Transcript Vital Statistics of UCBs

Reserve Bank of India
Urban Banks Department
Mumbai
Welcome To
Directors
of Urban Co-operative Banks
July 20, 2010 (Tuesday)
1
UCBs As On 31.3.2009
Scheduled UCBs (3% of Total)
53
Non-Scheduled UCBs (97% of Total)
1668
Total UCBs
1721
Multi-State Scheduled UCBs
25
2
UCBs As On 31.3.2009
Single State Scheduled UCBs
28
Single State Non-Scheduled UCBs
1653
Tier-I UCBs (84 % of Total UCBs)
1444
Tier-II UCBs (16 % of Total UCBs)
277
Unit UCBs (48.2 % of Total UCBs)
830
3
Scheduled UCBs
As on 31.3.2009
1
Maharashtra
38
2
Gujarat
8
3
Andhra Pradesh
3
4
Goa
2
5
Karnataka
1
6
Uttar Pradesh
1
Total
53
4
UCBs As On 31.3.2009
1
2
3
4
5
Maharashtra
577
Karnataka
273
Gujarat
260
Tamilnadu
129
Andhra Pradesh
114
79 % UCBs in 5 States
1353
21 % UCBs in 23 States
368
States with ONE UCB each: 4
Mizoram, Puducherry, Sikkim & Tripura
States WITHOUT UCB : 7
A & N, Arunachal, Chandigarh, Dadra NH,
Daman Diu, Lakshdweep & Nagaland
5
CRAR (%) - TOP 10 UCBs – As on 31.3.2009
1 Ahmedabad Mercantile Co-op Bank Ltd. 47.6
2 Kalupur Commercial Co-op. Bank Ltd.
43.2
3 Nasik Merchants’ Co-op. Bank Ltd.
36.9
4 AP Mahesh Co-op. Urban Bank Ltd.
31.7
5 SB Pardi People Co-op. Bank Ltd.
28.5
6 New India Co-operative Bank Ltd.
28.3
7 Nutan Nagarik Sahakari Bank Ltd.
27.6
8 Abhyudaya Co-operative Bank Ltd.
21.8
9 Surat Peoples Co-operative Bank Ltd.
21.1
10 Bassein Catholic Co-op. Bank Ltd.
20.6
6
BUSINESS PER EMPLOYEE (Rs. in Lakh)
1
Saraswat Co-operative Bank Ltd.
730
2
3
Bassein Catholic Co-op. Bank Ltd.
Shamrao Vithal Co-op. Bank Ltd.
661
623
4
Thane Janata Sahakari Bank Ltd.
636
5
Zoroastrian Co-operative Bank Ltd.
606
6
Cosmos Co-operative Bank Ltd.
576
7
Mehsana Urban Co-op. Bank Ltd.
540
8
Bharat Co-op. Bank (Mumbai) Ltd.
539
9
NKGSB Co-operative Bank Ltd.
496
Dombivli Nagari Sahakari Bank Ltd.
475
10
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AVERAGE COST OF DEPOSITS
(% Per Annum)
1
2
3
4
5
6
7
8
9
10
Parsik Janata Sahakari Bank Ltd.
4.4
Kalupur Commercial Co-op. Bank Ltd. 4.4
Abhyudaya Co-operative Bank Ltd.
4.4
Citizen Credit Co-op. Bank Ltd.
4.6
SB Pardi Peoples Co-op. Bank Ltd.
4.8
Ahmedabad Mercantile Co-op. Bk Ltd 5.2
Dombivli Nagari Sahakari Bank Ltd.
5.3
Nasik Merchants Co-op. Bank Ltd.
5.5
Kapol Co-operative Bank Ltd.
5.5
Kalyan Janata Sahakari Bank Ltd.
5.6
8
PROFIT PER EMPLOYEE
(Rupees in Lakh)
1
2
3
4
5
6
7
8
9
10
Thane Janata Sahakari Bank Ltd.
Zoroastrian Co-operative Bank Ltd.
Saraswat Co-operative Bank Ltd.
Ahmedabad Mercantile Co-op. Bk Ltd.
Abhyudaya Co-operative Bank Ltd.
Citizen Credit Co-operative Bank Ltd.
Cosmos Co-operative Bank Ltd.
NKGSB Co-operative Bank Ltd.
Punjab & Maharashtra Co-op. Bank Ltd.
Bharat Co-op. Bank (Mumbai) Ltd.
7.9
7.9
7.4
7.0
6.1
5.2
4.9
4.6
4.6
4.4
9
OPERATING PROFIT
(As % to Working Funds)
1
2
3
4
5
Abhyudaya Co-operative Bank Ltd.
6
7
8
9
10
AP Mahesh Co-op. Urban Bank Ltd.
Ahmedabad Mercantile Co-op. Bank Ltd.
Bassein Catholic Co-operative Bank Ltd.
Parsik Janata Sahakari Bank Ltd.
Citizen Credit Co-operative Bank Ltd.
Bharat Co-operative Bank (Mumbai) Ltd.
NKGSB Co-operative Bank Ltd.
Zoroastrian Co-operative Bank Ltd.
Thane Janata Sahakari Bank Ltd.
3.1
2.9
2.8
2.4
2.2
2.0
1.8
1.8
1.8
1.9
10
NET PROFIT
(AS % TO TOTAL ASSETS)
1
2
3
4
5
6
7
8
9
10
Bassein Catholic Co-op. Bank Ltd.
2.8
Ahmedabad Mercantile Co-op. Bank Ltd.
2.7
Abhyudaya Co-operative Bk Ltd., Mumbai 2.4
Kalupur Commercial Co-op. Bank Ltd.
2.2
Nasik Merchants Co-operative Bank Ltd.
