Transcript Fonditalia

Informazioni chiave per gli investitori (KIID)
Fonditalia
Data di validità 1.3.2017
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Informazioni chiave per gli investitori
Il presente documento contiene le informazioni chiave di cui tutti gli investitori devono
disporre in relazione a questo Fondo. Non si tratta di un documento promozionale. Le
informazioni contenute nel presente documento, richieste dalla legge, hanno lo scopo di
aiutarvi a capire la natura di questo Fondo e i rischi ad esso connessi. Si raccomanda di
prenderne visione, in modo da operare una scelta informata in merito all’opportunità di
investire.
Fonditalia Euro Corporate Bond
Comparto del Fondo Fonditalia
Classe TS (ISIN LU1481509740)
Società di Gestione: Fideuram Asset Management (Ireland) dac, gruppo bancario Intesa Sanpaolo
OBIETTIVI E POLITICA D'INVESTIMENTO
obbligazionari, a tasso fisso e denominati in Euro emessi da
società finanziarie e non-finanziarie, con rating Investment
Grade e vita residua superiore a 1 anno); 10% “iBoxx Euro
Sovereign 3-5 years” (rappresentativo delle performance dei
titoli governativi tedeschi, con vita residua compresa tra 3 e
5 anni).
La Classe TS del Comparto è a distribuzione; i proventi del
Comparto Vi saranno distribuiti con le modalità indicate nel
Prospetto del Fondo.
Potrete ottenere il rimborso attraverso semplice richiesta in
qualsiasi giorno lavorativo.
Il Comparto, espresso in Euro, ha l’obiettivo di valorizzare
nel tempo il patrimonio investendo prevalentemente in
obbligazioni non governative, caratterizzate da un rischio
limitato di insolvenza, e, in misura minoritaria, in obbligazioni
a tasso fisso e variabile, denominate in Euro ed emesse da
emittenti governativi, con una vita residua compresa tra 3 e 5
anni. Il Comparto può investire in strumenti derivati sia a fini
di copertura dei rischi sia a fini di investimento. La politica di
gestione del Comparto è collegata ad un parametro di
riferimento variabile (“benchmark”), costituito dalla media
aritmetica ponderata dei seguenti indici: 90% “iBoxx Euro
Corporates” (rappresentativo della performance dei titoli
PROFILO DI RISCHIO E DI RENDIMENTO
Rischio Più Basso
Rendimento
potenzialmente più
basso
Rischio Più Alto
Rendimento
potenzialmente più
alto
1
2
3
4
x Il Comparto è stato classificato nella categoria di
5
6
7
L'INDICATORE SINTETICO DI RISCHIO NON RILEVA IN
rischio/rendimento 3 in quanto il valore dell'investimento MODO ADEGUATO I SEGUENTI RISCHI:
può registrare limitate variazioni giornaliere, al rialzo o al
ribasso.
x Rischio di credito: il Comparto investe in titoli il cui
merito creditizio può peggiorare aumentando il rischio che
x I dati storici utilizzati per calcolare l’indicatore sintetico
l'emittente non sia in grado di onorare i propri impegni
potrebbero non costituire un’indicazione affidabile circa il
incidendo negativamente sui prezzi dei titoli.
futuro profilo di rischio del Comparto.
x La categoria di rischio/rendimento sopra indicata potrebbe x Rischio liquidità: il Comparto investe in mercati che
non rimanere invariata e la classificazione del Comparto
possono essere caratterizzati da una ridotta possibilità di
potrebbe cambiare nel tempo.
scambiare titoli senza incidere negativamente sui prezzi.
x L’appartenenza alla categoria di rischio più bassa non
garantisce un investimento esente da rischi.
SPESE
Le commissioni e le spese da Voi corrisposte vengono utilizzate per coprire i costi di gestione del Comparto, compresi i costi
legati alla sua commercializzazione e distribuzione. Tali oneri riducono la potenziale crescita del Vostro investimento.
Le commissioni di sottoscrizione e rimborso riportate
Spese una tantum prelevate prima o dopo l’investimento
nella Tabella corrispondono, singolarmente, alla percentuale
massima applicabile. È possibile, pertanto, che possiate
Commissioni di
2,50 %
pagare un importo inferiore. L’esatto importo applicato Vi
sottoscrizione
potrà essere comunicato dal consulente finanziario o dal
Commissioni di rimborso 0,00 %
distributore. Per le operazioni di conversione è possibile
scegliere alternativamente fra la tariffa “ad evento” e quella
Percentuale massima che può essere prelevata dal Vostro Capitale
“forfettaria” (applicata trimestralmente sul patrimonio
prima che venga investito o prima che il rendimento dell'investimento
investito). Le spese correnti si riferiscono ai costi relativi
venga distribuito.
all'esercizio conclusosi il 31/12/2016. Tale importo potrebbe
Spese
variare di anno in anno. Sono escluse dal calcolo le
correnti
Commissioni legate al rendimento
commissioni legate al rendimento e i costi delle transazioni
Spese
Commissioni prelevate dal Comparto a
di
portafoglio,
eccetto
le
commissioni
di
prelevate dal
determinate condizioni specifiche
sottoscrizione/rimborso
sostenute
dal
Comparto
per
Comparto in
l’acquisto o la vendita di quote di un altro comparto.
un anno
Per ulteriori informazioni sulle commissioni e le spese,
Classe TS
1,07 %
ivi incluse quelle relative alle modalità di calcolo delle
0,00 %
commissioni legate al rendimento, si rinvia alla sezione
"Spese" del Prospetto del Fondo, reperibile sui siti
internet
www.fideuramassetmanagement.ie
e
www.fideuram.it.
RISULTATI OTTENUTI NEL PASSATO
120%
100%
80%
Non ci sono dati sufficienti per il calcolo delle performance passate.
60%
40%
20%
0%
2007
2008
2009
2010
2011
2012
2013
2014
2015
2016
Classe TS
I rendimenti passati non sono indicativi di quelli futuri. Il Fondo è stato istituito l’11 agosto 1967. Il Comparto è stato avviato
il 10 maggio 2000. Dato il recente avvio (19 ottobre, 2016) della Classe TS del Comparto, non è possibile calcolare i
rendimenti passati. Pertanto, non è possibile fornirvi informazioni su questo punto.
INFORMAZIONI PRATICHE
Il presente documento contiene le Informazioni Chiave per gli
Investitori relative al singolo Comparto Fonditalia Euro
Corporate Bond – Classe TS.
