Transcript SIMPLIFIED ISSUE - Diversified Insurance Brokers

PRESENTED BY
Margaret Stolz, Vice President,
Underwriting Dept.
Diversified Insurance Brokers
Since 1980
770-662-8510 Local
800-533-5969 Toll Free
770-662-0516 Fax
Hot Points – Simplified Issue
 Yes/No Application
 Immediate Death Benefit
 Graded Products Available
 No Build Limitation
 Non Medical Term, UL, Whole Life
 Quick Issue
 Guaranteed Premiums
 Issue Ages 0 to 85
 Face amounts - $2,500 to $350,000
TARGET MARKETS
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Final Expense – Smaller face amounts
Impaired Risk – ages 0 - 85
Clients who don’t want to be examined
Clients with MVR problems
Clients looking for a small whole life product
Clients looking for additional coverage
Clients with foreign travel
Clients previously DECLINED or RATED
Older parents needing coverage
Parents wanting to insure their children
Grandparents wanting to insure their grandchildren
Individuals wanting the security of guaranteed benefit and premiums
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Lipid Levels - the Risk of Arteriosclerosis
Electrocardiograms and T-Wave changes
Liver Enzyme Tests
Multiple Sclerosis
Mitral Valve Prolapse (MVP)
Hypertension (High Blood Pressure)
Cardiac Catheterization
Percutaneous Transluminal Angioplasty
Coronary Artery Bypass Graft (CABG)
Prostate Cancer
Transient Ischemic Attack (TIA)
Sleep Apnea
Hepatitis A, B & C
Breast Cancer
MIB
Skin Cancer
Tuberculosis
Diabetes
Heart Attack
Sarcoidosis
Kidney Transplants
Spinal Cord Injury
Ovarian Cancer
Hemochromatosis
Epilepsy
Aortic Valve Disorders
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Evaluation of Coronary Artery Disease
Colorectal Cancer
Depression
Irregular Heart Beat
Alcohol and Drug Abuse
Valvular Heart Surgery
Build
Ulcerative Colitis/Crohns Disease
Athletes Heart
Testicular Cancer
Bundle Branch Block (BBB)
Pacemakers
Heart Disease in Women
Rheumatoid Arthritis
Systemic Lupus Erythematosus (SLE)
Driving Record
Atrial Fibrillation
Chronic Lymphocytic Leukemia - CLL
Prostate Specific Antigen - PSA
Bladder Cancer
Atrial and Ventricular Septal Defects
Older Age Underwriting
Parkinson's Disease
Peptic Ulcer Disease
Chronic Obstructive Pulmonary Disease (COPD)
What Diversified Will Do For You
 100 + years combined experience
 In house underwriting specialist
 Match your client to the right product
 No voicemail phone tree
 High placement ratio
 Friendly efficient service
 Over 70 + total products available
SUCCESS STORIES
 Eight year old diabetic – ISSUED
 Male weighing almost 400 Lbs, Immediate Death Benefit
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Plan – ISSUED
Child with current seizures – ISSUED
Female client 13 months after initial cancer diagnosis,
Immediate Death Benefit – ISSUED
Male 65 has on going testing. $50,000 – ISSUED
PREFERRED
Male 62 smoker with benign brain tumor and TIA –
ISSUED STANDARD
Margaret – [email protected]
Tonia – [email protected]
Jason – [email protected]
Jarad – [email protected]
730 Holcomb Bridge Road
Norcross, GA 30071
800-533-5969 Toll Free
770-662-8510 Local
770-662-0516 Fax
WWW.DIVERSIFIEDINS.COM