2.0
Zoroastrian Co-operative Bank Ltd.
1.7
Citizen Credit Co-operative Bank Ltd.
1.5
Parsik Janata Sahakari Bank Ltd.
1.5
Punjab & Maharashtra Co-op. Bank Ltd.
1.4
AP Mahesh Co-op. Urban Bank Ltd.
1.3
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Return on Assets (Per Cent)
1
2
3
4
5
6
7
8
9
10
Bassein Catholic CBL, Vasai
Ahmedabad Mercantile CB Ltd.
Abhyudaya Co-operative Bk Ltd.
Kalupur Commercial CB Ltd.
Nasik Merchants Co-op. Bk Ltd.
Zoroastrian CBL, Mumbai
Citizen Credit Co-op. Bank Ltd.
Parsik Janata SBL, Thane
Punjab & Maharashtra CBL
Thane Janata Sahakari Bank Ltd.
2.8
2.7
2.4
2.2
2.0
1.7
1.5
1.5
1.4
1.2
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INTEREST INCOME
(AS % TO TOTAL ASSETS)
1
2
3
4
5
6
7
8
9
10
AP Mahesh Co-op. Urban Bank Ltd.
Bharat Co-operative Bank (Mumbai) Ltd.
Solapur Janata Sahakari Bank Ltd.
NKGSB Co-operative Bank Ltd., Mumbai
Shamrao Vithal Co-operative Bank Ltd.
Bharati Sahakari Bank Ltd., Pune
Mehsana Urban Co-operative Bank Ltd.
New India Co-op. Bank Ltd., Mumbai
Punjab & Maharashtra Co-op. Bank Ltd.
Thane Janata Sahakari Bank Ltd.
9.9
9.1
9.0
8.9
8.8
8.7
8.7
8.7
8.6
8.6
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NET INTEREST INCOME
1
(As % to Working Funds)
Nasik Merchants Co-operative Bank Ltd.
4.8
2
Parsik Janata Sahakari Bank Ltd., Thane
4.8
3
Ahmedabad Mercantile Co-op. Bank Ltd.
4.7
4
AP Mahesh Co-op. Urban Bank Ltd.
4.6
5
S.B. Pardi Peoples Co-op. Bank Ltd.
4.5
6
Bharati Sahakari Bank Ltd., Pune
4.2
7
Bharat Co-operative Bank (Mumbai) Ltd.
3.8
8
Kalyan Janata Sahakari Bank Ltd.
3.8
9
Surat Peoples Co-operative Bank Ltd.
3.8
10 Thane Janata Sahakari Bank Ltd.
3.3
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NON-INTEREST INCOME
1
2
3
4
5
6
7
8
9
10
(As % to Working Funds)
Nutan Nagarik Sahakari Bank Ltd.
Janata Sahakari Bank Ltd., Pune
Akola Urban Co-operative Bank Ltd.
Abhyudaya Co-operative Bank Ltd.
Nagpur Nagari Sahakari Bank Ltd.
Dombivli Nagari Sahakari Bank Ltd.
Saraswat Co-operative Bank Ltd.
Shamrao Vithal Co-operative Bank Ltd.
Greater Bombay Co-operative Bank Ltd.
Kapol Co-operative Bank Ltd.
1.5
1.4
1.4
1.2
1.1
1.0
1.0
1.0
0.9
0.9
15
INTEREST PAID
(AS % TO TOTAL ASSETS)
1
2
3
4
5
6
7
8
9
10
Kalupur Commercial Co-op. Bank Ltd.
Ahmedabad Mercantile Co-op. Bank Ltd.
SB Pardi Peoples Co-op. Bank Ltd.
Pravara Sahakari Bank Ltd., Ahmednagar
Parsik Janata Sahakari Bank Ltd., Thane
Abhyudaya Co-operative Bank Ltd.
Nasik Merchants Co-operative Bank Ltd.
Citizen Credit Co-operative Bank Ltd.
Rajkot Nagrik Sahakari Bank Ltd.
Dombivli Nagari Sahakari Bank Ltd.
2.9
3.0
3.0
3.1
3.2
3.3
3.4
3.7
3.7
3.9
16
OPERATING EXPENSES
(AS % TO TOTAL ASSETS)
1
2
3
4
5
6
7
8
9
10
Bharat Co-op. Bank (Mumbai) Ltd.
Kalupur Commercial Co-op. Bank Ltd.
Pravara Sahakari Bank Ltd., Ahmednagar
Rajkot Nagarik Sahakari Bank Ltd.
Abhyudaya Co-operative Bank Ltd.
Citizen Credit Co-operative Bank Ltd.
Sardar B Pardi Peoples Co-op. Bank Ltd.
Ahmedabad Mercantile Co-op. Bank Ltd.
Parsik Janata Sahakari Bank Ltd., Thane
Thane Janata Sahakari Bank Ltd.
3.6
3.7
4.0
4.7
4.9
4.9
5.1
5.2
5.2
5.3
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SPREAD
(AS % TO TOTAL ASSETS)
1
2
3
4
5
6
7
8
9
10
Parsik Janata Sahakari Bank Ltd.
AP Mahesh Co-op. Urban Bank Ltd.
Ahmedabad Mercantile Co-op. Bank Ltd.
Nasik Merchants Co-operative Bank Ltd.
Sardar B Pardi Peoples Co-op. Bank Ltd.
Bharati Sahakari Bank Ltd., Pune
Surat Peoples Co-operative Bank Ltd.
Bharat Co-operative Bank (Mumbai) Ltd.
Kalyan Janata Sahakari Bank Ltd.
Thane Janata Sahakari Bank Ltd.
4.7
4.6
4.5
4.4
4.0
3.9
3.8
3.7
3.7
3.2
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