La Banca Depositaria è FIDEURAM BANK (LUXEMBOURG)
S.A..Copie in italiano e in inglese dell'ultimo rendiconto
annuale, delle relazioni semestrali e del Prospetto del Fondo
possono essere richieste gratuitamente e in ogni momento
presso la Società di Gestione nonché presso FIDEURAM
BANK (LUXEMBURG) S.A. e presso il collocatore. Le
informazioni di dettaglio della Politica di remunerazione
adottata dalla Società di Gestione sono disponibili al
seguente
link
http://www.fideuramassetmanagement.ie/upload/File/pdf/
Policy_FAMI/FAMI_Remuneration_Policy.pdf. e acquisibili
su richiesta, su copia cartacea o su altro supporto durevole a
disposizione degli investitori.
L'ultimo valore della quota è reso disponibile dalla Società di
Gestione ogni giorno bancario lavorativo in Lussemburgo
presso FIDEURAM BANK (LUXEMBOURG) S.A. in qualità di
agente amministrativo e presso le sedi degli intermediari che
curano la distribuzione delle quote del Comparto in Italia, sul
quotidiano "Il Sole 24 Ore", nonché sul sito internet
www.fideuramassetmanagement.ie e www.fideuram.it.
FIDEURAM ASSET MANAGEMENT (IRELAND) dac può
essere ritenuta responsabile esclusivamente sulla base delle
dichiarazioni contenute nel presente documento che risultino
fuorvianti, inesatte o incoerenti rispetto alle corrispondenti
parti del Prospetto del Fondo. Il Fondo è soggetto alla
legislazione fiscale lussemburghese. Tale legislazione
potrebbe avere impatti sulla Vostra posizione fiscale. Il Fondo
è articolato in comparti. Le attività e le passività del Comparto
sono separate da quelle degli altri comparti. I diritti
patrimoniali degli investitori del Comparto sono totalmente
distinti da quelli degli investitori degli altri comparti. Per la
Classe TS è possibile effettuare la sottoscrizione
esclusivamente con versamenti in unica soluzione (UNI).
Potrete in ogni momento convertire quote appartenenti al
Comparto con quote appartenenti ad altri comparti.
Le informazioni sulle modalità di esercizio del diritto di
conversione sono contenute nella sezione "Conversione di
quote" del Prospetto del Fondo. Il Prospetto, il rendiconto e le
relazioni semestrali sono redatti per il Fondo nel suo
complesso menzionato nell'intestazione del presente
documento.
Il Fondo è stato autorizzato nel Granducato del Lussemburgo ed è controllato dalla Commission de Surveillance du Secteur Financier (CSSF).
FIDEURAM ASSET MANAGEMENT (IRELAND) dac è stata autorizzata in Irlanda in data 15 maggio 2013 ed è regolamentata dalla Central Bank of
Ireland (CBI).
Le Informazioni Chiave per gli Investitori qui riportate sono esatte alla data del 17/02/2017.
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Informazioni chiave per gli investitori
Il presente documento contiene le informazioni chiave di cui tutti gli investitori devono
disporre in relazione a questo Fondo. Non si tratta di un documento promozionale. Le
informazioni contenute nel presente documento, richieste dalla legge, hanno lo scopo di
aiutarvi a capire la natura di questo Fondo e i rischi ad esso connessi. Si raccomanda di
prenderne visione, in modo da operare una scelta informata in merito all’opportunità di
investire.
Fonditalia Equity Global High Dividend
Comparto del Fondo Fonditalia
Classe TS (ISIN LU1481509666)
Società di Gestione: Fideuram Asset Management (Ireland) dac, gruppo bancario Intesa Sanpaolo
OBIETTIVI E POLITICA D'INVESTIMENTO
per una buona gestione del portafoglio ma anche ai fini di
investimento. La politica di gestione del Comparto è collegata
ad un parametro di riferimento variabile ("benchmark"),
costituito dall'indice "MSCI World High Dividend Yield"
(rappresentativo del mercato globale azionario con dividendi
elevati).
La Classe TS del Comparto è a distribuzione; i proventi del
Comparto Vi saranno distribuiti con le modalità indicate nel
Prospetto del Fondo.
Potrete ottenere il rimborso attraverso semplice richiesta in
qualsiasi giorno lavorativo.
Il Comparto, espresso in Euro, ha l'obiettivo di generare un
rendimento di lungo periodo investendo principalmente in
titoli di capitale emessi da soggetti senza nessuna limitazione
geografica, inclusi i mercati emergenti. I titoli saranno
caratterizzati prevalentemente da un elevato rendimento,
elevati dividendi e da prospettive di apprezzamento del
capitale. Il Comparto potrà investire senza limitazioni in titoli
denominati in valute diverse da quella di riferimento (Euro).
L'esposizione valutaria del Comparto è gestita in modo
flessibile. Il Comparto può investire negli strumenti indicati
anche attraverso l'investimento in quote e/o azioni di altri
fondi, inclusi gli Exchange Traded Funds. Il Comparto può
investire in strumenti derivati sia a fini di copertura dei rischi e
PROFILO DI RISCHIO E DI RENDIMENTO
Rischio Più Basso
Rendimento
potenzialmente più
basso
Rischio Più Alto
Rendimento
potenzialmente più
alto
1
2
3
4
x Il Comparto è stato classificato nella categoria di
5
6
7
L'INDICATORE SINTETICO DI RISCHIO NON RILEVA IN
rischio/rendimento 5 in quanto il valore dell'investimento MODO ADEGUATO I SEGUENTI RISCHI:
può registrare significative variazioni giornaliere, al rialzo
o al ribasso.
x Rischio mercati in via di sviluppo: il Comparto è
esposto su titoli particolarmente sensibili all'instabilità
x I dati storici utilizzati per calcolare l’indicatore sintetico
politica ed economica dei paesi in via di sviluppo; le
potrebbero non costituire un’indicazione affidabile circa il
variazioni di prezzo possono essere maggiori rispetto a
futuro profilo di rischio del Comparto.
quelle riscontrate sui mercati dei paesi sviluppati.
x La categoria di rischio/rendimento sopra indicata potrebbe
non rimanere invariata e la classificazione del Comparto
potrebbe cambiare nel tempo.
x L’appartenenza alla categoria di rischio più bassa non
garantisce un investimento esente da rischi.
