Transcript ASL Version What Happens to Social Security Cash..

Social Security Benefits
Supplemental Security Income
$721
Medicaid
Social Security Disability Insurance
$Amount$
Medicare
When you start work
SSI
Check
EXAMPLE
If you work, earn $1,000 gross monthly
$1,000 work
earnings
$263.50 SSI
Work Incentives
Work Earnings $ + SSI
SSI = BONUS!!!
IF
$1527+ work earnings
SSI= $0
NOW …
Social Security Disability
Insurance (SSDI)
SSDI check will either
CONTINUE OR STOP
If you start working…
9 Trial Work Period Months
(TWP)
“TRY & WORK”
9 TWP months over
5 years
TWP = $770+/month
st
1
EXAMPLE….. if you worked
2010
2011
2012
2013
2014
$720
$720
$720
$750
$770
Feb
$300
July
$350
Nov
$515
Jan
$800
March
$220
August
$375
Dec
$375
April
$80
Sept
$425
FIRED!
QUIT!
nd
2
EXAMPLE….. if you worked
2010
2011
2012
2013
2014
$720
$720
$720
$750
$770
Feb
$800
July
$870
Nov
$795
Jan
$800
March
$820
August
$850
Dec
$810
April
$810
Sept
$875
FIRED!
QUIT!
AFTER 9 TRIAL WORK
PERIOD MONTHS
USED….
Extended Period of Eligibility (EPE)
EPE = 3 years
If you earn OVER (+)
$1070
Check STOPS
If you earn BELOW (-)
$1070
Check continues
Work $ + SSDI $
SO DURING EXTENDED PERIOD OF
ELIGIBILITY (EPE) -3 YEARSAND YOU CONTINUE EARNING
OVER $1070
COMES GRACE PERIOD….
Extended Period of Eligibility (EPE)
EPE = 3 years
If you earn OVER (+)
$1070
Check STOPS
GRACE PERIOD
Grace Period
Consecutive 3 months
Earn OVER (+)
$1070
3 MORE CHECKS
AFTER GRACE PERIOD, CHECK
STOPS COMPLETELY
Expedited Reinstatement (EXR)- 5 YEARS
Begins
IF YOU WORK AND EARN BELOW
$1070 THEN YOU MAY NEVER HAVE A
GRACE PERIOD
EXTENDED PERIOD OF ELIGIBILITY
(EPE)- 3 YEARS CONTINUES…
YOUR CHECK KEEPS COMING!
IF YOU WORK AND EARN OVER $1070
THEN YOU WILL HAVE A GRACE PERIOD
SUPPOSE YOU GET FIRED/QUIT
IF YOU ARE IN STILL IN
EXTENDED PERIOD OF ELIGIBILITY (EPE)
YOUR CHECK BEGINS AGAIN!
Expedited Reinstatement (EXR)
EXR = 5 years
IF QUIT OR FIRED
Check starts AGAIN
quickly
9 TWP months
WORK CHECK
Extended Period of
Eligibility (EPE)
3 YEARS
Maybe CHECK or NO CHECK
Expedited
Reinstatement
5 YEARS
THAT’S THE BASICS OF
SSI AND SSDI
SSI & SSDI Work Incentives
• Impairment Related Work Expenses
– Consumer pays out of pocket NOT DARS
– MUST be related to disability
– IRWE is approved by SSA and must show receipts
• EXAMPLES
– Cell phone IF you use texting at work
– Batteries for hearing aids
– Hearing aid accessories
– Internet on Ipad for VP
SSI Work Incentives
• Student Earned Income Exclusion
– Under the age of 22 “student” HS OR College
– Can work without SSI deductions
– Work and earn $1750 month OR $7,060 year
– SSI check should stay the SAME
– NO Deductions to check!
THERE ARE MORE WORK
INCENTIVES BUT THESE APPLY
THE MOST TO DEAF/HH
CONSUMERS
NOW LETS DISCUSS
HEALTH BENEFITS…
MEDICAID
Work earnings
$1 SSI
Medicaid
If NO SSI, you may qualify for
Medicaid 1619(b)- FREE!
Medicaid 1619(b)- FREE!
• State of Texas 2014
– Work earnings limit is $33,407 annually
– Report income to SSA monthly
– Keep resources $2000/$3000 for couple
***Spouse’s income CAN affect eligibility
If you don’t qualify for Medicaid 1619 (b),
Then try Medicaid Buy In (LOW COST!)
Healthcare continues…
SSI & Medicaid
SSDI & Medicare
$1 of SSI = Medicaid
Work earnings $ increase +
-1619 (b)
If you lose 1619 (b)
-Medicaid Buy In (MBI)
SSDI = Medicare
Work earnings $ increase +
- NO SSDI- Extended
Medicare
- Medicaid Buy In
SSDI, SSI, Medicare AND Medicaid
SSDI = Medicare
$1 SSI= Medicaid
Work earnings $ increase +
NO SSDI- Extended Medicare
1619 (b) OR Medicaid Buy In (MBI)
Questions