Government Review of the legislation 2. The Crimes Act – duty of care; abuse 3. Some tips

The “3PR” Act

The Protection of Personal and Property Rights Act 1988

“

An Act to

provide

for the

protection

and

promotion

of the

personal

and

property

rights of

persons

who are not fully able to manage their own affairs

”

What is “capacity”?

You lose your “capacity” if – • you can no longer make your own decisions and understand their consequences, or • you can no longer communicate your decisions to other people

How does the 3PR Act help?

• Lets you plan ahead by making an “ enduring power of attorney” (EPA) • Allows the Family Court to make orders or appoint decision-makers for you, if no EPA

What is an enduring power of attorney?

• A legal document saying who you’d like to make decisions for you • You can only make an EPA while you still have capacity • EPA usually only takes effect if you lose your capacity

EPAs: Who’s who?

The “donor”

• That’s you, the person who gives the enduring power of attorney

The “attorney”

• That’s the person you give the power to

Two kinds of EPA

EPA for property

• Decisions about your money and property

(like your house, car and bank accounts)

• You can decide when it takes effect

EPA for personal care and welfare

• Decisions about your personal care

(like where you live and how you’ll be cared for)

• Can take effect only if you lose capacity

How to make an EPA

Research and discuss with family and friends Seek legal advice A special form

• Signed by you, the attorney and witnesses • Your witness must be lawyer, legal exec, or trustee corporation officer

Your witness must

• be independent of the attorney • explain effect of EPA to you, and • sign a certificate

Restrictions on your attorney’s powers

• No important decisions without medical certificate • Must always act in your best interests • Must consult with you and encourage you to act on your own behalf • Must consult with and give information to people you’ve named • Must keep records of all financial transactions

Optional provisions for your EPA

• People your attorney must consult with • People your attorney must give information to • Who will assess your mental capacity • Whether to allow property attorney to benefit him / herself • Appointing a successor attorney(or two) • Allowing property attorney to make will if Family Court agrees

Using an EPA

• If someone says they are the attorney: –

Ask to see the EPA

–

Ask to see the medical certificate or

–

Family Court order Get legal advice if you’re unsure

• If you are worried about an attorney’s decisions, the Family Court can get involved

Intervention by Family Court

Family Court can be asked to:

• decide whether you’ve lost mental capacity • decide the validity and effect of your EPA • review a decision made by your attorney • give directions to your attorney • cancel your attorney’s appointment

Who can ask the Court to intervene?

• You, the donor • Another of your attorneys • A relative • A doctor • A social worker • A trustee corporation • Your welfare guardian • The manager of your hospital, rest home or other institution • An elder abuse and neglect prevention service

(eg, Age Concern)

• Anyone with the Court’s permission

Suspension of EPA

• Donor can suspend attorney’s power after recovering mental capacity • This doesn’t revoke the EPA • Attorney can’t then act under EPA without a new medical certificate

When and how does an EPA end?

• If you, the donor, die • If you the donor revoke the EPA while mentally capable • If the attorney

–

• dies • loses mentally capacity, or • becomes bankrupt • If the attorney disclaims the role • If the Family Court cancels the attorney’s appointment

Government review of EPA law

Government is seeking feedback on EPAs Current law working well Any problems Suggestions for improvements Surveys on line: DUE end of June 2013 http://www.msd.govt.nz/about-msd-and-our-work/whats happening/2013/enduring-powers-of-attorney-review.html

Orders under the 3PR Act

Personal care and welfare

Family Court can – • make specific “personal orders” • appoint a welfare guardian for you

Property

Family Court can – • make “personal orders” for small amounts • appoint a property manager for you

“Personal orders” (specific orders)

• Not merely because you’re making unwise decisions • Can include treatment orders • Only certain people can ask for an order to be made • Person who the order is about can challenge the request for an order

Who can apply for a personal order?

• Relatives, such as spouse / partner, or children or parents • a doctor • a social worker • the person in charge of any hospital or home that you’re in • you yourself

Challenging a personal order

• You’ll usually get a copy of the application • You can attend the Court hearing, and bring witnesses • You can have a lawyer represent you • Legal aid is available if you can’t afford one • Court will appoint and pay for a lawyer if you don’t have one

Welfare guardians

• A person appointed to make decisions about your personal care and welfare • Must act in your best interests and consult you • Can make decisions including treatment decisions • But cannot make certain decisions (e.g. adoption, ECT, medical trials, refusing treatment) • Can have their decisions challenged in Court

Property managers

• Can rent your house, run your business, pay your bills … • Can be appointed by a Family Court “Property Order”

AND NOTE

• You can choose to have a Trustee Corporation manage your property at your request • It costs. Possibly a lot.

How you can challenge or have a say on the Court’s decision

• Go to the hearing to oppose a property manager being appointed for you • Tell the Court who you’d like it to appoint • Ask the Court to review an appointment after it’s made • Ask the Court to review particular decisions your property manager has made

Crimes Act: Elder abuse

Crimes Act 1961 – s151: added “duty to protect” – s195: now includes “vulnerable adult” – s195A: new offence “failing to protect” – Key definition “vulnerable adult”

Crimes Act 1961 Who may have a legal duty to protect a vulnerable adult?

Anyone who has ‘actual care and charge’ of a vulnerable adult.

Crimes Act 1961 Do you have to report abuse?

How do you report abuse?

A few Tips

1. Review your personal situation every few years and make changes to EPA if necessary 2. Superannuation - make sure you apply before you turn 65 3. Retirement villages - Get advice before you sign - Code of Practice is legally binding and contains complaints process

QUESTIONS?

Come and chat with me