SPESE
Le commissioni e le spese da Voi corrisposte vengono utilizzate per coprire i costi di gestione del Comparto, compresi i costi
legati alla sua commercializzazione e distribuzione. Tali oneri riducono la potenziale crescita del Vostro investimento.
Le commissioni di sottoscrizione e rimborso riportate
Spese una tantum prelevate prima o dopo l’investimento
nella Tabella corrispondono, singolarmente, alla percentuale
massima applicabile. È possibile, pertanto, che possiate
Commissioni di
3,80 %
pagare un importo inferiore. L’esatto importo applicato Vi
sottoscrizione
potrà essere comunicato dal consulente finanziario o dal
Commissioni di rimborso 0,00 %
distributore. Per le operazioni di conversione è possibile
scegliere alternativamente fra la tariffa “ad evento” e quella
Percentuale massima che può essere prelevata dal Vostro Capitale
“forfettaria” (applicata trimestralmente sul patrimonio
prima che venga investito o prima che il rendimento dell'investimento
investito). Le spese correnti si riferiscono ai costi relativi
venga distribuito.
all'esercizio conclusosi il 31/12/2016. Tale importo potrebbe
Spese
variare di anno in anno. Sono escluse dal calcolo le
correnti
Commissioni legate al rendimento
commissioni legate al rendimento e i costi delle transazioni
Spese
Commissioni prelevate dal Comparto a
di
portafoglio,
eccetto
le
commissioni
di
prelevate dal
determinate condizioni specifiche
sottoscrizione/rimborso
sostenute
dal
Comparto
per
Comparto in
l’acquisto o la vendita di quote di un altro comparto.
un anno
Per ulteriori informazioni sulle commissioni e le spese,
Classe TS
1,73 %
20,00 %, calcolato annualmente, della
ivi incluse quelle relative alle modalità di calcolo delle
differenza - se positiva - tra
commissioni legate al rendimento, si rinvia alla sezione
l'incremento di valore del NAV e
"Spese" del Prospetto del Fondo, reperibile sui siti
l'incremento di valore teorico del NAV
internet
www.fideuramassetmanagement.ie
e
nell'evenienza di performance pari
www.fideuram.it.
all'indice di riferimento.
RISULTATI OTTENUTI NEL PASSATO
120%
100%
80%
Non ci sono dati sufficienti per il calcolo delle performance passate.
60%
40%
20%
0%
2007
2008
2009
2010
2011
2012
2013
2014
2015
2016
Classe TS
I rendimenti passati non sono indicativi di quelli futuri. Il Fondo è stato istituito l’11 agosto 1967. Il Comparto è stato avviato
il 10 maggio 2000. Dato il recente avvio (19 ottobre, 2016) della Classe TS del Comparto, non è possibile calcolare i
rendimenti passati. Pertanto, non è possibile fornirvi informazioni su questo punto.
INFORMAZIONI PRATICHE
Il presente documento contiene le Informazioni Chiave per gli
Investitori relative al singolo Comparto Fonditalia Equity
Global High Dividend – Classe TS.
La Banca Depositaria è FIDEURAM BANK (LUXEMBOURG)
S.A..Copie in italiano e in inglese dell'ultimo rendiconto
annuale, delle relazioni semestrali e del Prospetto del Fondo
possono essere richieste gratuitamente e in ogni momento
presso la Società di Gestione nonché presso FIDEURAM
BANK (LUXEMBURG) S.A. e presso il collocatore. Le
informazioni di dettaglio della Politica di remunerazione
adottata dalla Società di Gestione sono disponibili al
seguente
link
http://www.fideuramassetmanagement.ie/upload/File/pdf/
Policy_FAMI/FAMI_Remuneration_Policy.pdf. e acquisibili
su richiesta, su copia cartacea o su altro supporto durevole a
disposizione degli investitori.
L'ultimo valore della quota è reso disponibile dalla Società di
Gestione ogni giorno bancario lavorativo in Lussemburgo
presso FIDEURAM BANK (LUXEMBOURG) S.A. in qualità di
agente amministrativo e presso le sedi degli intermediari che
curano la distribuzione delle quote del Comparto in Italia, sul
quotidiano "Il Sole 24 Ore", nonché sul sito internet
www.fideuramassetmanagement.ie e www.fideuram.it.
FIDEURAM ASSET MANAGEMENT (IRELAND) dac può
essere ritenuta responsabile esclusivamente sulla base delle
dichiarazioni contenute nel presente documento che risultino
fuorvianti, inesatte o incoerenti rispetto alle corrispondenti
parti del Prospetto del Fondo. Il Fondo è soggetto alla
legislazione fiscale lussemburghese. Tale legislazione
potrebbe avere impatti sulla Vostra posizione fiscale. Il Fondo
è articolato in comparti. Le attività e le passività del Comparto
sono separate da quelle degli altri comparti. I diritti
patrimoniali degli investitori del Comparto sono totalmente
distinti da quelli degli investitori degli altri comparti. Per la
Classe TS è possibile effettuare la sottoscrizione
esclusivamente con versamenti in unica soluzione (UNI).
Potrete in ogni momento convertire quote appartenenti al
Comparto con quote appartenenti ad altri comparti.
Le informazioni sulle modalità di esercizio del diritto di
conversione sono contenute nella sezione "Conversione di
quote" del Prospetto del Fondo. Il Prospetto, il rendiconto e le
relazioni semestrali sono redatti per il Fondo nel suo
complesso menzionato nell'intestazione del presente
documento.
Il Fondo è stato autorizzato nel Granducato del Lussemburgo ed è controllato dalla Commission de Surveillance du Secteur Financier (CSSF).
FIDEURAM ASSET MANAGEMENT (IRELAND) dac è stata autorizzata in Irlanda in data 15 maggio 2013 ed è regolamentata dalla Central Bank of
Ireland (CBI).
Le Informazioni Chiave per gli Investitori qui riportate sono esatte alla data del 17/02/2017.
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Informazioni chiave per gli investitori
Il presente documento contiene le informazioni chiave di cui tutti gli investitori devono
disporre in relazione a questo Fondo. Non si tratta di un documento promozionale. Le
informazioni contenute nel presente documento, richieste dalla legge, hanno lo scopo di
aiutarvi a capire la natura di questo Fondo e i rischi ad esso connessi. Si raccomanda di
prenderne visione, in modo da operare una scelta informata in merito all’opportunità di
investire.
Fonditalia New Flexible Growth
Comparto del Fondo Fonditalia
Classe R (ISIN LU0138258313) / Classe T (ISIN LU0388709718)
Società di Gestione: Fideuram Asset Management (Ireland) dac, gruppo bancario Intesa Sanpaolo
OBIETTIVI E POLITICA D'INVESTIMENTO
Il Comparto, espresso in Euro, ha l’obiettivo di generare un
rendimento positivo nel lungo periodo, investendo prevalentemente e,
ad alcune condizioni di mercato, anche interamente in:
a) quote o azioni di fondi;
b) azioni, titoli a reddito fisso (comprese obbligazioni ad alto
rendimento), strumenti derivati e liquidità;
c) senza limiti in titoli in valute diverse da quella di riferimento (Euro).
Il Comparto può investire fino al 10% del patrimonio netto in fondi
speculativi, fondi di fondi speculativi, fondi che investono in materie
prime e fondi immobiliari (Fondi Alternativi), alle condizioni indicate
nel Prospetto del Fondo.
Il Comparto può investire in strumenti derivati sia a fini di copertura
dei rischi sia a fini di investimento.
Il Comparto prevede le seguenti Classi di quote: R e T.
La politica di gestione del Comparto non è collegata a un parametro
di riferimento (“benchmark”).
Le Classi R e T del Comparto sono a capitalizzazione.
Potrete ottenere il rimborso attraverso semplice richiesta in qualsiasi
giorno lavorativo.
PROFILO DI RISCHIO E DI RENDIMENTO
Rischio Più Basso
Rendimento
potenzialmente più
basso
Rischio Più Alto
Rendimento
potenzialmente più
alto
1
x
x
x
x
2
3
Il Comparto è stato classificato nella categoria di
rischio/rendimento 6 in quanto il valore dell'investimento può
registrare ampie variazioni giornaliere, al rialzo o al ribasso.
I dati storici utilizzati per calcolare l’indicatore sintetico potrebbero
non costituire un’indicazione affidabile circa il futuro profilo di
rischio del Comparto.
La categoria di rischio/rendimento sopra indicata potrebbe non
rimanere invariata e la classificazione del Comparto potrebbe
cambiare nel tempo.
L’appartenenza alla categoria di rischio più bassa non garantisce
un investimento esente da rischi.
4
5
6
7
SPESE
Le commissioni e le spese da Voi corrisposte vengono utilizzate per coprire i costi di gestione del Comparto, compresi i costi legati alla sua
commercializzazione e distribuzione. Tali oneri riducono la potenziale crescita del Vostro investimento.
Spese una tantum prelevate prima o dopo l’investimento
Commissioni di
sottoscrizione
3,80 %
Commissioni di rimborso
0,00 %
Percentuale massima che può essere prelevata dal Vostro Capitale
prima che venga investito o prima che il rendimento dell'investimento
venga distribuito.
Classe R
Classe T
Spese
correnti
Spese
prelevate dal
Comparto in
un anno
Commissioni legate al rendimento
Commissioni prelevate dal Comparto a
determinate condizioni specifiche
2,30 %
20,00 %, calcolato annualmente, della
1,85 %
differenza - se positiva - tra l’incremento di
valore del NAV e l’incremento di valore
teorico del NAV nell’evenienza di
performance pari all’indice "J.P. Morgan
Euro Cash 3 months". Se tale differenza è
negativa il periodo di riferimento è esteso di
un ulteriore anno ed il confronto viene
effettuato sulla performance dei due anni.
Nel caso la differenza sia ancora negativa il
periodo di riferimento per il calcolo
successivo viene in ogni caso riportato
all’anno solare.
Le commissioni di sottoscrizione e rimborso riportate nella Tabella
corrispondono, singolarmente, alla percentuale massima applicabile. È
possibile, pertanto, che possiate pagare un importo inferiore. L’esatto
importo applicato Vi potrà essere comunicato dal consulente
finanziario o dal distributore. Per le operazioni di conversione è
possibile scegliere alternativamente fra la tariffa “ad evento” e quella
“forfettaria” (applicata trimestralmente sul patrimonio investito). Le
spese correnti si riferiscono ai costi relativi all'esercizio conclusosi il
31/12/2016. Tale importo potrebbe variare di anno in anno. Sono
escluse dal calcolo le commissioni legate al rendimento e i costi delle
transazioni
di
portafoglio,
eccetto
le
commissioni
di
sottoscrizione/rimborso sostenute dal Comparto per l’acquisto o la
vendita di quote di un altro comparto.
Per ulteriori informazioni sulle commissioni e le spese, ivi incluse
quelle relative alle modalità di calcolo delle commissioni legate al
rendimento, si rinvia alla sezione "Spese" del Prospetto del
Fondo,
reperibile
sui
siti
internet
www.fideuramassetmanagement.ie e www.fideuram.it.
RISULTATI OTTENUTI NEL PASSATO
I risultati del periodo evidenziato sono stati ottenuti in circostanze non più valide.
10,0%
5,0%
0,0%
-5,0%
-10,0%
-15,0%
Classe R
Classe T
2007
2008
2009
2010
2011
2012
2013
2014
2015
2016
2,4%
-13,0%
5,1%
0,2%
-2,8%
4,8%
3,2%
3,5%
-1,2%
-3,5%
5,7%
0,6%
-2,5%
5,1%
3,6%
3,9%
-0,6%
-3,1%
I rendimenti passati non sono indicativi di quelli futuri. Il Fondo è stato istituito l’11 agosto 1967. Il Comparto è stato avviato il 11 gennaio 2002. I
risultati ottenuti nel passato sono stati calcolati in Euro. I rendimenti qui riportati tengono conto di tutti i costi e le commissioni, ad eccezione delle
commissioni di sottoscrizione, conversione e rimborso.
INFORMAZIONI PRATICHE
Il presente documento contiene le Informazioni Chiave per gli Investitori
relative al singolo Comparto Fonditalia New Flexible Growth – Classi R
e T.
La Banca Depositaria è FIDEURAM BANK (LUXEMBOURG) S.A.
Copie in italiano e in inglese dell'ultimo rendiconto annuale, delle relazioni
semestrali e del Prospetto del Fondo possono essere richieste
gratuitamente e in ogni momento presso la Società di Gestione nonché
presso FIDEURAM BANK (LUXEMBURG) S.A. e presso il collocatore. Le
informazioni di dettaglio della Politica di remunerazione adottata dalla
Società
di
Gestione
sono
disponibili
al
seguente
link
http://www.fideuramassetmanagement.ie/upload/File/pdf/Policy_FA
MI/FAMI_Remuneration_Policy.pdf. e acquisibili su richiesta, su copia
cartacea o su altro supporto durevole a disposizione degli investitori.
L'ultimo valore della quota è reso disponibile dalla Società di Gestione
ogni giorno bancario lavorativo in Lussemburgo presso FIDEURAM
BANK (LUXEMBOURG) S.A. in qualità di agente amministrativo e presso
le sedi degli intermediari che curano la distribuzione delle quote del
Comparto in Italia, sul quotidiano "Il Sole 24 Ore", nonché sul sito internet
www.fideuramassetmanagement.ie e www.fideuram.it.
FIDEURAM ASSET MANAGEMENT (IRELAND) dac può essere ritenuta
responsabile esclusivamente sulla base delle dichiarazioni contenute nel
presente documento che risultino fuorvianti, inesatte o incoerenti rispetto
alle corrispondenti parti del Prospetto del Fondo. Il Fondo è soggetto alla
legislazione fiscale lussemburghese. Tale legislazione potrebbe avere
impatti sulla Vostra posizione fiscale. Il Fondo è articolato in comparti. Le
attività e le passività del Comparto sono separate da quelle degli altri
comparti. I diritti patrimoniali degli investitori del Comparto sono
totalmente distinti da quelli degli investitori degli altri comparti. Per la
Classe R è possibile effettuare la sottoscrizione con versamenti in unica
soluzione (UNI), ovvero con piani di versamenti (PLURI). Per la Classe T
è possibile effettuare la sottoscrizione esclusivamente con versamenti in
unica soluzione (UNI).
Potrete in ogni momento convertire quote appartenenti al Comparto con
quote appartenenti ad altri comparti.
Le informazioni sulle modalità di esercizio del diritto di conversione sono
contenute nella sezione "Conversione di quote" del Prospetto del Fondo.
Il Prospetto, il rendiconto e le relazioni semestrali sono redatti per il
Fondo nel suo complesso menzionato nell'intestazione del presente
documento.
Il Fondo è stato autorizzato nel Granducato del Lussemburgo ed è controllato dalla Commission de Surveillance du Secteur Financier (CSSF).
FIDEURAM ASSET MANAGEMENT (IRELAND) dac è stata autorizzata in Irlanda in data 15 maggio 2013 ed è regolamentata dalla Central Bank of
Ireland (CBI).
Le Informazioni Chiave per gli Investitori qui riportate sono esatte alla data del 17/02/2017.
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Informazioni chiave per gli investitori
Il presente documento contiene le informazioni chiave di cui tutti gli investitori devono
disporre in relazione a questo Fondo. Non si tratta di un documento promozionale. Le
informazioni contenute nel presente documento, richieste dalla legge, hanno lo scopo di
aiutarvi a capire la natura di questo Fondo e i rischi ad esso connessi. Si raccomanda di
prenderne visione, in modo da operare una scelta informata in merito all’opportunità di
investire.
Fonditalia Credit Absolute Return
Comparto del Fondo Fonditalia
Classe TS (ISIN LU1481509583)
Società di Gestione: Fideuram Asset Management (Ireland) dac, gruppo bancario Intesa Sanpaolo
OBIETTIVI E POLITICA D'INVESTIMENTO
comparto potrebbe essere esposto anche ad altri rischi
finanziari, specialmente rischio di tasso di interesse e valuta.
Il comparto può investire in strumenti derivati non soltanto a
fini di copertura del rischio e di una gestione efficiente ma
anche a fini di investimento.
Gli strumenti derivati utilizzati non saranno necessariamente
ristretti a: derivati quotati (come futures e opzioni su
obbligazioni e tassi di interesse) e derivati OTC come credit
default swap (CDS) (su indici, basket e singoli titoli), interest
rate swap (IRS), contratti forward su cambi, total return swap,
credit default options e n-th to default basket. La politica di
gestione del Comparto non è collegata a un parametro di
riferimento ("benchmark").
La Classe TS del Comparto è a distribuzione; i proventi del
Comparto Vi saranno distribuiti con le modalità indicate nel
Prospetto del Fondo.
Potrete ottenere il rimborso attraverso semplice richiesta in
qualsiasi giorno lavorativo.
Il Comparto, espresso in Euro, si pone come obiettivo di
investimento di generare nel medio periodo un rendimento
positivo in termini assoluti, investendo attivamente in titoli di
debito e loro derivati. Il comparto si pone l'obiettivo di
raggiungere un rendimento positivo indipendentemente dalle
oscillazioni del mercato del credito. Il compartimento investe
prevalentemente in titoli obbligazionari emessi da aziende
private, agenzie sovranazionali o governative, enti pubblici
territoriali emittenti o garanti (gli strumenti finanziari e/o gli
emittenti possono essere caratterizzati da rating investment
grade, sub-investment grade, non valutati o in sofferenza),
senza restrizioni di affidabilità creditizia, sede o valuta di
denominazione. Il Comparto può anche investire in Asset
Backed Securities fino ad un massimo del 15% del NAV.
L'esposizione alla valuta sarà normalmente coperta in Euro.
Il comparto può altresì investire in titoli emessi da società con
sede in paesi emergenti.
Sebbene l'obiettivo principale del compartimento sia trarre
profitto da una gestione attiva del rischio di credito, il
PROFILO DI RISCHIO E DI RENDIMENTO
Rischio Più Basso
Rendimento
potenzialmente più
basso
Rischio Più Alto
Rendimento
potenzialmente più
alto
1
2
3
4
x Il Comparto è stato classificato nella categoria di
5
6
7
L'INDICATORE SINTETICO DI RISCHIO NON RILEVA IN
rischio/rendimento 3 in quanto il valore dell'investimento MODO ADEGUATO I SEGUENTI RISCHI:
può registrare limitate variazioni giornaliere, al rialzo o al
ribasso.
x Rischio di credito: il Comparto investe in titoli il cui
merito creditizio può peggiorare aumentando il rischio che
x I dati storici utilizzati per calcolare l’indicatore sintetico
l'emittente non sia in grado di onorare i propri impegni
potrebbero non costituire un’indicazione affidabile circa il
incidendo negativamente sui prezzi dei titoli.
futuro profilo di rischio del Comparto.
x La categoria di rischio/rendimento sopra indicata potrebbe x Rischio mercati in via di sviluppo: il Comparto è
non rimanere invariata e la classificazione del Comparto
esposto su titoli particolarmente sensibili all'instabilità
potrebbe cambiare nel tempo.
politica ed economica dei paesi in via di sviluppo; le
variazioni di prezzo possono essere maggiori rispetto a
x L’appartenenza alla categoria di rischio più bassa non
quelle riscontrate sui mercati dei paesi sviluppati.
garantisce un investimento esente da rischi.
x Rischio derivati: al fine di raggiungere i suoi obiettivi il
Comparto può fare uso di strumenti derivati il cui valore
può essere soggetto a oscillazioni di prezzo, positive o
negative, molto più ampie rispetto a quelle dei titoli in
esso contenuti.
x Rischio liquidità: il Comparto investe in mercati che
possono essere caratterizzati da una ridotta possibilità di
scambiare titoli senza incidere negativamente sui prezzi.
x Rischio di controparte: il Comparto investe in strumenti
finanziari, in particolare derivati, attraverso contratti con
controparti finanziarie, esponendosi al rischio che tali
intermediari, non adempiendo nel futuro alle proprie
obbligazioni, generino un danno patrimoniale al
Comparto.
SPESE
Le commissioni e le spese da Voi corrisposte vengono utilizzate per coprire i costi di gestione del Comparto, compresi i costi
legati alla sua commercializzazione e distribuzione. Tali oneri riducono la potenziale crescita del Vostro investimento.
Le commissioni di sottoscrizione e rimborso riportate
Spese una tantum prelevate prima o dopo l’investimento
nella Tabella corrispondono, singolarmente, alla percentuale
massima applicabile. È possibile, pertanto, che possiate
Commissioni di
2,50 %
pagare un importo inferiore. L’esatto importo applicato Vi
sottoscrizione
potrà essere comunicato dal consulente finanziario o dal
Commissioni di rimborso 0,00 %
distributore. Per le operazioni di conversione è possibile
scegliere alternativamente fra la tariffa “ad evento” e quella
Percentuale massima che può essere prelevata dal Vostro Capitale
“forfettaria” (applicata trimestralmente sul patrimonio
prima che venga investito o prima che il rendimento dell'investimento
investito). Le spese correnti si riferiscono ai costi relativi
venga distribuito.
all'esercizio conclusosi il 31/12/2016. Tale importo potrebbe
Spese
variare di anno in anno. Sono escluse dal calcolo le
correnti
Commissioni legate al rendimento
commissioni legate al rendimento e i costi delle transazioni
Spese
Commissioni prelevate dal Comparto a
di
portafoglio,
eccetto
le
commissioni
di
prelevate dal
determinate condizioni specifiche
sottoscrizione/rimborso
sostenute
dal
Comparto
per
Comparto in
l’acquisto o la vendita di quote di un altro comparto.
un anno
Per ulteriori informazioni sulle commissioni e le spese,
Classe TS
1,34 %
15,00 %, calcolato annualmente, della
ivi incluse quelle relative alle modalità di calcolo delle
differenza - se positiva - tra
commissioni legate al rendimento, si rinvia alla sezione
l'incremento di valore del NAV e
"Spese" del Prospetto del Fondo, reperibile sui siti
l'incremento di valore teorico del NAV
internet
www.fideuramassetmanagement.ie
e
nell'evenienza di performance pari
www.fideuram.it.
all'indice JP Morgan Euro Cash 12
months.
RISULTATI OTTENUTI NEL PASSATO
120%
100%
80%
Non ci sono dati sufficienti per il calcolo delle performance passate.
60%
40%
20%
0%
2007
2008
2009
2010
2011
2012
2013
2014
2015
2016
Classe TS
I rendimenti passati non sono indicativi di quelli futuri. Il Fondo è stato istituito l’11 agosto 1967. Il Comparto è stato avviato
il 10 maggio 2000. Dato il recente avvio (19 ottobre, 2016) della Classe TS del Comparto, non è possibile calcolare i
rendimenti passati. Pertanto, non è possibile fornirvi informazioni su questo punto.
INFORMAZIONI PRATICHE
Il presente documento contiene le Informazioni Chiave per gli
Investitori relative al singolo Comparto Fonditalia Credit
Absolute Return – Classe TS.
La Banca Depositaria è FIDEURAM BANK (LUXEMBOURG)
S.A..Copie in italiano e in inglese dell'ultimo rendiconto
annuale, delle relazioni semestrali e del Prospetto del Fondo
possono essere richieste gratuitamente e in ogni momento
presso la Società di Gestione nonché presso FIDEURAM
BANK (LUXEMBURG) S.A. e presso il collocatore. Le
informazioni di dettaglio della Politica di remunerazione
adottata dalla Società di Gestione sono disponibili al
seguente
link
http://www.fideuramassetmanagement.ie/upload/File/pdf/
Policy_FAMI/FAMI_Remuneration_Policy.pdf. e acquisibili
su richiesta, su copia cartacea o su altro supporto durevole a
disposizione degli investitori.
L'ultimo valore della quota è reso disponibile dalla Società di
Gestione ogni giorno bancario lavorativo in Lussemburgo
presso FIDEURAM BANK (LUXEMBOURG) S.A. in qualità di
agente amministrativo e presso le sedi degli intermediari che
curano la distribuzione delle quote del Comparto in Italia, sul
quotidiano "Il Sole 24 Ore", nonché sul sito internet
www.fideuramassetmanagement.ie e www.fideuram.it.
FIDEURAM ASSET MANAGEMENT (IRELAND) dac può
essere ritenuta responsabile esclusivamente sulla base delle
dichiarazioni contenute nel presente documento che risultino
fuorvianti, inesatte o incoerenti rispetto alle corrispondenti
parti del Prospetto del Fondo. Il Fondo è soggetto alla
legislazione fiscale lussemburghese. Tale legislazione
potrebbe avere impatti sulla Vostra posizione fiscale. Il Fondo
è articolato in comparti. Le attività e le passività del Comparto
sono separate da quelle degli altri comparti. I diritti
patrimoniali degli investitori del Comparto sono totalmente
distinti da quelli degli investitori degli altri comparti. Per la
Classe TS è possibile effettuare la sottoscrizione
esclusivamente con versamenti in unica soluzione (UNI).
Potrete in ogni momento convertire quote appartenenti al
Comparto con quote appartenenti ad altri comparti.
Le informazioni sulle modalità di esercizio del diritto di
conversione sono contenute nella sezione "Conversione di
quote" del Prospetto del Fondo. Il Prospetto, il rendiconto e le
relazioni semestrali sono redatti per il Fondo nel suo
complesso menzionato nell'intestazione del presente
documento.
Il Fondo è stato autorizzato nel Granducato del Lussemburgo ed è controllato dalla Commission de Surveillance du Secteur Financier (CSSF).
FIDEURAM ASSET MANAGEMENT (IRELAND) dac è stata autorizzata in Irlanda in data 15 maggio 2013 ed è regolamentata dalla Central Bank of
Ireland (CBI).
Le Informazioni Chiave per gli Investitori qui riportate sono esatte alla data del 17/02/2017.
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Informazioni chiave per gli investitori
Il presente documento contiene le informazioni chiave di cui tutti gli investitori devono
disporre in relazione a questo Fondo. Non si tratta di un documento promozionale. Le
informazioni contenute nel presente documento, richieste dalla legge, hanno lo scopo di
aiutarvi a capire la natura di questo Fondo e i rischi ad esso connessi. Si raccomanda di
prenderne visione, in modo da operare una scelta informata in merito all’opportunità di
investire.
Fonditalia Financial Credit Bond
Comparto del Fondo Fonditalia
Classe TS (ISIN LU1481509823)
Società di Gestione: Fideuram Asset Management (Ireland) dac, gruppo bancario Intesa Sanpaolo
OBIETTIVI E POLITICA D'INVESTIMENTO
Il Comparto, espresso in Euro, mira a fornire un alto livello
reddituale e generare una modesta crescita del capitale.
Il Fondo intende investire a livello globale nel settore finanziario,
principalmente in titoli di debito (ad esempio, titoli di Stato e
obbligazioni corporate) con tassi di interesse fissi e variabili e
che potrebbero presentare rating investment grade o inferiori a
investment grade, titoli ibridi (strumenti che uniscono le
caratteristiche di azioni ed obbligazioni), azioni privilegiate,
debito
subordinato e depositi. In presenza di numerosi
movimenti di mercato (volatilità), il Fondo potrebbe investire
prevalentemente in depositi bancari.
Gli investimenti del Fondo in obbligazioni convertibili contingenti
(come definite dall'European Securities and Markets Authority)
non possono superare il 50% del valore patrimoniale netto del
Fondo.
Il Fondo non può acquistare azioni ordinarie; tuttavia, il Fondo
può acquisire e detenere azioni ordinarie laddove tali azioni
siano acquisite per mezzo di conversioni da un altro titolo
detenuto dal Fondo.
La Società di Gestione
degli investimenti generalmente
cercherà di assumere posizioni in titoli di debito e azioni
privilegiate di società dotate di una o più delle seguenti
caratteristiche: (i) variazione delle prospettive di crescita dei
ricavi; (ii) variazione dei costi di esercizio previsti; (iii) variazione
della qualità dello stato patrimoniale; (iv) speculazione relativa a
una possibile vendita, cessione o acquisizione; (v) variazione
delle capacità esecutive e/o orientamento strategico dovuta a
un cambio della direzione; (vi) variazione della disciplina del
capitale; (vii) variazione della normativa; (viii) una variazione
della propensione al rischio complessiva o (ix) una variazione
della metodologia di valutazione. Il Fondo potrebbe investire in
contratti a termine in valuta estera (contratti attraverso i quali si
scambiano valute estere in una data futura concordata) allo
scopo di gestire il rischio di copertura e di cambio.
Il Fondo potrebbe ricorrere a una copertura valutaria (la tecnica
che consente di acquistare o vendere valute per ridurre al
minimo le fluttuazioni di investimenti denominati in una valuta
diversa dall'Euro derivanti da variazioni di cambio). Non viene
fornita alcuna garanzia circa le possibilità di guadagno del
Fondo.
Eventuali redditi
derivanti dall'attività del Fondo saranno
reinvestiti nel Fondo stesso.
L'investimento nel Fondo potrebbe essere adatto a investitori
con un orizzonte di investimento a medio o lungo termine.
La politica di gestione del Comparto non è collegata a un
parametro di riferimento ("benchmark").
La Classe TS del Comparto è a distribuzione; i proventi del
Comparto Vi saranno distribuiti con le modalità indicate nel
Prospetto del Fondo.
Potrete ottenere il rimborso attraverso semplice richiesta in
qualsiasi giorno lavorativo.
PROFILO DI RISCHIO E DI RENDIMENTO
Rischio Più Basso
Rendimento
potenzialmente più
basso
Rischio Più Alto
Rendimento
potenzialmente più
alto
1
2
3
4
x Il Comparto è stato classificato nella categoria di
rischio/rendimento 4 in quanto il valore dell'investimento può
registrare variazioni giornaliere, al rialzo o al ribasso.
x I dati storici utilizzati per calcolare l’indicatore sintetico
potrebbero non costituire un’indicazione affidabile circa il
futuro profilo di rischio del Comparto.
x La categoria di rischio/rendimento sopra indicata potrebbe
non rimanere invariata e la classificazione del Comparto
potrebbe cambiare nel tempo.
x L’appartenenza alla categoria di rischio più bassa non
garantisce un investimento esente da rischi.
5
6
7
L'INDICATORE SINTETICO DI RISCHIO NON RILEVA IN
MODO ADEGUATO I SEGUENTI RISCHI:
x Rischio di credito: il Comparto investe in titoli il cui merito
creditizio può peggiorare aumentando il rischio che
l'emittente non sia in grado di onorare i propri impegni
incidendo negativamente sui prezzi dei titoli.
x Rischio mercati in via di sviluppo: il Comparto è esposto
su titoli particolarmente sensibili all'instabilità politica ed
economica dei paesi in via di sviluppo; le variazioni di prezzo
possono essere maggiori rispetto a quelle riscontrate sui
mercati dei paesi sviluppati.
x Rischio derivati: al fine di raggiungere i suoi obiettivi il
Comparto può fare uso di strumenti derivati il cui valore può
essere soggetto a oscillazioni di prezzo, positive o negative,
molto più ampie rispetto a quelle dei titoli in esso contenuti.
x Rischio liquidità: il Comparto investe in mercati che
possono essere caratterizzati da una ridotta possibilità di
scambiare titoli senza incidere negativamente sui prezzi.
x Rischio di controparte: il Comparto investe in strumenti
finanziari, in particolare derivati, attraverso contratti con
controparti finanziarie, esponendosi al rischio che tali
intermediari, non adempiendo nel futuro alle proprie
obbligazioni, generino un danno patrimoniale al Comparto.
SPESE
Le commissioni e le spese da Voi corrisposte vengono utilizzate per coprire i costi di gestione del Comparto, compresi i costi legati
alla sua commercializzazione e distribuzione. Tali oneri riducono la potenziale crescita del Vostro investimento.
Le commissioni di sottoscrizione e rimborso riportate nella
Spese una tantum prelevate prima o dopo l’investimento
Tabella corrispondono, singolarmente, alla percentuale
massima applicabile. È possibile, pertanto, che possiate pagare
Commissioni di
2,50 %
un importo inferiore. L’esatto importo applicato Vi potrà essere
sottoscrizione
comunicato dal consulente finanziario o dal distributore. Per le
Commissioni di rimborso 0,00 %
operazioni di conversione è possibile scegliere alternativamente
fra la tariffa “ad evento” e quella “forfettaria” (applicata
Percentuale massima che può essere prelevata dal Vostro Capitale
trimestralmente sul patrimonio investito). Le spese correnti si
prima che venga investito o prima che il rendimento dell'investimento
riferiscono ai costi relativi all'esercizio conclusosi il 31/12/2016.
venga distribuito.
Tale importo potrebbe variare di anno in anno. Sono escluse dal
Spese
calcolo le commissioni legate al rendimento e i costi delle
correnti
Commissioni legate al rendimento
transazioni di portafoglio, eccetto le commissioni di
Spese
Commissioni prelevate dal Comparto a
sottoscrizione/rimborso sostenute dal Comparto per l’acquisto o
prelevate dal
determinate condizioni specifiche
la vendita di quote di un altro comparto.
Comparto in
Per ulteriori informazioni sulle commissioni e le spese, ivi
un anno
incluse quelle relative alle modalità di calcolo delle
Classe TS
1,37 %
10,00 %, calcolato annualmente, della
commissioni legate al rendimento, si rinvia alla sezione
differenza - se positiva - tra
"Spese" del Prospetto del Fondo, reperibile sui siti internet
l'incremento di valore del NAV e
www.fideuramassetmanagement.ie e www.fideuram.it.
l'incremento di valore teorico del NAV
nell'evenienza di performance pari
all'indice JP Morgan Euro Cash a 3
mesi più 200 bps.
RISULTATI OTTENUTI NEL PASSATO
120%
100%
80%
Non ci sono dati sufficienti per il calcolo delle performance passate.
60%
40%
20%
0%
2007
2008
2009
2010
2011
2012
2013
2014
2015
2016
Classe TS
I rendimenti passati non sono indicativi di quelli futuri. Il Fondo è stato istituito l’11 agosto 1967. Il Comparto è stato avviato il 10
maggio 2000. Dato il recente avvio (19 ottobre, 2016) della Classe TS del Comparto, non è possibile calcolare i rendimenti passati.
Pertanto, non è possibile fornirvi informazioni su questo punto.
INFORMAZIONI PRATICHE
Il presente documento contiene le Informazioni Chiave per gli
Investitori relative al singolo Comparto Fonditalia Financial
Credit Bond – Classe TS.
La Banca Depositaria è FIDEURAM BANK (LUXEMBOURG)
S.A..Copie in italiano e in inglese dell'ultimo rendiconto annuale,
delle relazioni semestrali e del Prospetto del Fondo possono
essere richieste gratuitamente e in ogni momento presso la
Società di Gestione nonché presso FIDEURAM BANK
(LUXEMBURG) S.A. e presso il collocatore. Le informazioni di
dettaglio della Politica di remunerazione adottata dalla Società di
Gestione
sono
disponibili
al
seguente
link
http://www.fideuramassetmanagement.ie/upload/File/pdf/Pol
icy_FAMI/FAMI_Remuneration_Policy.pdf. e acquisibili su
richiesta, su copia cartacea o su altro supporto durevole a
disposizione degli investitori.
L'ultimo valore della quota è reso disponibile dalla Società di
Gestione ogni giorno bancario lavorativo in Lussemburgo presso
FIDEURAM BANK (LUXEMBOURG) S.A. in qualità di agente
amministrativo e presso le sedi degli intermediari che curano la
distribuzione delle quote del Comparto in Italia, sul quotidiano "Il
Sole
24
Ore",
nonché
sul
sito
internet
www.fideuramassetmanagement.ie e www.fideuram.it.
FIDEURAM ASSET MANAGEMENT (IRELAND) dac può essere
ritenuta responsabile esclusivamente sulla base delle
dichiarazioni contenute nel presente documento che risultino
fuorvianti, inesatte o incoerenti rispetto alle corrispondenti parti
del Prospetto del Fondo. Il Fondo è soggetto alla legislazione
fiscale lussemburghese. Tale legislazione potrebbe avere impatti
sulla Vostra posizione fiscale. Il Fondo è articolato in comparti.
Le attività e le passività del Comparto sono separate da quelle
degli altri comparti. I diritti patrimoniali degli investitori del
Comparto sono totalmente distinti da quelli degli investitori degli
altri comparti. Per la Classe TS è possibile effettuare la
sottoscrizione esclusivamente con versamenti in unica soluzione
(UNI).
Potrete in ogni momento convertire quote appartenenti al
Comparto con quote appartenenti ad altri comparti.
Le informazioni sulle modalità di esercizio del diritto di
conversione sono contenute nella sezione "Conversione di
quote" del Prospetto del Fondo. Il Prospetto, il rendiconto e le
relazioni semestrali sono redatti per il Fondo nel suo complesso
menzionato nell'intestazione del presente documento.
Il Fondo è stato autorizzato nel Granducato del Lussemburgo ed è controllato dalla Commission de Surveillance du Secteur Financier (CSSF).
FIDEURAM ASSET MANAGEMENT (IRELAND) dac è stata autorizzata in Irlanda in data 15 maggio 2013 ed è regolamentata dalla Central Bank of
Ireland (CBI).
Le Informazioni Chiave per gli Investitori qui riportate sono esatte alla data del 17/02/2017.
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Fideuram Asset Management (Ireland) dac
George’s Court 54-62, Townsend Street – Dublino 2 – Irlanda – Tel. 00353.16738000
www.fideuramassetmanagement.ie
www.fideuram.it
Fideuram Asset Management (Ireland) dac è una società del gruppo